125 Harbor Bluff Drive, FL125 Harbor Bluff Drive, FL125 Harbor Bluff Drive, FL
Stellar MLS
1 / 99

$743,900

125 Harbor Bluff Drive

Largo, FL 33770

Listing updated: July 10, 2026 at 4:22 PM ET

Active
Stellar MLSListing courtesy of Results Real Estate Inc · Stephanie See · MLS #TB8496539 · Active · 727-596-8181
4
Beds
3
Baths
2,567
Sq Ft
0.29
Acres
1954
Built
Private poolIn-law suiteFireplace$290/sqft360° tour
Single Family Residence

Property type

1954

Year built

12,502 sqft

Lot size

$290

Price / sq ft

$35/mo

HOA dues

91

Days on market

X

Flood zone

About this home

Welcome to 125 Harbor Bluffs Drive, where generous living spaces, a versatile floor plan, and an exceptional Harbor Bluffs location combine to create an outstanding opportunity. With fresh pricing, buyers seeking space, flexibility, and the ability to add their own personal style will appreciate everything this 4-bedroom, 3-bath home has to offer. The main level features an open living and dining area anchored by a fireplace, creating a comfortable setting for everyday living and entertaining. The kitchen has been updated with stone countertops and stainless steel appliances, while both main-level bathrooms also feature stone surfaces for a cohesive look. The primary suite includes a private bath, accompanied by two additional bedrooms and a guest bath. French doors open to a spacious patio, pool, and fenced backyard designed for enjoying Florida's outdoor lifestyle. The expansive deck provides ample room for outdoor dining, relaxing, or creating the outdoor entertaining space you've envisioned, with plenty of room for a future grill station or outdoor kitchen. One of the home's standout features is its flexible multi-level design. The lower level offers a large bonus room plus an additional flex space ideal for a media room, home office, fitness area, hobby room, or game room. The upper level features a private guest suite complete with its own living area, bedroom, full bath, and separate exterior entrance—an ideal setup for extended guests, multi-generational living, or added privacy. A circular driveway provides convenient access and additional parking. Harbor Bluffs offers convenient access to many of the area's most popular destinations, including approximately 3 miles to Indian Rocks Beach and Belleair Beach, 5 miles to Downtown Clearwater, 20 miles to Downtown St. Petersburg, and 18 miles to Tampa International Airport. Nearby parks, marinas, golf courses, waterfront recreation, shopping, dining, and everyday conveniences are all just minutes away. If you've been waiting for a spacious home in Harbor Bluffs with the opportunity to personalize over time, this is one worth seeing. All information is believed to be accurate but is not guaranteed. Buyers and agents to verify all facts and information pertinent to their purchase decision.

Estimated monthly payment

Principal & interest$3,762
Property taxes$762
Home insurance (est.)$341
HOA dues$35

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history91 days on market

  1. Status: Active
    Apr 10, 2026
  2. Listed$789,900
    Apr 10, 2026
  3. Price reduced$743,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
91
Subdivision
Harbor Bluffs Sec 1
County
Pinellas
Year built
1954
Living area
2,567 sq ft
Price/sq ft
$290
Building area
2,675 sq ft (Public Records)
Lot size
12,502 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12103C0112H)
Pool
Private pool
Annual taxes
$9,147 (2025)
Parcel #
32-29-15-35640-003-0130
Zoning
R-3
MLS #
TB8496539

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Laminate, Other, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
Multi/Split
Direction faces
South
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Circular Driveway

HOA & Financial

HOA fee
$420 / Annually
Monthly HOA
$35/mo
Total monthly fees
$35/mo
Total annual fees
$420
HOA name
Harbor Bluffs Owners Association, Inc
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyers and agents to verify any/all leasing restrictions with HOA, City and/or County

Exterior & Construction

Exterior features
French Doors, Other
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Other, Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryMildred Helms Elementary-PNGreatSchools ↗
MiddleLargo Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-04-09
On market date
2026-04-10
Original list price
$789,900
Occupant type
Vacant
Special conditions
Real Estate Owned
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-04-10
Tax legal description
HARBOR BLUFFS SEC 1 BLK C, LOT 13

Flood risk

Minimal riskFEMA Zone XPanel 12103C0112H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From West Bay Drive, head south on Indian Rocks Road, then turn right on Habor Bluff Drive to property on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 10, 2026 at 4:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA