4495 Clearwater Harbor Drive, FL
Stellar MLS
1 / 1

$799,900

4495 Clearwater Harbor Drive

Largo, FL 33770

Listing updated: September 3, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Compass Florida Llc · Zach Steinberger · MLS #TB8544704 · Active · 727-380-2067
3
Beds
2
Baths
1,778
Sq Ft
0.2
Acres
1972
Built
Private pool$450/sqft360° tour
Single Family Residence

Property type

1972

Year built

8,625 sqft

Lot size

$450

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to 4495 Clearwater Harbor Drive, a beautifully reimagined BLOCK residence offering 3 bedrooms, a versatile den, 2 bathrooms, and a 2-car garage. Thoughtfully remodeled from top to bottom in 2025, the home pairs sophisticated design with substantial modern upgrades. A light-filled split floor plan unfolds around an extraordinary 14-foot quartz island—the dramatic centerpiece of a custom kitchen designed for effortless entertaining. Ceiling-height, soft-close shaker cabinetry is complemented by premium Forno appliances, including a French-door refrigerator/freezer, induction range, and dishwasher. A built-in wine rack and discreet recessed charging stations add both style and convenience. Level 5 wall finishes, a beveled tile backsplash, wide-plank luxury vinyl flooring, and recessed LED lighting create a refined, cohesive aesthetic throughout. The formal dining room, distinguished by an elegant arched accent wall, provides a striking setting for intimate dinners and seamless indoor-outdoor gatherings. The private primary suite is a true retreat, featuring an oversized walk-in closet and its own secluded Trex deck enclave. Beyond the interiors, a resort-inspired backyard awaits with an expansive saltwater-ready pool, convenient pool-bath access, new six-foot vinyl privacy fencing, and beautifully illuminated landscaping. Water views are framed through the living room’s oversized bay window, while a dedicated laundry room enhances everyday functionality. Major improvements include a 2022 roof, new HVAC system, impact-rated windows and doors, updated plumbing, and the comprehensive 2025 renovation. Sophisticated, turnkey, and designed for an elevated Florida lifestyle, this exceptional home is ready to impress even the most discerning buyer.

Estimated monthly payment

Principal & interest$4,045
Property taxes$281
Home insurance (est.)$367

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 2, 2026
  2. Listed$799,900
    Sep 2, 2026
  3. Price increased$799,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Harbor Hills 3rd Add
County
Pinellas
Year built
1972
Living area
1,778 sq ft
Price/sq ft
$450
Building area
2,506 sq ft (Public Records)
Lot size
8,625 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0114H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,373 (2025)
Parcel #
06-30-15-36054-009-0120
Zoning
R-3
MLS #
TB8544704

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Cooktop, Dishwasher, Freezer, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Baseboard, Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-09-02
On market date
2026-09-02
Original list price
$799,900
Occupant type
Vacant
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-09-02
Tax legal description
HARBOR HILLS 3RD ADD BLK I, LOT 12

Flood risk

High riskFEMA Zone AEPanel 12103C0114H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Clearwater Harbor Dr S, home is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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