$474,900
438 Troy LoopThe Villages, FL 32162
Listing updated: October 9, 2026 at 9:50 AM ET
Listing courtesy of Soundings, Llc · Lili Whittington · MLS #G5117577 · Active · 352-698-6655Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. "LIVE THE VILLAGES LIFESTYLE FROM THE HEART OF MALLORY SQUARE! Welcome to 438 Troy Loop, the popular Gardenia model with approximately 1,918 square feet of comfortable living space, 3 bedrooms and 2 baths. Start your mornings on the welcoming front patio with coffee in hand, then spend your evenings on the spacious screened lanai that flows right into an attached birdcage, your own private slice of Florida with room for dining, entertaining, and watching the sunsets. A rare bonus: the third bedroom features a convenient Murphy bed, so this home works double duty as guest suite by night and office, craft room, or home gym by day. Practical updates mean you can move in and relax: a roof about 5 years young and an HVAC about 9 years old, with a remaining bond balance of just $5,288. Live minutes from Mallory Hill Country Club, within easy reach of Canal Street Recreation Center on Odell Circle, and an easy golf-cart trip to the dining, shopping, and daily festivities of Lake Sumter Landing and Brownwood Paddock Square. The featured location, the favorite model, the Florida style you've been waiting for. Come see why this one won't last!"
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history30 days on market
- Status: ActiveSep 10, 2026
- Listed$494,900Sep 9, 2026
- Price reduced$474,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 30
- Subdivision
- The Villages
- County
- Sumter
- Year built
- 2006
- Living area
- 1,918 sq ft
- Price/sq ft
- $248
- Building area
- 2,679 sq ft (Owner)
- Lot size
- 7,305 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12119C0089D)
- Garage
- 2 spaces
- Annual taxes
- $3,858 (2025)
- Parcel #
- D25B087
- Zoning
- X
- MLS #
- G5117577
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $204/mo
- Total annual fees
- $2,448
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Sprinkler Meter, Water Available
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Kitchen | First | |
| Primary Bathroom | First |
Listing Details
- Listing date
- 2026-09-09
- On market date
- 2026-09-09
- Original list price
- $494,900
- Occupant type
- Owner
- MLS area
- 32162 - Lady Lake/The Villages
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-09-10
- Tax legal description
- LOT 87 THE VILLAGES OF SUMTER UNIT NO.116 PB 7 PGS 26-26B
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From CR 466, head south on Morse Blvd. At the third roundabout, take the third exit onto Stillwater Trail. Turn right onto Timmonsville Way, then right onto Troy Loop. Follow Troy Loop to 438 Troy Loop.
More homes like this
$155,000
721 Sharon Dr
The Villages, FL 32159
2 bd · 2 ba · 768 sqft
The Villages
MLS ID #G5114417, REALTY EXECUTIVES IN THE VILLAGES.
Listing provided by Stellar MLS
$170,000
1809 Daffodil Ln
Lady Lake, FL 32159
2 bd · 1 ba · 936 sqft
The Villages
MLS ID #G5111623, RE/MAX PREMIER REALTY.
Listing provided by Stellar MLS
$198,000
712 Jason Dr
Lady Lake, FL 32159
2 bd · 2 ba · 1,292 sqft
The Villages
MLS ID #G5102567, IM REALTY.
Listing provided by Stellar MLS
$214,000
7851 Se 173rd Panorama Pl
The Villages, FL 32162
1 bd · 1 ba · 955 sqft
The Villages
MLS ID #G5115457, REAL BROKER, LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 9, 2026 at 9:50 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA