


$389,000
3854 Knotty Pine Street
St Cloud, FL 34772
Listing updated: August 12, 2026 at 4:54 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 3854 Knotty Pine Street, a spacious 4-bedroom, 2.5-bathroom with a loft townhome located in the desirable Havenfield at Cross Prairie community in St. Cloud. Offering approximately 2,160 square feet of living space, this two-story home provides a functional and comfortable layout with plenty of room for family, guests, and everyday living. The first floor features an inviting open-concept living area, dining space, kitchen, and convenient half bath. Upstairs, the generous primary suite provides a private retreat, while three additional bedrooms offer flexibility for family, guests, a home office, or additional living space. The home also features an attached 2-car garage, providing convenient parking and additional storage. Built in 2024, this newer townhome offers the opportunity to enjoy modern construction and a low-maintenance lifestyle without the wait and uncertainty of building from the ground up. Located in St. Cloud with convenient access to shopping, dining, schools, major roadways, parks, and the growing Central Florida area, this property is an excellent opportunity for a primary residence or investment property. Schedule your private showing today and discover everything 3854 Knotty Pine Street has to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 12, 2026
- Listed$389,000Aug 12, 2026
- Price increased$389,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 0
- Subdivision
- Havenfield At Cross Prairie
- County
- Osceola
- Year built
- 2024
- Living area
- 2,160 sq ft
- Price/sq ft
- $180
- Building area
- 2,712 sq ft (Public Records)
- Lot size
- 3,049 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $6,509 (2025)
- Parcel #
- 21-26-30-3644-0001-3710
- Zoning
- RES
- MLS #
- S5155506
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $332 / Monthly
- Monthly HOA
- $332/mo
- Total monthly fees
- $332/mo
- Total annual fees
- $3,984
- HOA name
- ASSOCIA
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- BUYER MUST VERIFY WITH HOA
Exterior & Construction
- Exterior features
- None
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-08-12
- On market date
- 2026-08-12
- Original list price
- $389,000
- Occupant type
- Tenant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-12
- Tax legal description
- HAVENFIELD AT CROSS PRAIRIE PB 33 PGS 6-10 LOT 371
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Florida's Turnpike, take Exit 240 then turn right onto Clay Whaley Rd. Continue south and turn left onto Cross Prairie Parkway. Continue through the community, then turn left onto Knotty Pine Street. The property will be on your right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 12, 2026 at 4:54 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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