
$235,000
22645 105th Avenue RoadFort Mc Coy, FL 32134
Listing updated: October 23, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
DISCOVER THE TIMELESS CHARM OF OLD FLORIDA WATERFRONT LIVING ON BEAUTIFUL MILES KALE LAKE! Welcome to the Brown Cottage, a delightful furnished lakefront retreat where warm tongue-and-groove woodwork, peaceful water views, and generations of family memories create a truly special atmosphere. Nestled along the shoreline of spring-fed Miles Kale Lake in Fort McCoy, this charming 1-bedroom, 1-bath cottage offers an inviting escape from the hustle and bustle of everyday life. Step inside and experience the character of a classic Florida lake house, featuring beautiful wood ceilings, a comfortable living area, a spacious family room, and a welcoming kitchen and dining area. The screened porch provides a wonderful place to enjoy morning coffee, refreshing lake breezes, and relaxing evenings overlooking the water. Outside, the property's wooden dock offers a place to enjoy the lake, cast a fishing line, or simply take in the peaceful surroundings. According to the longtime owners, Miles Kale Lake is a natural spring-fed lake with a sandy bottom, gradually sloping shoreline, and relatively little boat traffic, making it an inviting setting for kayaking, fishing, and waterfront recreation. The cottage is offered furnished with household essentials, with the dining room furniture excluded from the sale. An attached laundry shed adds everyday convenience. Previously enjoyed by paying vacation guests, including repeat visitors, the property offers an opportunity for buyers interested in exploring continued vacation rental use, subject to applicable regulations. Situated along NE 105th Avenue Road, a quiet dirt road, this waterfront property offers a peaceful rural setting with frontage along the roadway. The existing driveway is shared with the neighboring Green House parcel; separate driveway access may be possible, with legal access documentation currently being reviewed. Conveniently located within reach of Silver Springs State Park, the Ocala National Forest, and Historic Downtown Ocala, the cottage offers opportunities to enjoy the natural beauty and outdoor recreation of North Central Florida. The neighboring Big Green House and an additional wooded waterfront parcel are also available individually, or purchase all three adjoining properties together as a unique waterfront family retreat. WHETHER YOU'RE LOOKING FOR A WEEKEND ESCAPE, SEASONAL GETAWAY, FULL-TIME RESIDENCE, OR A SPECIAL PLACE TO MAKE NEW FAMILY MEMORIES, THE BROWN COTTAGE INVITES YOU TO EXPERIENCE THE SIMPLE PLEASURES OF LIFE ON THE LAKE!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1082 days on market
- Status: ActiveOct 22, 2026
- Listed$235,000Oct 22, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1082
- Cumulative DOM
- 1082
- Subdivision
- Island Lake Estates Unit
- County
- Marion
- Year built
- 1952
- Living area
- 874 sq ft
- Price/sq ft
- $269
- Building area
- 922 sq ft (Public Records)
- Lot size
- 29,621 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X
- Annual taxes
- $1,702 (2025)
- Parcel #
- 04376-000-00
- Zoning
- R4
- MLS #
- O6451643
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Hardwood, Tile
- Appliances
- Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Solid Wood Cabinets, Window Treatments
- Laundry
- Laundry Room, Outside
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- $1,349 WEEKLY AS AIRBNB. Annual income and occupancy unverified. Buyer to verify rental information. Private-road access under title review.
Exterior & Construction
- Exterior features
- Outdoor Grill, Outdoor Shower
- Construction materials
- Wood Siding
- Roof
- Metal
- Foundation
- Slab, Stem Wall
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Dirt
Utilities
- Sewer
- Septic Tank
- Water source
- Private, Well
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | ||
| Kitchen | ||
| Primary Bedroom |
Listing Details
- Listing date
- 2026-10-21
- On market date
- 2026-10-22
- Original list price
- $235,000
- Occupant type
- Vacant
- MLS area
- 32134 - Fort Mc Coy/Salt Springs
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-22
- Tax legal description
- SEC 03 TWP 12 RGE 23 COM AT THE NW COR OF THE NE 1/4 OF SW 1/4 OF NE 1/4 TH S 00-08-30 E 283.3 FT TH N 89-05-00 W 100 FT TH S 67-34-30 W 169.3 FT TH S 52-27-30 W 168 FT TO A CONCRETE MARKER FOR POB TH S 28-04-30 E 257.5 FT TO A CONCRETE MARKER AT THE WATERS EDGE TH S 51-57-30 W 100 FT ALG WATERS EDGE TO CONCRETE MARKER TH N 46-16-30 W 171.5 TO A CONCRETE MARKER TH N 25-34-30 E 189 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From NE Highway 315 (NE County Road 315), turn onto NE 220th Street/NE 220th Lane. Follow the road as it curves right and becomes NE 106th Avenue. Bear left onto NE 222nd Place Road, then bear right onto NE 105th Avenue Road (dirt road). Continue to the first gated driveway on the left. Property is the Brown House at 22645 NE 105th Avenue Road. Currently sharing driveway with 22649
More homes like this

$340,000
22649 Ne 105th Avenue Rd
Fort Mc Coy, FL 32134
2 bd · 2 ba · 1,272 sqft
Island Lake Estates Unit
MLS ID #O6451635, RE/MAX 200 REALTY.
Listing provided by Stellar MLS

$610,000
22649 & 22645 & Land Ne 105th Avenue Rd
Fort Mc Coy, FL 32134
2,186 sqft · 1.93 ac
Island Lake Estates Unit
MLS ID #O6451985, RE/MAX 200 REALTY.
Listing provided by Stellar MLS

$264,900
202 Mimosa Dr
Hawthorne, FL 32640
3 bd · 2 ba · 1,584 sqft
Interlachen Lakes Estates
MLS ID #GC542751, IHEART REALTY INC..
Listing provided by Stellar MLS

$157,000
23778 Ne 113th Ave
Fort Mc Coy, FL 32134
2 bd · 2 ba · 840 sqft
Lake View Manor
MLS ID #A4706841, JOSEPH WALTER REALTY LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 23, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA