3397 Bluefish Drive, FL
Stellar MLS
1 / 1

$1,200,000

3397 Bluefish DriveHernando Beach, FL 34607

Listing updated: October 30, 2026 at 4:11 PM ET

Active
Stellar MLSListing courtesy of Coastal Properties Group International · Shawn Killebrew · MLS #TB8562721 · Active · 727-493-1555
3
Beds
3
Baths
3,548
Sq Ft
0.24
Acres
2006
Built
◆Waterfront◆Water access◆Private pool◆3-car garage◆$338/sqft
Single Family Residence

Property type

2006

Year built

10,278 sqft

Lot size

$338

Price / sq ft

$22/mo

HOA dues

0

Days on market

3

Garage spaces

AE

Flood zone

About this home

IMMERSE YOURSELF IN THE VIEWS & BEAUTY OF FLORIDA'S NATURE COAST! RARELY AVAILABLE POINT-LOT WATERFRONT HOME, MOVE-IN READY WITH GROTTO POOL AND LIFT! LIMTED TIME $50,000 SELLER CONCESSION toward rate buy-down, closing costs, boat purchase, or upgrades with a 2026 closing! Offered by its original owners, this exceptional custom waterfront residence offers a rare combination of privacy, panoramic views, and natural beauty. This custom waterfront residence delivers something increasingly rare along Florida's Gulf Coast—a home where tranquility, privacy, & breathtaking natural beauty define everyday living. Unlike many waterfront homes that overlook canals & neighboring docks, this exceptional point-lot property captures sweeping panoramic views across the Hernando Beach Flats out to the Gulf of Mexico, creating an extraordinary sense of openness where spectacular sunsets, coastal birds, seasonal bald eagles, & the ever-changing beauty of Florida's Nature Coast become part of daily life. Offering approximately 5,000 SF of usable space, an oversized 3-car garage, four waterfront verandas and a beautifully renovated lower-level bonus area nearly every room captures the surrounding water views. The open-concept living area features soaring ceilings, engineered hardwood flooring, elevator ready shaft built-in, abundant natural light, and a spacious kitchen with stainless appliances, dual convection ovens, oversized island, and butler's pantry. The private primary suite opens to a waterfront veranda and features a spa-inspired bath with soaking tub, walk-in shower, and dual vanities. Upstairs offers two spacious guest bedrooms, a full bath, and an additional loft living area. An elevator-ready shaft is already in place. The nearly 1,700 SF renovated lower-level bonus space offers incredible flexibility for recreation, media, fitness, office, hobbies, guest accommodations, or multigenerational use, with changing room and facilities. Lower-level square footage is not insurable and is not included in public-record living area. Outdoors, enjoy the heated saltwater pool with private grotto and cascading waterfall, solar and propane heating, screened lanai, and private kayak/paddle-board floating dock. Boating amenities include a private dock, 10,000-lb. boat lift and community lift with Gulf access. Recent improvements include a complete lower-level remodel (2024), pool pump (2024), boat lift motor (2024) HVAC units (2026/2023/2017), and water heater (2026). Roof (2006) was inspected by USAA in 2024 and deemed in excellent condition and insurable following the storms. Assumable flood policy available for qualified buyers through USAA. Clean 4-point and wind mitigation reports available. The limited-time $50,000 seller concession also takes the roof's age into consideration, with replacement quotes under $25,000 in hand and leaving potential additional funds to contribute to a rate buy down, elevator installation, closing costs or other desired upgrades. Experience the peaceful beauty, extraordinary wildlife, privacy, and unforgettable Gulf sunsets that make Florida's Nature Coast so special. Come enjoy a sunset showing at this one-of-a-kind waterfront retreat today!

Estimated monthly payment

Principal & interest$6,068
Property taxes$835
Home insurance (est.)$550
HOA dues$22

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 30, 2026
  2. Listed$1,200,000
    Oct 30, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Hernando Beach
County
Hernando
Year built
2006
Living area
3,548 sq ft
Price/sq ft
$338
Building area
7,591 sq ft (Public Records)
Lot size
10,278 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12053C0281E)
Garage
3 spaces
Pool
Private pool
Annual taxes
$10,018 (2025)
Parcel #
R24-223-16-2370-0134-0250
Zoning
02
MLS #
TB8562721

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Hardwood, Parquet, Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Sink, Washer Hookup
Stories / Levels
Three Or More
Direction faces
South

Heating & Cooling

Heating
Central, Electric, Zoned
Cooling
Central Air, Zoned

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Boat, Driveway, Garage Door Opener, Ground Level, Workshop in Garage

HOA & Financial

HOA fee
$264 / Annually
Monthly HOA
$22/mo
Total monthly fees
$22/mo
Total annual fees
$264
HOA name
Coastal HOA Mgmt Services Inc
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact Hernando County & HOA to verify all restrictions
Approval process
Contact HOA to verify all restrictions

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Shower, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Shade Shutter(s), Smart Irrigation, Sprinkler Metered
Construction materials
Block, Concrete, Stucco, Frame
Roof
Shingle
Foundation
Pillar/Post/Pier
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Propane, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Great Room24x19
Bedroom 3
Bedroom 2
Primary Bathroom15x11
Primary Bedroom18x17
Kitchen19x14
Living Room24x19
Dining Room12x12
BasementBasement

Listing Details

Listing date
2026-10-29
On market date
2026-10-30
Original list price
$1,200,000
Occupant type
Owner
MLS area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Listing AOR
Suncoast Tampa
Status changed
2026-10-30
Tax legal description
HERNANDO BEACH UNIT 13-B BLK 134 LOT 25

Flood risk

High riskFEMA Zone AEPanel 12053C0281E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

U.S. 19 and Osowaw Blvd. Take Osowaw Blvd. west from U.S. 19 about a mile and a half to Shoal Line Blvd. Turn Right. Take Shoal Line Blvd. about a mile and a half to Bluefish Drive. Turn Left on Bluefish Drive. House is on right about a half mile down. 3397 Bluefish Drive Hernando Beach, FL 34607

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 30, 2026 at 4:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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