


$200,000
1405 Starboard Drive
St Cloud, FL 34771
Listing updated: September 3, 2026 at 7:16 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Leave the Snow Behind & Make Florida Your Winter Getaway! Imagine escaping the cold and spending your winters surrounded by sunshine, sparkling water, boating, fishing, and Florida’s famous outdoor lifestyle. This charming furnished 2-bedroom, 2-bath cottage is nestled in the desirable gated Shelter Cove Resort along the scenic southern shore of Lake Center—part of the beautiful Alligator Chain of Lakes. This is more than a cottage—it’s your opportunity to have your own Florida retreat with your dock and boat slip, giving you easy access to the water whenever you're ready for a day of fishing, boating, or simply enjoying the peaceful lakefront lifestyle. Fish from your own dock or sail away by having the convenient access to Lake Center and the Alligator Chain of Lakes right from your back yard. Community amenities include: Gated, resort-style community with beautiful wooded areas, wetlands, and lakefront surroundings Community pool, golf cart-friendly roads/trails, social activities, and recreational opportunities Perfect as a snowbird winter retreat, vacation home, investment property, or full-time Florida residence Just 4 miles to Publix, Winn-Dixie, Walgreens, and everyday conveniences New Walmart being built around the corner, restaurants, and shopping in St. Cloud About 40 minutes to Melbourne and Cocoa Beach Conveniently located near Central Florida’s world-famous attractions, including Walt Disney World, Universal Studios, and SeaWorld Winter Somewhere Warm! Why spend another winter shoveling snow when you could be sitting on your dock with a fishing pole, watching a rocket launch across the Florida sky, or enjoying a sunset cruise from your own boat slip? Spend your days on the water and your evenings enjoying the relaxed atmosphere of Shelter Cove. And when you're ready for some excitement, Central Florida’s theme parks, entertainment, dining, shopping, and attractions are all within easy reach. Whether you’re looking for a snowbird escape, a waterfront vacation home, or your own affordable slice of the Florida lifestyle, this charming cottage offers an incredible opportunity to enjoy the best of lake living and Central Florida. Leave the snow behind. Bring your boat, your fishing pole, and your flip-flops—and start enjoying Florida! Schedule your private tour today and discover your new winter getaway!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history13 days on market
- Status: ActiveAug 26, 2026
- Listed$200,000Aug 18, 2026
- Price increased$200,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 13
- Subdivision
- Shelter Cove
- County
- Osceola
- Year built
- 2004
- Living area
- 935 sq ft
- Price/sq ft
- $214
- Lot size
- 3,006 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12097C0115G)
- Annual taxes
- $1,909 (2025)
- Parcel #
- 34-25-31-4987-0001-0778
- Zoning
- OPUD
- MLS #
- S5155805
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Dryer, Ice Maker, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Thermostat, Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $178 / Monthly
- Monthly HOA
- $178/mo
- Total monthly fees
- $178/mo
- Total annual fees
- $2,136
- HOA name
- Sentry Management/Bridgette Shearin
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- For all leasing restrictions please contact property management company. All tenants must complete background check
- Approval process
- Application to be submitted through Tenant Evaluation website
Exterior & Construction
- Exterior features
- Private Yard
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Pillar/Post/Pier
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x10 |
| Bedroom 2 | First | 14x10 |
| Living Room | First | 26x12 |
| Kitchen | First | 10x6 |
Listing Details
- Listing date
- 2026-08-18
- On market date
- 2026-08-18
- Original list price
- $200,000
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Status changed
- 2026-08-26
- Tax legal description
- SHELTER COVE RESORT COND CB 1 PG 20 LOT 778
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HWY 192 to Nova Rd- Left into community of Shelter Cove- Right on Starboard Dr- Located on left
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 3, 2026 at 7:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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