


$743,900
125 Harbor Bluff Drive
Largo, FL 33770
Listing updated: July 10, 2026 at 4:22 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to 125 Harbor Bluffs Drive, where generous living spaces, a versatile floor plan, and an exceptional Harbor Bluffs location combine to create an outstanding opportunity. With fresh pricing, buyers seeking space, flexibility, and the ability to add their own personal style will appreciate everything this 4-bedroom, 3-bath home has to offer. The main level features an open living and dining area anchored by a fireplace, creating a comfortable setting for everyday living and entertaining. The kitchen has been updated with stone countertops and stainless steel appliances, while both main-level bathrooms also feature stone surfaces for a cohesive look. The primary suite includes a private bath, accompanied by two additional bedrooms and a guest bath. French doors open to a spacious patio, pool, and fenced backyard designed for enjoying Florida's outdoor lifestyle. The expansive deck provides ample room for outdoor dining, relaxing, or creating the outdoor entertaining space you've envisioned, with plenty of room for a future grill station or outdoor kitchen. One of the home's standout features is its flexible multi-level design. The lower level offers a large bonus room plus an additional flex space ideal for a media room, home office, fitness area, hobby room, or game room. The upper level features a private guest suite complete with its own living area, bedroom, full bath, and separate exterior entrance—an ideal setup for extended guests, multi-generational living, or added privacy. A circular driveway provides convenient access and additional parking. Harbor Bluffs offers convenient access to many of the area's most popular destinations, including approximately 3 miles to Indian Rocks Beach and Belleair Beach, 5 miles to Downtown Clearwater, 20 miles to Downtown St. Petersburg, and 18 miles to Tampa International Airport. Nearby parks, marinas, golf courses, waterfront recreation, shopping, dining, and everyday conveniences are all just minutes away. If you've been waiting for a spacious home in Harbor Bluffs with the opportunity to personalize over time, this is one worth seeing. All information is believed to be accurate but is not guaranteed. Buyers and agents to verify all facts and information pertinent to their purchase decision.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history91 days on market
- Status: ActiveApr 10, 2026
- Listed$789,900Apr 10, 2026
- Price reduced$743,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 91
- Subdivision
- Harbor Bluffs Sec 1
- County
- Pinellas
- Year built
- 1954
- Living area
- 2,567 sq ft
- Price/sq ft
- $290
- Building area
- 2,675 sq ft (Public Records)
- Lot size
- 12,502 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0112H)
- Pool
- Private pool
- Annual taxes
- $9,147 (2025)
- Parcel #
- 32-29-15-35640-003-0130
- Zoning
- R-3
- MLS #
- TB8496539
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Laminate, Other, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- Multi/Split
- Direction faces
- South
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Circular Driveway
HOA & Financial
- HOA fee
- $420 / Annually
- Monthly HOA
- $35/mo
- Total monthly fees
- $35/mo
- Total annual fees
- $420
- HOA name
- Harbor Bluffs Owners Association, Inc
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyers and agents to verify any/all leasing restrictions with HOA, City and/or County
Exterior & Construction
- Exterior features
- French Doors, Other
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Other, Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-04-09
- On market date
- 2026-04-10
- Original list price
- $789,900
- Occupant type
- Vacant
- Special conditions
- Real Estate Owned
- MLS area
- 33770 - Largo/Belleair Bluffs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-10
- Tax legal description
- HARBOR BLUFFS SEC 1 BLK C, LOT 13
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From West Bay Drive, head south on Indian Rocks Road, then turn right on Habor Bluff Drive to property on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 10, 2026 at 4:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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