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$365,000

864 Franklin Circle

Palm Harbor, FL 34683

Listing updated: August 29, 2026 at 12:31 AM ET

Active

Listing courtesy of Bhhs Florida Properties Group · Noah Owens · MLS #TB8538394 · Active · 727-799-2227

Beds

Baths

1,152

Sq Ft

0.09

Acres

1988

Built

◆$317/sqft◆360° tour

Single Family Residence

Property type

1988

Year built

4,086 sqft

Lot size

$317

Price / sq ft

$375/mo

HOA dues

Days on market

Garage space

Flood zone

About this home

Welcome home to this bright and inviting 2-bedroom, 2-bathroom Palm Harbor home where abundant natural light and comfortable living spaces create a warm, welcoming feel from the moment you step inside. The bright, clean kitchen features quartz countertops, a glass tile backsplash, generous cabinetry, and a cozy breakfast nook framed by a large front-facing window. Just beyond, the spacious living and dining room combination offers high ceilings and plenty of natural light, providing an open and comfortable setting for everyday living and entertaining. The primary bedroom offers its own private bath, a large walk-in closet, and an oversized window providing an abundance of sunshine. Outside, the HOA maintains the front and rear lawn areas, while a wood privacy fence adds separation to the backyard. The home is situated along a circular cul-de-sac setting and includes a one-car garage updated with epoxy flooring. Notable updates include a roof replaced in 2023 and impact windows installed in 2018. Community amenities include a pool and dog park. Conveniently located near Alternate 19 with easy access to Downtown Palm Harbor and Downtown Dunedin, this home puts local dining, shopping, and recreation within convenient reach. Appliances convey with the sale, and furniture may be negotiated separately.

Estimated monthly payment

Principal & interest$1,846

Property taxes$439

Home insurance (est.)$167

HOA dues$375

Down payment

20%

$73,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Aug 29, 2026
Listed$365,000
Aug 29, 2026
Price increased$365,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Franklin Square Phase Iii
County: Pinellas
Year built: 1988
Living area: 1,152 sq ft
Price/sq ft: $317
Building area: 1,512 sq ft (Public Records)
Lot size: 4,086 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12103C0067H)
Garage: 1 spaces
Annual taxes: $5,268 (2025)
Parcel #: 13-28-15-29379-000-0160
Zoning: RPD-5
MLS #: TB8538394

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Epoxy, Laminate, Tile
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry: In Garage, Washer Hookup
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes

HOA & Financial

HOA fee: $375 / Monthly
Monthly HOA: $375/mo
Total monthly fees: $375/mo
Total annual fees: $4,500
HOA name: Anthony Lovio - Proactive Property Management LLC
CDD: No
Min lease term: 1-2 Years
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Buyer to verify all lease restrictions with Association.
Approval process: Buyer will need to submit an application to the HOA for approval.

Exterior & Construction

Exterior features: Lighting, Private Yard, Rain Gutters
Construction materials: Block, Concrete, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Yes

Schools

ElementaryLake St George Elementary-PNGreatSchools ↗

MiddlePalm Harbor Middle-PNGreatSchools ↗

High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	12x15
Primary Bathroom	First	11x5
Kitchen	First	11x14
Foyer	First	10x6
Dining Room	First	12x8
Living Room	First	12x20
Bedroom 2	First	11x11
Bathroom 2	First	7x5

Listing Details

Listing date: 2026-08-13
On market date: 2026-08-29
Original list price: $365,000
Occupant type: Vacant
MLS area: 34683 - Palm Harbor
Listing AOR: Suncoast Tampa
Status changed: 2026-08-29
Tax legal description: FRANKLIN SQUARE PHASE III LOT 16

Flood risk

Minimal riskFEMA Zone XPanel 12103C0067H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

When driving south on US-19, turn right onto Tampa Road, turn left onto CR-1, Franklin Circle will be on left. When in community, turn left onto Franklin Circle and 864 Franklin Circle will be in the second cul-de-sac on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 29, 2026 at 12:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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