5520 Silver Sun Drive, FL
Stellar MLS
1 / 1

$479,900

5520 Silver Sun DriveApollo Beach, FL 33572

Listing updated: October 14, 2026 at 1:45 PM ET

Active
Stellar MLSListing courtesy of Lpt Realty Llc · Beryle Ortiz · MLS #TB8545362 · Active · 877-366-2213
3
Beds
3
Baths
2,438
Sq Ft
0.11
Acres
2022
Built
◆$197/sqft
Single Family Residence

Property type

2022

Year built

4,880 sqft

Lot size

$197

Price / sq ft

$13/mo

HOA dues

33

Days on market

2

Garage spaces

X

Flood zone

About this home

NEW PRICE! SPACIOUS UPSTAIRS LOFT & RESORT-STYLE WATERSET LIVING! Discover this beautifully maintained, thoughtfully upgraded 2022-built home in the sought-after Waterset community of Apollo Beach! Offering 2,438 square feet, 3 bedrooms, 2.5 bathrooms, and a spacious upstairs loft, this home combines modern comfort with flexible living space and exceptional community amenities. MORE SPACE, MORE POSSIBILITIES! The expansive second-floor loft, complete with two closets and a half bathroom, offers the flexibility to create your ideal home office, movie room, game room, or additional living area. Imagine making this versatile space your own! Inside, enjoy an inviting open-concept floor plan featuring 10-foot ceilings, 8-foot doors, elegant tray ceilings, ceramic tile flooring, and upgraded lighting. The kitchen features a gas stove and flows seamlessly into the dining and great room, creating an inviting space for everyday living and entertaining. Thoughtful upgrades include an LG four-door refrigerator, front-loading washer and dryer, tankless water heater, smart keyless entry, energy-saving window film, and overhead garage storage. ENJOY FLORIDA LIVING IN YOUR OWN BACKYARD RETREAT! Relax on the screened lanai, added in 2025, overlooking the fully fenced backyard completed in 2026. Imagine morning coffee, planting your favorite flowers, creating a garden, or entertaining guests in your own outdoor space. EXPERIENCE THE WATERSET LIFESTYLE! Enjoy resort-style pools, fitness centers, pickleball and tennis courts, playgrounds, a splash pad, dog park, and walking trails. Dorothy C. York Innovation Academy (K–8) is located within the community, with shopping, dining, and everyday conveniences nearby. Access to US-41 and I-75 connects you to Tampa and the surrounding Bay Area. BUILT IN 2022 AND MOVE-IN READY! Now offered at $479,900, this home brings together modern construction, desirable upgrades, versatile living space, and the Waterset lifestyle. Don't just view it online—come experience it for yourself! Schedule your private showing today!

Estimated monthly payment

Principal & interest$2,427
Property taxes$875
Home insurance (est.)$220
HOA dues$13

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history33 days on market

  1. Status: Active
    Sep 11, 2026
  2. Listed$489,900
    Sep 11, 2026
  3. Price reduced$479,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
33
Subdivision
Waterset Ph 5a-1
County
Hillsborough
Year built
2022
Living area
2,438 sq ft
Price/sq ft
$197
Lot size
4,880 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12057C0515H)
Garage
2 spaces
Annual taxes
$10,503 (2025)
Parcel #
U-26-31-19-B2S-000089-00010.0
Zoning
PD
MLS #
TB8545362

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Other, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Smart Home, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$13 / Monthly
Monthly HOA
$13/mo
Total monthly fees
$13/mo
Total annual fees
$151
HOA name
Castle Management, LLC./ Kapiria Parodi
CDD
Yes
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No short term rental allowed.
Approval process
Owner must provide tenants information to the association.

Exterior & Construction

Exterior features
Other, Private Yard
Construction materials
Block, Other, Stucco
Roof
Shingle
Foundation
Other, Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sprinkler Recycled, Water Available

Community

Pets allowed
Yes

Schools

ElementaryDoby Elementary-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolEast Bay-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14x13
Bedroom 2First12x12
Bedroom 3First12x11
LoftSecond10x9
Living RoomFirst16x19
KitchenFirst16x13

Listing Details

Listing date
2026-09-10
On market date
2026-09-11
Original list price
$489,900
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-09-11
Tax legal description
WATERSET PHASE 5A-1 LOT 10 BLOCK 89

Flood risk

Minimal riskFEMA Zone XPanel 12057C0515H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75 South, take the Big Bend Road exit west, turn left onto Waterset Boulevard, and follow community signs to Silver Sun Drive.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 1:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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