$819,000
4415 Clearwater Harbor Drive
Largo, FL 33770
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. BOATERS BLISS... calling all boating, fishing, kayak, paddleboarding and jet-ski lovers! This canal-front residence, offered for the first time by the original contractor’s family, is on a large.32-acre corner lot, offering direct access to the Intracoastal. The newly replaced wood dock with davit extends 20 feet into the canal, providing several feet of water at low tide. It’s a short ride south to Largo Intracoastal Marina to fuel your boat, and a quick trip back north to the Clearwater Pass Bridge (72-foot clearance) and out into the Gulf. Join up with other boaters on Three Rookers Island and spend the day! This well-built home, slightly elevated above garage level, features a traditional Florida ranch-style home with a thoughtfully designed floor plan that provides separation and functionality. Office/4th bedroom is on one wing next to owner’s suite. Two bedrooms and bath provide privacy for guests/family on the other wing. Sliders open from the rear family room with a view through the covered lanai to the canal and dock. There have been some recent improvements. LVP flooring in living areas and bedrooms, and fresh interior paint. Both baths feature new tile floors, commodes, and shower tile. The kitchen was updated with new stainless steel GE appliances, quartz countertops and tile backsplash. The remainder of the home is waiting for your personal stamp. This property is in an AE flood zone, and lender may require flood insurance. Home sustained minimal damage from Hurricane Helene. Additional features include an oversized two-car garage, a low annual homeowners association fee and a golf cart-friendly neighborhood. An amazing opportunity for a primary home, vacation getaway or investment property, this residence is priced for value and future potential. Minutes from dining, shopping, Belleair Causeway Boat Ramp and sparkling beaches. Less than 30 minutes from Tampa Int'l Airport and 20 minutes from Clearwater/St Pete (PIE) Airport! Don't miss this opportunity to own a waterfront home in a desired community!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history83 days on market
- Status: ActiveMar 2, 2026
- Listed$875,000Mar 2, 2026
- Price reduced$819,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 83
- Subdivision
- Harbor Hills 3rd Add
- County
- Pinellas
- Year built
- 1973
- Living area
- 2,232 sq ft
- Price/sq ft
- $367
- Building area
- 3,144 sq ft (Public Records)
- Lot size
- 13,961 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12103C0114H)
- Garage
- 2 spaces
- Annual taxes
- $12,090 (2025)
- Parcel #
- 06-30-15-36054-010-1230
- Zoning
- R-3
- MLS #
- TB8481601
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Slate, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $100 / Annually
- Monthly HOA
- $8/mo
- Total monthly fees
- $8/mo
- Total annual fees
- $100
- HOA name
- Joyce O'Brien- Harbor Hills Treasurer
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to confirm that subdivision/county allows for short-term rentals and any restrictioins surrounding those. There are current AirBnBs in the community.
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17x12 |
| Foyer | First | 12x7 |
| Dining Room | First | 12x11 |
| Living Room | First | 18x14 |
| Family Room | First | 19x13 |
| Kitchen | First | 13x11 |
| Office | First | 11x10 |
| Bedroom 2 | First | 13x11 |
| Bedroom 3 | First | 15x11 |
| Primary Bathroom | First | 9x8 |
| Bathroom 2 | First | 10x5 |
Listing Details
- Listing date
- 2026-02-19
- On market date
- 2026-03-02
- Original list price
- $875,000
- Occupant type
- Vacant
- MLS area
- 33770 - Largo/Belleair Bluffs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-02
- Tax legal description
- HARBOR HILLS 3RD ADD BLK J, LOT 123
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From West Bay Drive, turn left (south) onto Indian Rocks Road to entrance of Harbor Hills Subdivison at Avocado Road. Turn right and follow to stop sign, Turn left onto Harbor Hills Drive. Proceed through 3-way stop until you reach CLearwater Harbor Drive on the left. Turn left. Home is 3rd home on right #4415 (light green home on corner).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 24, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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