10540 42nd Terrace, FL
Stellar MLS
1 / 1

$525,000

10540 42nd Terrace

Belleview, FL 34420

Listing updated: October 1, 2026 at 9:33 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Vanguard Lifestyle Realty · Randy Fox · MLS #G5117794 · Active · 352-648-0096
4
Beds
4
Baths
2,849
Sq Ft
0.36
Acres
2003
Built
◆Fireplace◆$184/sqft◆360° tour
Single Family Residence

Property type

2003

Year built

15,682 sqft

Lot size

$184

Price / sq ft

$93/mo

HOA dues

6

Days on market

2

Garage spaces

X

Flood zone

About this home

WELCOME HOME! —BRAND NEW ROOF COMING OCTOBER 2026!— and SAVE $$$, with an ASSUMABLE MORTGAGE at a very LOW RATE!— This fabulous country-style home combines timeless charm, thoughtful updates, beautiful finishes, and an ideal floor plan—all located in the highly sought-after GATED MULTI-GENERATIONAL community of Cobblestone. Relax and enjoy the mature oak trees and your private, FENCED backyard from the spacious SCREENED-in back porch, with plenty of room to add a pool and create your own backyard oasis. You also have a fabulous large front porch for relaxation and there are NO NEIGHBORS across the street! Inside, you’ll find an abundance of space designed for comfortable living and entertaining. The home features 4 bedrooms and 3.5 baths, a welcoming oversized foyer, spacious great room, large formal dining room, and a wonderful kitchen showcasing gorgeous cabinetry and a generous breakfast nook. The split-bedroom floor plan offers excellent privacy, with 3 BEDROOMS ON FIRST FLOOR —including the primary suite — Upstairs, a private guest suite provides the perfect retreat for visitors or as an office, complete with TWO walk-in closets and full bathroom. The indoor laundry room is conveniently located near the half bath for easy access. — Tankless water heater 2024, NEW large AC unit 2022. — With its combination of character, space, privacy, and an outstanding gated-community setting, this Cobblestone home is ready to welcome you as the next owner! Schedule your private tour today!

Estimated monthly payment

Principal & interest$2,655
Property taxes$24
Home insurance (est.)$241
HOA dues$93

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Sep 25, 2026
  2. Listed$525,000
    Sep 25, 2026
  3. Price increased$525,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
6
Subdivision
Cobblestone Ph I
County
Marion
Year built
2003
Living area
2,849 sq ft
Price/sq ft
$184
Lot size
15,682 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12083C0729D)
Garage
2 spaces
Annual taxes
$284 (2025)
Parcel #
3721-005-009
Zoning
PUD
MLS #
G5117794

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Microwave
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Primary Bedroom Main Floor, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side

HOA & Financial

HOA fee
$1,114 / Annually
Monthly HOA
$93/mo
Total monthly fees
$93/mo
Total annual fees
$1,114
HOA name
Vine Management
CDD
No
Min lease term
No Minimum
Listing terms
Assumable, Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
contact management company for all details and restrictions on leasing

Exterior & Construction

Exterior features
None
Construction materials
HardiPlank Type
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst7x38
Bathroom 1First
Bathroom 2First
Bathroom 3First
Bathroom 4Second
Primary BedroomFirst13x18
Bedroom 2First12x13
Bedroom 3First12x12
Bedroom 4Second14x15
KitchenFirst11x22
Dining RoomFirst12x16
Family RoomFirst17x20

Listing Details

Listing date
2026-09-22
On market date
2026-09-25
Original list price
$525,000
Occupant type
Tenant
MLS area
34420 - Belleview
Listing AOR
Lake and Sumter
Status changed
2026-09-25
Tax legal description
SEC 26 TWP 16 RGE 22 PLAT BOOK 006 PAGE 018 COBBLESTONE PHASE 1 BLK E LOT 9

Flood risk

Minimal riskFEMA Zone XPanel 12083C0729D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 301/441 Intersection, head north on 301 about 1 mile. Turn left into Cobblestone via SE 106th st. Enter through gate, continue for .3 miles and turn right on Se 42nd Ter, home is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 9:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA