$285,000
3420 Home Town Lane
St Cloud, FL 34769
Listing updated: September 22, 2026 at 7:59 AM ET
Listing courtesy of Florida Pines Realty, Llc · Steven Durrance · MLS #S5155546 · Active · 407-892-0040Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome to this spacious three-bedroom, two-and-a-half-bath townhome in St. Cloud, offering over 1,900 square feet of living space. As you arrive, you’re greeted by an attractive brick exterior, a paver driveway and walkway, covered front entry, and attached one-car garage. Step inside to a tiled entryway that leads toward the main living areas at the rear of the home. The bright, open living and dining space is filled with natural light from large windows and a sliding glass door leading to the covered back porch. Fresh interior paint, new carpet, updated light fixtures, and ceiling fans give the home a clean, refreshed feel. The kitchen features stainless steel appliances, a closet pantry, breakfast bar, and ample counter and cabinet space. Between the kitchen and garage, the interior laundry room offers plenty of open shelving for additional storage. The spacious primary suite is located on the first floor and features a private en suite bathroom with a walk-in shower. Upstairs, two additional spacious bedrooms share a Jack-and-Jill bathroom complete with a dual vanity and a tub/shower combination. Step outside to the nearly 300-square-foot covered back porch, providing plenty of room for outdoor seating, dining, or entertaining. The porch overlooks a landscaped green space accented by mature trees, creating an inviting outdoor extension of the home. Conveniently located in St. Cloud near shopping, dining, downtown St. Cloud, and the St. Cloud Lakefront, this home combines a spacious floor plan with a great location and plenty of indoor and outdoor living space. Don’t miss the opportunity to make this spacious St. Cloud townhome your own—schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history40 days on market
- Status: ActiveAug 13, 2026
- Listed$295,000Aug 13, 2026
- Price reduced$285,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 40
- Subdivision
- Town Center Villas
- County
- Osceola
- Year built
- 2005
- Living area
- 1,926 sq ft
- Price/sq ft
- $148
- Building area
- 2,630 sq ft (Public Records)
- Lot size
- 2,526 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0095G)
- Garage
- 1 spaces
- Annual taxes
- $5,007 (2025)
- Parcel #
- 03-26-30-0851-0001-0180
- Zoning
- SR3
- MLS #
- S5155546
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $241 / Monthly
- Monthly HOA
- $241/mo
- Total monthly fees
- $350/mo
- Total annual fees
- $4,200
- HOA name
- Town Center HOA - Alexis Berbas
- CDD
- No
- Min lease term
- 7 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer or buyer's agent should contact all local municipalities and/or the HOA to verify all pet and leasing restrictions.
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Brick
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 14x8 |
| Living Room | First | 18x14 |
| Primary Bedroom | First | 15x12 |
| Bedroom 2 | Second | 13x11 |
| Bedroom 3 | First | 13x11 |
| Dining Room | First | 14x11 |
Listing Details
- Listing date
- 2026-08-12
- On market date
- 2026-08-13
- Original list price
- $295,000
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-08-13
- Tax legal description
- TOWN CENTER VILLAS PB 17 PGS 44-45 LOT 18
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From OSCAR, take 192 East into St. Cloud. Turn Left on Brown Chapel Road. Turn Right on Home Town Lane
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 22, 2026 at 7:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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