650 Pinellas Point Drive, FL
Stellar MLS
1 / 1

$115,000

650 Pinellas Point DriveSt Petersburg, FL 33705

Listing updated: September 8, 2026 at 2:46 PM ET

Active
Stellar MLSListing courtesy of Realty Experts · Meredith Johnson · MLS #TB8545012 · Active · 727-888-1000
1
Bed
1
Bath
650
Sq Ft
4
Acres
1967
Built
◆Water access◆55+ community◆4 acres◆$177/sqft◆360° tour
Condominium

Property type

1967

Year built

176,959 sqft

Lot size

$177

Price / sq ft

No HOA

HOA dues

6

Days on market

AE

Flood zone

About this home

Enjoy waterfront community living in Velvet Cloak, a gated 55+ community overlooking the sparkling waters of Tampa Bay! This furnished one bedroom, one bath condo is filled with natural light and offers beautiful tile flooring throughout, an open kitchen overlooking the living room and relaxing views of the community pool and open green space. Thoughtful updates add to the appeal, including new windows in 2014, HVAC and water heater in 2019, refrigerator and dishwasher in 2024, a new front door in 2025, and bathroom updates including a new vanity in 2023 and toilet in 2019. The community roof was replaced in 2024. An additional storage closet located in the laundry room provides convenient space for extra belongings. Step outside and discover the waterfront lifestyle that makes Velvet Cloak so inviting. Community amenities include a heated pool, clubhouse with kitchen, waterfront seating areas, a fishing pier with water and electric, kayak storage and launch access, shuffleboard courts, grilling areas, beautifully maintained grounds, and scenic walking paths overlooking Tampa Bay. The location adds even more appeal, with Bay Vista Park right next door and within walking distance, Downtown St. Petersburg nearby, and the Gulf Beaches just a short drive away. Whether relaxing by the pool, launching a kayak, casting a line from the pier, or simply enjoying a walk along the waterfront, this condo offers an opportunity to enjoy the Florida lifestyle in a beautifully situated Tampa Bay community.

Estimated monthly payment

Principal & interest$582
Property taxes$205
Home insurance (est.)$53

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Sep 2, 2026
  2. Listed$115,000
    Sep 2, 2026
  3. Price increased$115,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
6
Subdivision
Velvet Cloake Condo
County
Pinellas
Year built
1967
Living area
650 sq ft
Price/sq ft
$177
Lot size
176,959 sq ft
Flood zone
AE
Annual taxes
$2,457 (2025)
Parcel #
18-32-17-93839-004-2320
MLS #
TB8545012

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Thermostat, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

Total monthly fees
$630/mo
Total annual fees
$7,560
HOA name
Velvet Cloake Association - Sarah Harwood Skykes
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
PLEASE CONTACT THE CONDO MANAGEMENT COMPANY WITH ANY QUESTIONS REGARDING LEASE RESTRICTIONS AND TO CONFIRM MINIMUM LEASE PERIOD.
Approval process
PLEASE CONTACT THE CONDO MANAGEMENT COMPANY WITH ANY QUESTIONS REGARDING THE CONDO APPROVAL PROCESS.

Exterior & Construction

Exterior features
Courtyard, Garden, Sidewalk
Construction materials
Block, Stucco
Roof
Other
Foundation
Slab
Water access
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Schools

ElementaryLakewood Elementary-PNGreatSchools ↗
MiddleBay Point Middle-PNGreatSchools ↗
High SchoolLakewood High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-09-02
On market date
2026-09-02
Original list price
$115,000
Occupant type
Vacant
MLS area
33705 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-09-02
Tax legal description
VELVET CLOAKE CONDO WEST BLDG, UNIT 232

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

East on Pinellas Point Drive S to address on right just before Bay Vista Park. Make an immediate right after passing through the gate and park down at the end.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 8, 2026 at 2:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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