
$125,000
7912 Midway Drive Terrace
Ocala, FL 34472
Listing updated: September 25, 2026 at 9:58 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
If peaceful surroundings, beautiful golf-course views, and an easygoing 55+ lifestyle sound like home, you’ll want to take a look at this charming condo in Derby Downs. Tucked away on a private dead-end street and surrounded by beautiful, mature oak trees and well-maintained landscaping, this quiet community offers a relaxed setting where you can enjoy a little more peace and a little less maintenance. Situated on the first floor with no upstairs neighbors, this condo shares only a partial wall with the neighboring unit, offering added privacy. Inside, you’ll find LVP flooring throughout the main living areas and carpet in the bedrooms. The renovated kitchen features stainless steel appliances, including a brand-new stove and stainless-steel single-bowl sink, with a window overlooking the golf course. Both bathrooms have comfort-height toilets, while the guest bath has been updated with a stone countertop, easy-to-clean undermount sink, and new cabinet with slow-close hardware. You'll love spending time on the screened rear patio - a great place to relax and enjoy the peaceful golf-course view. The monthly HOA fee is $337.94 and covers trash, pest control, exterior building maintenance, irrigation, lawn care, and landscaping, so there’s less to worry about and more time to enjoy. Residents can also join the Silver Springs Shores Community Center for just $5 per year, giving you access to fitness activities, basketball, pickleball, tennis, and three swimming pools. Derby Downs feels tucked away, but convenience is never far away - Walmart, Publix, and other everyday essentials are about 10 minutes away, while the heart of Ocala is roughly 20 minutes away, offering shopping, dining, entertainment, and medical care, including two major hospitals. A peaceful setting, golf-course views, low-maintenance living, and a location close to everything you need—this could be an easy place to call home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history9 days on market
- Status: ActiveSep 25, 2026
- Listed$125,000Sep 13, 2026
- Price increased$125,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 9
- Subdivision
- Derby Downs
- County
- Marion
- Year built
- 1987
- Living area
- 840 sq ft
- Price/sq ft
- $149
- Building area
- 1,006 sq ft (Public Records)
- Lot size
- 435 sq ft
- Flood zone
- X (12083C0755D)
- Annual taxes
- $1,043 (2025)
- Parcel #
- 90490-20-102
- Zoning
- R3
- MLS #
- OM732172
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- HOA fee
- $338 / Monthly
- Monthly HOA
- $338/mo
- Total monthly fees
- $338/mo
- Total annual fees
- $4,055
- HOA name
- Vine Management / Tony Roy
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See rules & regulations for further leasing restrictions.
- Approval process
- Tenants must apply with association
Exterior & Construction
- Exterior features
- Private Entrance, Rain Gutters, Sidewalk
- Construction materials
- Metal Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 18x5 |
| Living Room | First | 12x23 |
| Primary Bedroom | First | 11x17 |
| Bedroom 2 | First | 10x9 |
Listing Details
- Listing date
- 2026-09-12
- On market date
- 2026-09-13
- Original list price
- $125,000
- Occupant type
- Vacant
- MLS area
- 34472 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-09-25
- Tax legal description
- SEC 10 TWP 16 RGE 23 PLAT BOOK J PAGE 451 DERBY DOWNS CONDOMINIUM SILVER SPRINGS SHORES UNIT 62 BLDG T UNIT 102
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the intersection of SE MARICAMP RD. (HWY 464) and PINE RD., head north on PINE RD., turn Right onto SILVER RD., turn Left onto SILVER PASS, turn Right onto MIDWAY DR., follow this all the way back to Derby Downs - Subject home is located in building T on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 25, 2026 at 9:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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