118 Live Oak Lane, FL118 Live Oak Lane, FL118 Live Oak Lane, FL
Stellar MLS
1 / 39

$799,000

118 Live Oak Lane

Largo, FL 33770

Listing updated: August 18, 2026 at 7:12 PM ET

Active
Stellar MLSListing courtesy of Engel & Volkers Belleair · Chris Stivers · MLS #TB8539966 · Active · 727-461-1000
4
Beds
3
Baths
1,864
Sq Ft
0.29
Acres
1956
Built
Private pool$429/sqft360° tour
Single Family Residence

Property type

1956

Year built

12,497 sqft

Lot size

$429

Price / sq ft

$35/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this beautifully appointed 4-bedroom, 2.5-bath pool home situated on an oversized lot in the highly desirable Harbor Bluffs community. This golf-cart-friendly neighborhood offers an exceptional location with convenient access to fine dining, shopping, grocery stores, boat ramps, and some of America’s best beaches. A circular driveway provides ample parking, while the expansive side yards offer plenty of room for boat or RV parking. As you approach the home, a gated courtyard welcomes you to the front door entry. Inside, custom coffered ceilings add character and elegance throughout the home. The spacious kitchen features an island and pantry and flows seamlessly into the dining and living areas, creating an ideal layout for everyday living and entertaining. Large windows and French doors overlook the impressive backyard, where a solar-heated saltwater pool and expansive pavered patio create a private outdoor retreat. The split-bedroom floor plan offers privacy and functionality. Two guest bedrooms are conveniently located just off the main living area, while a fourth room currently serves as a playroom and could easily accommodate a variety of uses to suit your needs. The spacious primary suite is a true retreat, featuring a large walk-in closet and an en-suite bath with dual vanities. A separate gated patio just off the primary suite provides the perfect spot for enjoying your morning coffee. A 2nd set of French doors provide direct access to the pool area, seamlessly connecting indoor and outdoor living. For added convenience, the guest bathroom features a tub and the half bath is located within the laundry room. Additional upgrades include updated electrical, a newer roof, new water heater, new well pump for irrigation, hurricane-rated garage door, and vinyl fencing. Set on a prime, elevated homesite outside the flood zone, this Harbor Bluffs property combines space, privacy, thoughtful upgrades, and an unbeatable location near the beach. Come experience the Florida lifestyle this exceptional home has to offer!

Estimated monthly payment

Principal & interest$4,040
Property taxes$306
Home insurance (est.)$366
HOA dues$35

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 18, 2026
  2. Listed$799,000
    Aug 18, 2026
  3. Price increased$799,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Harbor Bluffs Sec 1
County
Pinellas
Year built
1956
Living area
1,864 sq ft
Price/sq ft
$429
Building area
2,290 sq ft (Public Records)
Lot size
12,497 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,676 (2025)
Parcel #
32-29-15-35640-006-0100
Zoning
R-3
MLS #
TB8539966

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$420 / Annually
Monthly HOA
$35/mo
Total monthly fees
$35/mo
Total annual fees
$420
HOA name
Nikki McConnell, Professional Condo Concepts
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Minimum rental period is 1 year

Exterior & Construction

Exterior features
Courtyard, Dog Run, French Doors, Lighting, Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst13x24
KitchenFirst14x21
Living RoomFirst11x21

Listing Details

Listing date
2026-08-17
On market date
2026-08-18
Original list price
$799,000
Occupant type
Owner
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-08-18
Tax legal description
HARBOR BLUFFS SEC 1 BLK F, LOT 10

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Indian Rocks Rd head West on Palm Dr. Right on Live oak, property on left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 18, 2026 at 7:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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