$375,000
1315 Pine Island Dr N
St Cloud, FL 34771
Listing updated: April 6, 2026 at 2:10 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This is everything you have been dreaming of! Check out this 1bedroom 1 bathroom lakefront on the Alligator Chain of Lakes with extensive upgrades and superior construction. Tray ceilings, crown molding, full baseboards, vinyl plank flooring, quartz counters in kitchen and bath with custom backsplash, large stainless sink, solid wood cabinetry, walk-in glass shower, and ceiling fans. Stainless appliance package includes glass-top range, oven, microwave, dishwasher, and upgraded refrigerator with ice maker. Garbage disposal and Culligan RO filtration system. Built with 2x6 shear walls, Hardie board concrete siding to the base, metal roof, double-pane windows, double cross tie-down system anchored into concrete, and upgraded 200-amp service.Outdoor living is taken to the next level with a composite dock and decking leading to a custom-built tiki bar, constructed on pilings driven to the lake bottom and topped with a standing seam metal roof. The tiki area is fully equipped with 50-amp electric, water, refrigeration, and a bar setup—perfect for entertaining. Remote-controlled screens provide comfort and shade while you enjoy the view. The composite seawall is reinforced with stainless steel tie-backs and durable filter fabric, offering both beauty and long-term stability. Boat ramp is located just seconds away. Excellent waterfront location for boating, fishing, and skiing. Ideal for primary residence or weekend retreat. Don't miss this opportunity to own your own private oasis. Home is located close to beaches, resturants, hospitals loca shopping but still maintains a privacy with its own community.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveApr 2, 2026
- Listed$375,000Apr 1, 2026
- Price increased$375,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 5
- Subdivision
- Shelter Cove
- County
- Osceola
- Year built
- 2018
- Living area
- 521 sq ft
- Price/sq ft
- $720
- Lot size
- 3,003 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $996 (2025)
- Parcel #
- 34-25-31-4987-0001-0046
- Zoning
- OPUD
- MLS #
- S5146989
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Filtration System
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Tray Ceiling(s), Vaulted Ceiling(s)
- Laundry
- Laundry Room, Other, Outside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $178 / Monthly
- Monthly HOA
- $178/mo
- Total monthly fees
- $178/mo
- Total annual fees
- $2,136
- HOA name
- Sentry management/ Bridgett Shearin
- CDD
- No
- Homestead exemption
- Yes
- Ownership
- Fee Simple
- Available for lease
- No
- Lease restrictions
- Yes
- Additional lease restrictions
- LEASING RESTRICTIONS TO BE VERFIED BY BUYER
- Approval process
- Approval process all landlords must require tenants to complete an application for a backgorund check.
Exterior & Construction
- Exterior features
- Lighting, Sliding Doors, Storage
- Construction materials
- HardiPlank Type
- Roof
- Metal
- Foundation
- Block
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 11.5x14 |
| Kitchen | First | 7x14 |
| Living Room | First | 10.5x14 |
| Primary Bathroom | First | 12x6 |
Listing Details
- Listing date
- 2026-04-01
- On market date
- 2026-04-01
- Original list price
- $375,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Status changed
- 2026-04-02
- Tax legal description
- SHELTER COVE RESORT COND CB 1 PG 20 LOT 46
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head East on 192 turn left onto Nova Rd. Left into Sheter Cove continue on Parkway East , make a left onto Pine Island Drive, home on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 6, 2026 at 2:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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