3854 Knotty Pine Street, FL3854 Knotty Pine Street, FL3854 Knotty Pine Street, FL
Stellar MLS
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$389,000

3854 Knotty Pine Street

St Cloud, FL 34772

Listing updated: August 12, 2026 at 4:54 PM ET

Active
Stellar MLSListing courtesy of Vesti Llc · Alejandro Bastidas · MLS #S5155506 · Active · 407-749-5489
4
Beds
3
Baths
2,160
Sq Ft
0.07
Acres
2024
Built
$180/sqft
Townhouse

Property type

2024

Year built

3,049 sqft

Lot size

$180

Price / sq ft

$332/mo

HOA dues

0

Days on market

2

Garage spaces

X500

Flood zone

About this home

Welcome to 3854 Knotty Pine Street, a spacious 4-bedroom, 2.5-bathroom with a loft townhome located in the desirable Havenfield at Cross Prairie community in St. Cloud. Offering approximately 2,160 square feet of living space, this two-story home provides a functional and comfortable layout with plenty of room for family, guests, and everyday living. The first floor features an inviting open-concept living area, dining space, kitchen, and convenient half bath. Upstairs, the generous primary suite provides a private retreat, while three additional bedrooms offer flexibility for family, guests, a home office, or additional living space. The home also features an attached 2-car garage, providing convenient parking and additional storage. Built in 2024, this newer townhome offers the opportunity to enjoy modern construction and a low-maintenance lifestyle without the wait and uncertainty of building from the ground up. Located in St. Cloud with convenient access to shopping, dining, schools, major roadways, parks, and the growing Central Florida area, this property is an excellent opportunity for a primary residence or investment property. Schedule your private showing today and discover everything 3854 Knotty Pine Street has to offer!

Estimated monthly payment

Principal & interest$1,967
Property taxes$542
Home insurance (est.)$178
HOA dues$332

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 12, 2026
  2. Listed$389,000
    Aug 12, 2026
  3. Price increased$389,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
0
Subdivision
Havenfield At Cross Prairie
County
Osceola
Year built
2024
Living area
2,160 sq ft
Price/sq ft
$180
Building area
2,712 sq ft (Public Records)
Lot size
3,049 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12097C0260G)
Garage
2 spaces
Annual taxes
$6,509 (2025)
Parcel #
21-26-30-3644-0001-3710
Zoning
RES
MLS #
S5155506

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$332 / Monthly
Monthly HOA
$332/mo
Total monthly fees
$332/mo
Total annual fees
$3,984
HOA name
ASSOCIA
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
BUYER MUST VERIFY WITH HOA

Exterior & Construction

Exterior features
None
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomSecond
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-08-12
On market date
2026-08-12
Original list price
$389,000
Occupant type
Tenant
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-08-12
Tax legal description
HAVENFIELD AT CROSS PRAIRIE PB 33 PGS 6-10 LOT 371

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0260G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Florida's Turnpike, take Exit 240 then turn right onto Clay Whaley Rd. Continue south and turn left onto Cross Prairie Parkway. Continue through the community, then turn left onto Knotty Pine Street. The property will be on your right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 12, 2026 at 4:54 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA