
$1,200,000
3397 Bluefish DriveHernando Beach, FL 34607
Listing updated: October 30, 2026 at 4:11 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
IMMERSE YOURSELF IN THE VIEWS & BEAUTY OF FLORIDA'S NATURE COAST! RARELY AVAILABLE POINT-LOT WATERFRONT HOME, MOVE-IN READY WITH GROTTO POOL AND LIFT! LIMTED TIME $50,000 SELLER CONCESSION toward rate buy-down, closing costs, boat purchase, or upgrades with a 2026 closing! Offered by its original owners, this exceptional custom waterfront residence offers a rare combination of privacy, panoramic views, and natural beauty. This custom waterfront residence delivers something increasingly rare along Florida's Gulf Coast—a home where tranquility, privacy, & breathtaking natural beauty define everyday living. Unlike many waterfront homes that overlook canals & neighboring docks, this exceptional point-lot property captures sweeping panoramic views across the Hernando Beach Flats out to the Gulf of Mexico, creating an extraordinary sense of openness where spectacular sunsets, coastal birds, seasonal bald eagles, & the ever-changing beauty of Florida's Nature Coast become part of daily life. Offering approximately 5,000 SF of usable space, an oversized 3-car garage, four waterfront verandas and a beautifully renovated lower-level bonus area nearly every room captures the surrounding water views. The open-concept living area features soaring ceilings, engineered hardwood flooring, elevator ready shaft built-in, abundant natural light, and a spacious kitchen with stainless appliances, dual convection ovens, oversized island, and butler's pantry. The private primary suite opens to a waterfront veranda and features a spa-inspired bath with soaking tub, walk-in shower, and dual vanities. Upstairs offers two spacious guest bedrooms, a full bath, and an additional loft living area. An elevator-ready shaft is already in place. The nearly 1,700 SF renovated lower-level bonus space offers incredible flexibility for recreation, media, fitness, office, hobbies, guest accommodations, or multigenerational use, with changing room and facilities. Lower-level square footage is not insurable and is not included in public-record living area. Outdoors, enjoy the heated saltwater pool with private grotto and cascading waterfall, solar and propane heating, screened lanai, and private kayak/paddle-board floating dock. Boating amenities include a private dock, 10,000-lb. boat lift and community lift with Gulf access. Recent improvements include a complete lower-level remodel (2024), pool pump (2024), boat lift motor (2024) HVAC units (2026/2023/2017), and water heater (2026). Roof (2006) was inspected by USAA in 2024 and deemed in excellent condition and insurable following the storms. Assumable flood policy available for qualified buyers through USAA. Clean 4-point and wind mitigation reports available. The limited-time $50,000 seller concession also takes the roof's age into consideration, with replacement quotes under $25,000 in hand and leaving potential additional funds to contribute to a rate buy down, elevator installation, closing costs or other desired upgrades. Experience the peaceful beauty, extraordinary wildlife, privacy, and unforgettable Gulf sunsets that make Florida's Nature Coast so special. Come enjoy a sunset showing at this one-of-a-kind waterfront retreat today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 30, 2026
- Listed$1,200,000Oct 30, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
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Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Hernando Beach
- County
- Hernando
- Year built
- 2006
- Living area
- 3,548 sq ft
- Price/sq ft
- $338
- Building area
- 7,591 sq ft (Public Records)
- Lot size
- 10,278 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12053C0281E)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $10,018 (2025)
- Parcel #
- R24-223-16-2370-0134-0250
- Zoning
- 02
- MLS #
- TB8562721
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Hardwood, Parquet, Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Sink, Washer Hookup
- Stories / Levels
- Three Or More
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric, Zoned
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Boat, Driveway, Garage Door Opener, Ground Level, Workshop in Garage
HOA & Financial
- HOA fee
- $264 / Annually
- Monthly HOA
- $22/mo
- Total monthly fees
- $22/mo
- Total annual fees
- $264
- HOA name
- Coastal HOA Mgmt Services Inc
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact Hernando County & HOA to verify all restrictions
- Approval process
- Contact HOA to verify all restrictions
Exterior & Construction
- Exterior features
- Balcony, Lighting, Outdoor Shower, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Shade Shutter(s), Smart Irrigation, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco, Frame
- Roof
- Shingle
- Foundation
- Pillar/Post/Pier
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Propane, Sewer Connected, Sprinkler Meter, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | 24x19 | |
| Bedroom 3 | ||
| Bedroom 2 | ||
| Primary Bathroom | 15x11 | |
| Primary Bedroom | 18x17 | |
| Kitchen | 19x14 | |
| Living Room | 24x19 | |
| Dining Room | 12x12 | |
| Basement | Basement |
Listing Details
- Listing date
- 2026-10-29
- On market date
- 2026-10-30
- Original list price
- $1,200,000
- Occupant type
- Owner
- MLS area
- 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-30
- Tax legal description
- HERNANDO BEACH UNIT 13-B BLK 134 LOT 25
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
U.S. 19 and Osowaw Blvd. Take Osowaw Blvd. west from U.S. 19 about a mile and a half to Shoal Line Blvd. Turn Right. Take Shoal Line Blvd. about a mile and a half to Bluefish Drive. Turn Left on Bluefish Drive. House is on right about a half mile down. 3397 Bluefish Drive Hernando Beach, FL 34607
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 30, 2026 at 4:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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