


$790,000
4415 Clearwater Harbor Drive
Largo, FL 33770
Listing updated: August 14, 2026 at 1:44 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. “Livable today… Transformable tomorrow.” Why spend $1 million+ on someone else's renovations when you can secure this waterfront location now and create the home you've always envisioned? $790,000 gives you the waterfront location, the canal, the Gulf access, the land, the existing home, and the opportunity to improve it on your own timetable. The neighborhood is on the mainland side of the Intracoastal, providing easy drives to St. Pete, Tampa…and beyond. It has a community-style vibe…neighbors walking their dogs, riding bikes, and just visiting back and forth. The foundation is already here for you to build on… with a functional custom-built, CBS-constructed home from the 70’s, with a substantial footprint, oversized garage, established landscaping, and an existing waterfront setup. In 30 minutes or less, you can leave your dock and head towards Clearwater Pass (through two 74’ fixed bridges), and you will be in the open Gulf! Move in now…and begin your dream of boating life on the Gulf!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history165 days on market
- Status: ActiveMar 2, 2026
- Listed$875,000Mar 2, 2026
- Price reduced$790,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 165
- Subdivision
- Harbor Hills 3rd Add
- County
- Pinellas
- Year built
- 1973
- Living area
- 2,232 sq ft
- Price/sq ft
- $354
- Building area
- 3,144 sq ft (Public Records)
- Lot size
- 13,961 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12103C0114H)
- Garage
- 2 spaces
- Annual taxes
- $12,090 (2025)
- Parcel #
- 06-30-15-36054-010-1230
- Zoning
- R-3
- MLS #
- TB8481601
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Slate, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $100 / Annually
- Monthly HOA
- $8/mo
- Total monthly fees
- $8/mo
- Total annual fees
- $100
- HOA name
- Joyce O'Brien- Harbor Hills Treasurer
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to confirm that subdivision/county allows for short-term rentals and any restrictioins surrounding those. There are current AirBnBs in the community.
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17x12 |
| Foyer | First | 12x7 |
| Dining Room | First | 12x11 |
| Living Room | First | 18x14 |
| Family Room | First | 19x13 |
| Kitchen | First | 13x11 |
| Office | First | 11x10 |
| Bedroom 2 | First | 13x11 |
| Bedroom 3 | First | 15x11 |
| Primary Bathroom | First | 9x8 |
| Bathroom 2 | First | 10x5 |
Listing Details
- Listing date
- 2026-02-19
- On market date
- 2026-03-02
- Original list price
- $875,000
- Occupant type
- Vacant
- MLS area
- 33770 - Largo/Belleair Bluffs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-02
- Tax legal description
- HARBOR HILLS 3RD ADD BLK J, LOT 123
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From West Bay Drive, turn left (south) onto Indian Rocks Road to entrance of Harbor Hills Subdivison at Avocado Road. Turn right and follow to stop sign, Turn left onto Harbor Hills Drive. Proceed through 3-way stop until you reach CLearwater Harbor Drive on the left. Turn left. Home is 3rd home on right #4415 (light green home on corner).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 14, 2026 at 1:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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