22645 105th Avenue Road, FL
Stellar MLS
1 / 1

$235,000

22645 105th Avenue RoadFort Mc Coy, FL 32134

Listing updated: October 23, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Re/Max 200 Realty · Tom Langmann · MLS #O6451643 · Active · 407-629-6330
2
Beds
1
Bath
874
Sq Ft
0.68
Acres
1952
Built
◆Waterfront◆Water access◆$269/sqft◆360° tour
Single Family Residence

Property type

1952

Year built

29,621 sqft

Lot size

$269

Price / sq ft

No HOA

HOA dues

1082

Days on market

X

Flood zone

About this home

DISCOVER THE TIMELESS CHARM OF OLD FLORIDA WATERFRONT LIVING ON BEAUTIFUL MILES KALE LAKE! Welcome to the Brown Cottage, a delightful furnished lakefront retreat where warm tongue-and-groove woodwork, peaceful water views, and generations of family memories create a truly special atmosphere. Nestled along the shoreline of spring-fed Miles Kale Lake in Fort McCoy, this charming 1-bedroom, 1-bath cottage offers an inviting escape from the hustle and bustle of everyday life. Step inside and experience the character of a classic Florida lake house, featuring beautiful wood ceilings, a comfortable living area, a spacious family room, and a welcoming kitchen and dining area. The screened porch provides a wonderful place to enjoy morning coffee, refreshing lake breezes, and relaxing evenings overlooking the water. Outside, the property's wooden dock offers a place to enjoy the lake, cast a fishing line, or simply take in the peaceful surroundings. According to the longtime owners, Miles Kale Lake is a natural spring-fed lake with a sandy bottom, gradually sloping shoreline, and relatively little boat traffic, making it an inviting setting for kayaking, fishing, and waterfront recreation. The cottage is offered furnished with household essentials, with the dining room furniture excluded from the sale. An attached laundry shed adds everyday convenience. Previously enjoyed by paying vacation guests, including repeat visitors, the property offers an opportunity for buyers interested in exploring continued vacation rental use, subject to applicable regulations. Situated along NE 105th Avenue Road, a quiet dirt road, this waterfront property offers a peaceful rural setting with frontage along the roadway. The existing driveway is shared with the neighboring Green House parcel; separate driveway access may be possible, with legal access documentation currently being reviewed. Conveniently located within reach of Silver Springs State Park, the Ocala National Forest, and Historic Downtown Ocala, the cottage offers opportunities to enjoy the natural beauty and outdoor recreation of North Central Florida. The neighboring Big Green House and an additional wooded waterfront parcel are also available individually, or purchase all three adjoining properties together as a unique waterfront family retreat. WHETHER YOU'RE LOOKING FOR A WEEKEND ESCAPE, SEASONAL GETAWAY, FULL-TIME RESIDENCE, OR A SPECIAL PLACE TO MAKE NEW FAMILY MEMORIES, THE BROWN COTTAGE INVITES YOU TO EXPERIENCE THE SIMPLE PLEASURES OF LIFE ON THE LAKE!

Estimated monthly payment

Principal & interest$1,188
Property taxes$142
Home insurance (est.)$108

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1082 days on market

  1. Status: Active
    Oct 22, 2026
  2. Listed$235,000
    Oct 22, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1082
Cumulative DOM
1082
Subdivision
Island Lake Estates Unit
County
Marion
Year built
1952
Living area
874 sq ft
Price/sq ft
$269
Building area
922 sq ft (Public Records)
Lot size
29,621 sq ft
Lot category
1/2 to less than 1
Flood zone
X
Annual taxes
$1,702 (2025)
Parcel #
04376-000-00
Zoning
R4
MLS #
O6451643

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Hardwood, Tile
Appliances
Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Solid Wood Cabinets, Window Treatments
Laundry
Laundry Room, Outside
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
$1,349 WEEKLY AS AIRBNB. Annual income and occupancy unverified. Buyer to verify rental information. Private-road access under title review.

Exterior & Construction

Exterior features
Outdoor Grill, Outdoor Shower
Construction materials
Wood Siding
Roof
Metal
Foundation
Slab, Stem Wall
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Dirt

Utilities

Sewer
Septic Tank
Water source
Private, Well
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Schools

ElementaryFort McCoy School (K-8)GreatSchools ↗
MiddleFt McCoy MiddleGreatSchools ↗
High SchoolNorth Marion High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living Room
Kitchen
Primary Bedroom

Listing Details

Listing date
2026-10-21
On market date
2026-10-22
Original list price
$235,000
Occupant type
Vacant
MLS area
32134 - Fort Mc Coy/Salt Springs
Listing AOR
Orlando Regional
Status changed
2026-10-22
Tax legal description
SEC 03 TWP 12 RGE 23 COM AT THE NW COR OF THE NE 1/4 OF SW 1/4 OF NE 1/4 TH S 00-08-30 E 283.3 FT TH N 89-05-00 W 100 FT TH S 67-34-30 W 169.3 FT TH S 52-27-30 W 168 FT TO A CONCRETE MARKER FOR POB TH S 28-04-30 E 257.5 FT TO A CONCRETE MARKER AT THE WATERS EDGE TH S 51-57-30 W 100 FT ALG WATERS EDGE TO CONCRETE MARKER TH N 46-16-30 W 171.5 TO A CONCRETE MARKER TH N 25-34-30 E 189 FT TO POB

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From NE Highway 315 (NE County Road 315), turn onto NE 220th Street/NE 220th Lane. Follow the road as it curves right and becomes NE 106th Avenue. Bear left onto NE 222nd Place Road, then bear right onto NE 105th Avenue Road (dirt road). Continue to the first gated driveway on the left. Property is the Brown House at 22645 NE 105th Avenue Road. Currently sharing driveway with 22649

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 23, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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