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$849,900

13951 Harbor View DriveSeminole, FL 33776

Listing updated: October 7, 2026 at 1:44 PM ET

Active

Listing courtesy of Coldwell Banker Sarasota Cent. · Chris Carpenter · MLS #A4702752 · Active · 941-487-5600

Beds

Baths

2,272

Sq Ft

0.23

Acres

1994

Built

◆Water view◆Fireplace◆$374/sqft

Single Family Residence

Property type

1994

Year built

10,014 sqft

Lot size

$374

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

If you’ve been waiting for the right moment to make your move in Seminole, this is it. Tucked away on a cul-de-sac in the sought-after Crossing at The Narrows, this 4-bedroom, 3-bathroom residence is a refreshing departure from the standard Florida floor plan. It’s rare to find a home with this much genuine character and Intracoastal views—especially one priced so competitively and in total alignment with current market value. The charm begins the moment you pull up to the expansive wraparound porch, the perfect spot for a morning breeze. Inside, the home feels vibrant and completely move-in ready thanks to a suite of recent updates, including fresh interior and exterior paint, new luxury flooring, and updated ceiling fans. The living spaces are anchored by a cozy wood-burning fireplace, while elegant French doors and hardwood details add a layer of warmth you just don't find in newer builds. The true "wow" factor awaits upstairs on the private observation deck. It’s an incredible vantage point for watching the colors change over the Intracoastal Waterway—your new favorite spot for sunset drinks or quiet coffee. Outside, the property continues to impress with a sprawling backyard. Whether you’re dreaming of a lush tropical garden, an expansive outdoor kitchen, or a future pool, there is more than enough room to bring that vision to life. The lifestyle here is hard to beat. You’re positioned near the end of the peninsula, just a quick trip across the bridge to the white sands of Indian Shores and the Gulf beaches. With waterfront dining, boating, and local parks just minutes away, you get the peace of a secluded cul-de-sac without sacrificing convenience. This isn't another cookie-cutter house; it’s a home with soul, views, and a price tag that makes sense in today’s market. Experience the difference for yourself—check out the property video and schedule your private showing today.

Estimated monthly payment

Principal & interest$4,298

Property taxes$553

Home insurance (est.)$390

Down payment

20%

$169,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history56 days on market

Status: Active
Aug 12, 2026
Listed$849,900
Aug 12, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 56
Subdivision: Crossing At The Narrows
County: Pinellas
Year built: 1994
Living area: 2,272 sq ft
Price/sq ft: $374
Building area: 3,445 sq ft (Public Records)
Lot size: 10,014 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12103C0179H)
Annual taxes: $6,638 (2024)
Parcel #: 30-30-15-19680-000-0053
Zoning: RPD-5
MLS #: A4702752

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Flooring: Carpet, Ceramic Tile, Other, Wood
Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
Interior features: Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: Two
Direction faces: South
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Attached garage: No
Carport: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Balcony
Construction materials: Frame
Roof: Shingle
Foundation: Stilt/On Piling
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available

Schools

ElementaryBauder Elementary-PNGreatSchools ↗

MiddleSeminole Middle-PNGreatSchools ↗

High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Dining Room	Second	16x23
Kitchen	Second	11x12
Primary Bedroom	Second	15x20
Primary Bathroom	Second
Living Room	Second	15x23

Listing Details

Listing date: 2026-08-11
On market date: 2026-08-12
Original list price: $849,900
Occupant type: Owner
MLS area: 33776 - Seminole/Largo
Listing AOR: Sarasota - Manatee
Status changed: 2026-08-12
Tax legal description: CROSSING AT THE NARROWS PT OF REC AREA DESC FROM SW COR OF LOT 46 OF HARBOR VIEW #4 TH N75DW 61.84FT FOR POB TH N75DW 68.84FT TH N01DE 150FT TH S75DE 68.84FT TH S01DW 150FT TO POB (PER O.R.'S 13193/739 & 13193/698)

Flood risk

High riskFEMA Zone AEPanel 12103C0179H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Park Blvd West of Oakhurst- Left on 138th St.., Right on 77th Ave., Left on 140th Ave and Left on Harbor View to address.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 7, 2026 at 1:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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