1521 Custer Bayou Street, FL
Stellar MLS
1 / 1

$364,000

1521 Custer Bayou StreetRuskin, FL 33570

Listing updated: October 8, 2026 at 9:28 AM ET

Active
Stellar MLSListing courtesy of 27north Realty · Shawna Calvert · MLS #TB8548307 · Active · 813-645-4663
4
Beds
3
Baths
2,445
Sq Ft
0.13
Acres
2016
Built
◆$149/sqft
Single Family Residence

Property type

2016

Year built

5,480 sqft

Lot size

$149

Price / sq ft

$282/mo

HOA dues

23

Days on market

2

Garage spaces

X500

Flood zone

About this home

1521 Custer Bayou Street, Ruskin, FL 33570 | 4 Beds | 2.5 Baths | 2,445 Sq Ft | 3.00% ASSUMABLE LOAN | Gated Bayridge | Community Pool + Playground | Solar Panels | Screened Lanai | 2-Car Garage | No CDD A 3.00% assumable loan with approximately $164,000 remaining creates a standout opportunity at 1521 Custer Bayou Street Qualified buyers are welcome to pursue the assumption, subject to loan servicer approval. Life at 1521 Custer Bayou Street is built around having more time to enjoy home. Start the morning on the covered front porch, spend an afternoon at the Bayridge community pool, and end the day on the screened rear lanai while the HOA handles the lawn and grounds maintenance. Inside, 2,445 heated square feet creates room to spread out across two levels, with open gathering spaces downstairs and a second living area upstairs. The main level connects the kitchen, dining areas, and living room in an easy flow for everyday meals, game nights, or hosting friends. Upgraded luxury vinyl flooring installed in 2022 runs through the main living spaces, complemented by high ceilings and tray-ceiling details. The kitchen centers around a large island with stone counters, solid wood cabinetry, a closet pantry, and Samsung Bespoke refrigerator, range, microwave, and dishwasher installed in March 2023. The dining space includes a custom built-in dry bar with glass cabinets and a wine fridge. Sliding glass doors extend the living space to the screened rear porch and patio, keeping indoor and outdoor time connected. A flexible first-floor room near the powder bath adds useful space for changing needs. Upstairs, the separate loft creates another place to relax away from the main living room. The primary suite has a walk-in closet and an en suite bath with dual sinks, stone counters, and a walk-in shower. A dedicated upstairs laundry room keeps daily routines close to the bedrooms. The outdoor spaces give you multiple ways to enjoy Florida weather without leaving home. The attached 2-car garage adds parking and storage, while irrigation, rain gutters, and a private yard support day-to-day function. Important updates add value where it matters. Solar panels were installed in July 2023, with the seller to pay the remaining solar financing balance at closing. A built-in dry bar was added to the dining area. The water heater was replaced in February 2023, and a reverse-osmosis system and whole-home water softener were added in July 2025. The seller reports the HVAC system as approximately one year old. Samsung Bespoke kitchen appliances were installed in March 2023. Bayridge is a gated Ruskin community with a pool, playground, sidewalks, and private paved roads. The required $282/month HOA fee covers community pool care, grounds maintenance, manager services, private-road maintenance, and recreational facilities, giving you fewer exterior chores and more time to enjoy the neighborhood amenities. There is no CDD. ***** WHAT THE SELLER LOVES The lifestyle here is easy to settle into: coffee on the front porch, afternoons at the community pool, evenings on the screened lanai, and a fenced yard ready for time outside. Inside, the upgraded flooring, Samsung Bespoke kitchen appliances, custom dining dry bar, solar panels, and whole-home water treatment make the home feel thoughtfully updated, while HOA-included lawn care means weekends can stay focused on enjoying the home instead of maintaining the yard.

Estimated monthly payment

Principal & interest$1,841
Property taxes$338
Home insurance (est.)$167
HOA dues$282

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history23 days on market

  1. Status: Active
    Sep 15, 2026
  2. Listed$365,000
    Sep 15, 2026
  3. Price reduced$364,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
23
Subdivision
Bayridge
County
Hillsborough
Year built
2016
Living area
2,445 sq ft
Price/sq ft
$149
Building area
3,246 sq ft (Public Records)
Lot size
5,480 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12057C0656J)
Garage
2 spaces
Annual taxes
$4,058 (2025)
Parcel #
U-04-32-19-9YH-000000-00027.0
Zoning
PD
MLS #
TB8548307

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener, Wine Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Off Street

HOA & Financial

HOA fee
$282 / Monthly
Monthly HOA
$282/mo
Total monthly fees
$282/mo
Total annual fees
$3,384
HOA name
LeLand Management / Karl Bogulob
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No short-term rentals. Minimum 12-month lease required. Buyer and Buyer's agent to verify all current rental restrictions with HOA management.
Approval process
No formal HOA approval required for purchase or lease. Lease copy and tenant registration with Leland Management may be required prior to move-in.

Exterior & Construction

Exterior features
Lighting, Private Yard, Rain Gutters, Sidewalk
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes

Schools

ElementaryCypress Creek-HBGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst7.4x9.9
Living RoomFirst14.1x20.2
KitchenFirst12.11x16.7
Dining RoomFirst12.11x9.1
Bedroom 2First10.8x11.3
Balcony/Porch/LanaiFirst14.1x5.9
Living RoomSecond13.1x18.1
Primary BedroomSecond14.5x15.1
Primary BathroomSecond10x12.3
Bedroom 3Second10.5x12.1
Bedroom 4Second10.7x12.1
Bathroom 2Second6.1x9.7
LaundrySecond6.4x7.4

Listing Details

Listing date
2026-09-11
On market date
2026-09-15
Original list price
$365,000
Occupant type
Vacant
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-09-15
Tax legal description
BAYRIDGE LOT 27

Flood risk

Moderate riskFEMA Zone X500Panel 12057C0656J

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-41: head east on 19th Ave NE, turn right onto 18th St NE, turn right onto Cabbage Key Dr, and turn right onto Custer Bayou St. From I-75: take Exit 240 for FL-674 W toward Ruskin, turn right onto 24th St NE, turn left onto 19th Ave NE, turn left onto 18th St NE, turn right onto Cabbage Key Dr, and turn right onto Custer Bayou St.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 8, 2026 at 9:28 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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