3194 Indian Gulf Lane, FL
Stellar MLS
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$1,249,000

3194 Indian Gulf Lane

Hernando Beach, FL 34607

Listing updated: August 26, 2026 at 6:51 AM ET

Active
Stellar MLSListing courtesy of Bridge Point Business Real Est · Anthony Kanaris PLLC · MLS #W7888817 · Active · 352-515-0226
2
Beds
2
Baths
1,906
Sq Ft
0.18
Acres
1984
Built
WaterfrontWater access$655/sqft360° tour
Single Family Residence

Property type

1984

Year built

7,920 sqft

Lot size

$655

Price / sq ft

No HOA

HOA dues

1

Day on market

AE

Flood zone

About this home

Experience an exceptional waterfront lifestyle at 3194 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated 2-bedroom, 2-bath coastal residence offers approximately 1,906 square feet of living area, sweeping unobstructed views across the Gulf of America and surrounding natural coastal landscape, direct boating access, a private concrete boat ramp, and approximately 60 feet of poured-concrete seawall. The residence has undergone substantial renovation and updating, creating a bright, inviting interior with a flowing layout designed to take full advantage of the waterfront setting. The updated kitchen features granite countertops, stainless-steel appliances, a large center island with seating, generous cabinetry, and an open connection to the dining and living areas. Expansive windows and glass doors bring abundant natural light and coastal views into the principal living spaces. The main level also includes the second bedroom, full bath, interior laundry, and an impressive Florida room overlooking the water. Updated flooring, ceiling fans, contemporary finishes, built-in cabinetry and shelving complete the interior. A dramatic spiral staircase leads to the private upper-level primary suite with walk-in closet and adjoining bath. The exterior renovation represents a significant investment. The home was extensively refinished with a Dryvit stucco exterior system, a substantial and costly improvement that gives the residence a refined architectural appearance and contributes materially to its updated finish quality. Additional improvements include a newer metal roof, newer central air-conditioning system, and extensive deck improvements. The expansive rear deck provides an outstanding setting for dining, entertaining, relaxing, and enjoying spectacular sunsets and ever-changing coastal scenery. From the seawall and private boat ramp, enjoy direct access to the surrounding waterways for boating, kayaking, fishing, and exploration of the Gulf. Open water, tidal wetlands, natural shoreline, and undeveloped coastal views create a setting that is increasingly difficult to find. The location also places an exceptional collection of Nature Coast recreation within easy reach. Nearby destinations include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. To the south, SunWest Park in Hudson offers a public swimming beach and additional water recreation. Weeki Wachee Springs is also nearby. Popular Hernando Beach dining options include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping and everyday services, including the familiar Cracker Barrel on Commercial Way. For buyers searching the Hernando Beach and 34607 waterfront market, 3194 Indian Gulf Lane offers a rare combination of extensive renovation, direct boating access, exceptional Gulf views and a remarkably natural coastal setting.

Estimated monthly payment

Principal & interest$6,316
Property taxes$1,532
Home insurance (est.)$572

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 25, 2026
  2. Listed$1,249,000
    Aug 25, 2026
  3. Price increased$1,249,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Indian Bay Country Homes Unrec
County
Hernando
Year built
1984
Living area
1,906 sq ft
Price/sq ft
$655
Building area
2,290 sq ft (Appraiser)
Lot size
7,920 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12053C0283E)
Annual taxes
$18,388 (2025)
Parcel #
R25-223-16-2615-0010-0150
Zoning
R1A
MLS #
W7888817

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony
Construction materials
Stucco, Frame
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomSecond15.25x17.17
Bedroom 2First13.58x9.33
Living RoomFirst15.33x14.42
KitchenFirst9.33x14.83
Dining RoomFirst13.83x13.42
Florida RoomFirst27.42x14.08
LaundryFirst6.33x6.5
FoyerFirst6x14.83

Listing Details

Listing date
2026-08-24
On market date
2026-08-25
Original list price
$1,249,000
Occupant type
Vacant
MLS area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Listing AOR
West Pasco
Status changed
2026-08-25
Tax legal description
INDIAN BAY COUNTRY HOMES UNREC BLK 1 LOT 15 UNDIV INT IN ROAD R/W *See Realtor Remarks

Flood risk

High riskFEMA Zone AEPanel 12053C0283E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From U.S. Highway 19 (Commercial Way), travel west on Spring Hill Drive (CR-574 W). Continue as Spring Hill Drive becomes Osowaw Boulevard (CR-595 W). Turn left to remain on Osowaw Boulevard, then turn right onto Indian Bay Road. Bear slightly left onto Indian Gulf Lane and continue to 3194 Indian Gulf Lane.

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Based on information submitted to the MLS GRID as of August 26, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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