14190 199th Lane, FL14190 199th Lane, FL14190 199th Lane, FL
Stellar MLS
1 / 91

$299,900

14190 199th LaneFort Mc Coy, FL 32134

Listing updated: October 2, 2026 at 4:26 PM ET

Active
Stellar MLSListing courtesy of Crystal Snook Real Estate · Ashley Sexton · MLS #OM728416 · Active · 352-630-5270
3
Beds
2
Baths
1,727
Sq Ft
0.25
Acres
1981
Built
◆Water access◆Private pool◆Fireplace◆$174/sqft
Single Family Residence

Property type

1981

Year built

10,890 sqft

Lot size

$174

Price / sq ft

No HOA

HOA dues

79

Days on market

X

Flood zone

About this home

UNIQUE MULTI-LIVING PROPERTY WITH FOUR SEPARATE FINISHED LIVING/RENTAL SPACES and established short-term rental potential! Situated on approximately .26 acres with approximately 2,400 square feet of finished living space, this one-of-a-kind Fort McCoy property offers exceptional flexibility for investors, multi-generational living, or buyers looking to offset their mortgage with rental income. Currently utilized in part as successful Airbnb and VRBO rentals with an established booking history, the property is ideally located near the Ocklawaha River and Ocala National Forest—putting some of North Central Florida's best outdoor recreation right at your doorstep. The property features FOUR DISTINCT FINISHED LIVING SPACES, each offering its own unique setup and potential. The main upstairs residence includes an updated kitchen with stainless steel appliances and ample cabinetry, a welcoming living room with a cozy corner fireplace, cedar accent walls, two bedrooms, and an updated full bathroom with a beautifully tiled walk-in shower. Double sliding glass doors open to a screened porch and adjoining wood deck overlooking the peaceful surroundings. The lower level has been thoughtfully configured into TWO SEPARATE FINISHED LIVING SPACES, each with its own private entrance. One includes a living room, kitchen area, bedroom, full bathroom, and utility area. The second offers a comfortable one-bedroom, one-bath layout with warm wood accents and a charming cabin-like atmosphere. These spaces provide excellent options for short-term rentals, extended family, guests, or additional income. Completing the property's FOURTH FINISHED LIVING SPACE, the former 18' x 20' metal garage has been converted into a studio-style space with electricity and a tankless gas water heater, adding even more flexibility for guests, extended family, hobbies, or potential rental use. Outside, enjoy a private entertaining area with a relaxing jacuzzi and dedicated grilling space. The approximately .26-acre corner lot also features a fully fenced area for pets and an additional storage shed with covered parking—ideal for lawn equipment, ATVs, kayaks, or other recreational gear. Furniture is negotiable, creating the opportunity for a more turnkey purchase. For outdoor enthusiasts and vacation renters alike, the location is a standout. The community boat ramp on the scenic Ocklawaha River is within walking distance, while the Ocala National Forest is just minutes away, offering access to boating, kayaking, fishing, hiking, hunting, ATV riding, and miles of Florida wilderness. With approximately 2,400 square feet of finished living space, FOUR SEPARATE LIVING/RENTAL AREAS, established short-term rental history, and a location near both the Ocklawaha River and Ocala National Forest, this is a truly unique opportunity. Whether you're looking for an income-producing investment, a multi-generational setup, a primary residence with supplemental rental income, or a property designed to accommodate multiple guests, the possibilities here are hard to match.

Estimated monthly payment

Principal & interest$1,516
Property taxes$214
Home insurance (est.)$137

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history79 days on market

  1. Status: Active
    Jul 15, 2026
  2. Listed$335,000
    Jul 15, 2026
  3. Price reduced$299,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
79
Subdivision
Riversites Ph 02
County
Marion
Year built
1981
Living area
1,727 sq ft
Price/sq ft
$174
Building area
2,670 sq ft (Public Records)
Lot size
10,890 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12083C0185D)
Pool
Private pool
Annual taxes
$2,567 (2025)
Parcel #
05569-052-00
Zoning
R4
MLS #
OM728416

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile, Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets
Laundry
Common Area, Electric Dryer Hookup, Outside, Washer Hookup
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Ductless
Cooling
Wall/Window Unit(s)

Parking

Attached garage
No
Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Private Entrance, Private Yard
Construction materials
Frame, Wood Siding
Roof
Shingle
Foundation
Pillar/Post/Pier
Pool
Private pool
Water access
Yes
Road surface
Dirt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Private

Room Details

RoomLevelDimensions
Primary BedroomSecond
KitchenSecond
Living RoomSecond

Listing Details

Listing date
2026-07-13
On market date
2026-07-15
Original list price
$335,000
Occupant type
Owner
MLS area
32134 - Fort Mc Coy/Salt Springs
Listing AOR
Ocala - Marion
Status changed
2026-07-15
Tax legal description
SEC 20 TWP 12 RGE 24 PLAT BOOK UNR RIVERSITES PHASE 1 & 2 BK B LOT 1 PHASE 2 BEING MORE FULLY DESC AS FOLLOWS: BK C LOT 3 PHASE 1 BEING MORE FULLY DESC AS FOLLOWS: S 110 FT OF N 234 FT OF W 50 FT OF E 410 FT OF N 3/4 OF GOVT LOT 4 (BLK B SITE 1 PHASE II) & W 50 FT OF E 460 FT OF S 110 FT OF N 234 FT OF GOVT LOT 4 (BLK C SITE 3 PHASE I)

Flood risk

Minimal riskFEMA Zone XPanel 12083C0185D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading East on HWY 40, turn left onto NE HWY 315, turn right onto CR-316, turn left onto NE 160th Ave Rd, turn left onto NE 198th Lane, turn right onto NE 142nd Ct, the home is on your left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 2, 2026 at 4:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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