$295,000
21994 106th Avenue
Fort Mc Coy, FL 32134
Listing updated: August 29, 2026 at 7:29 PM ET
Listing courtesy of Re/Max Foxfire - Hwy 40 · Kathy Carpenter · MLS #OM731001 · Active · 352-732-3344Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This charming 2 bedroom, 2 bath waterfront home on Pegram Lake offers a peaceful setting and everything you need to start enjoying lake life right away. Enter through the front screened porch into this attractively decorated home featuring tile flooring throughout. The living room overlooks the lake, allowing you to enjoy the waterfront setting from the comfort of your home. The primary suite features a lake view, walk-in closet, step-in shower, and a private entrance from the rear wood deck. The rear screened porch overlooking the lake is the perfect spot to relax and enjoy beautiful sunsets. Outside, a patio area with a picnic table provides a great space for grilling and outdoor gatherings. The dock is equipped with water and electricity for added convenience. Additional features include a new roof in 2023 and updated windows. Two outbuildings with electricity provide plenty of storage, and the sale includes a lawnmower, generator, yard tools, and more for your convenience. The property is mostly fenced, with open areas near the lake. Optional HOA dues of just $50 per year provide access to the community boat ramp on the adjoining lot. This lakefront retreat is being sold completely furnished, including furniture, decorations, kitchen items, linens, and more, making it easy to settle in and enjoy your time at the lake. Whether you're looking for a weekend getaway, seasonal retreat, or a full-time waterfront home, this property is a great choice. Conveniently located between Ocala, Gainesville, and Palatka.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveAug 25, 2026
- Listed$295,000Aug 25, 2026
- Price increased$295,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 4
- Subdivision
- Pegram Lake
- County
- Marion
- Year built
- 1963
- Living area
- 1,240 sq ft
- Price/sq ft
- $238
- Building area
- 1,640 sq ft (Public Records)
- Lot size
- 27,878 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X & A
- Annual taxes
- $2,088 (2025)
- Parcel #
- 04491-000-00
- Zoning
- R4
- MLS #
- OM731001
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- Outside
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Wall/Window Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Vinyl Siding
- Roof
- Other, Shingle
- Foundation
- Pillar/Post/Pier
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Unimproved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-08-25
- On market date
- 2026-08-25
- Original list price
- $295,000
- Occupant type
- Owner
- MLS area
- 32134 - Fort Mc Coy/Salt Springs
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-08-25
- Tax legal description
- SEC 10 TWP 12 RGE 23 COM 2249.6 FT W & S 11-00-00 W 20.37 FT FROM NE COR OF NE 1/4 FOR POB TH S 11-00-00 W 105 FT N 77-47-00 W 162.39 FT N 84-42-00 W 202.70 FT TO W BDY OF NE 1/4 TH N 50 FT TH E 381.51 FT TO POB
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Ocala take Hwy 40 east, Left on Hwy 315 to Fort McCoy, continue 7 miles north and turn left on NE 220 St at Pegram Lake sign, Left at stop sign to 1st home on right (less than 100 ft off the paved road)
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 29, 2026 at 7:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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