650 Pinellas Point Drive, FL
Stellar MLS
1 / 1

$120,000

650 Pinellas Point DriveSt Petersburg, FL 33705

Listing updated: September 14, 2026 at 9:31 AM ET

Active
Stellar MLSListing courtesy of Plumlee Gulf Beach Realty · Christa Ballauer · MLS #TB8537751 · Active · 727-595-7586
1
Bed
1
Bath
640
Sq Ft
0.28
Acres
1967
Built
◆Waterfront◆Water access◆$188/sqft◆360° tour
Condominium

Property type

1967

Year built

34,800 sqft

Lot size

$188

Price / sq ft

No HOA

HOA dues

34

Days on market

AE

Flood zone

About this home

PRICE ADJUSTMENT**Welcome to Velvet Cloake — Where Life Slows Down and the Views Take Over.** Discover the peaceful, waterfront lifestyle you’ve been waiting for at Velvet Cloake, beautifully situated at the tip of Pinellas Point along the sparkling waters of Tampa Bay. Now available is this charming **1-bedroom, 1-bath first-floor condo — with NO STAIRS!** Offered **fully furnished**, this home is truly move-in ready. Just bring your suitcase and settle into your own peaceful retreat. Inside, you’ll find Luxury Vinyl Tile flooring throughout, along with a newer hot water heater and A/C system(Replaced 2026). The inviting kitchen opens seamlessly into the dining and living areas, creating a comfortable and open space for relaxing or entertaining. With plenty of cabinet and counter space, the kitchen offers both functionality and convenience. Whether you’re looking for a tranquil winter getaway, a full-time residence, or your own peaceful escape by the bay, this condo offers a wonderful opportunity to enjoy the Florida lifestyle. Step outside your door and take a refreshing swim in the HEATED POOL, enjoy a friendly game of shuffleboard, or simply sit back and take in the breathtaking views of Tampa Bay. The setting is truly what makes this community special. Velvet Cloake is nestled along the waterfront at the tip of Pinellas Point, offering residents a serene connection to nature and the bay. Community amenities include a recreation room, fishing pier, kayak storage and kayak launch, making it easy to enjoy the beautiful surroundings in whatever way you choose. Take a leisurely stroll along the waterfront walkway and pause on one of the many benches to enjoy the peaceful, stunning views. Watch the boats drift by, feel the gentle coastal breeze, and let the beauty of Tampa Bay become part of your everyday life. As evening falls, look across the water and you may even catch the Sunshine Skyway illuminated in the distance, creating a beautiful backdrop to end the day. Come experience Velvet Cloake for yourself. Once you arrive, you may never want to leave. Make your offer today!!!

Estimated monthly payment

Principal & interest$607
Property taxes$201
Home insurance (est.)$55

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history34 days on market

  1. Status: Active
    Aug 11, 2026
  2. Listed$125,000
    Aug 11, 2026
  3. Price reduced$120,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
34
Subdivision
Velvet Cloake Condo
County
Pinellas
Year built
1967
Living area
640 sq ft
Price/sq ft
$188
Lot size
34,800 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0284H)
Annual taxes
$2,417 (2025)
Parcel #
18-32-17-93839-001-1100
MLS #
TB8537751

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Luxury Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Walk-In Closet(s), Window Treatments
Laundry
Common Area, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Guest, Open

HOA & Financial

Total monthly fees
$630/mo
Total annual fees
$7,560
HOA name
Helem Martin
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Min lease is 1 month
Approval process
Association approval required

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Concrete, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Public

Community

Pets allowed
No

Schools

ElementaryLakewood Elementary-PNGreatSchools ↗
MiddleBay Point Middle-PNGreatSchools ↗
High SchoolLakewood High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst11x19
Dining RoomFirst7x8
Primary BedroomFirst13x11
KitchenFirst7x4

Listing Details

Listing date
2026-08-11
On market date
2026-08-11
Original list price
$125,000
Occupant type
Vacant
MLS area
33705 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-08-11
Tax legal description
VELVET CLOAKE CONDO NORTH BLDG, UNIT 110

Flood risk

High riskFEMA Zone AEPanel 12103C0284H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head south on Dr. MLK Jr S St past 54th ave S all the way to Pinellas Point Dr S then east East and Velvet Cloake will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 14, 2026 at 9:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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