$819,000

4415 Clearwater Harbor Drive

Largo, FL 33770

Active
4
Beds
2
Baths
2,232
Sq Ft
0.32
Acres
1973
Built
WaterfrontWater access$367/sqft360° tour
🏠Single Family Residence

Property type

🏗️1973

Year built

📐13,961 sqft

Lot size

📊$367

Price / sq ft

🏘️$8/mo

HOA dues

📅83

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

One or more photo(s) has been virtually staged. BOATERS BLISS... calling all boating, fishing, kayak, paddleboarding and jet-ski lovers! This canal-front residence, offered for the first time by the original contractor’s family, is on a large.32-acre corner lot, offering direct access to the Intracoastal. The newly replaced wood dock with davit extends 20 feet into the canal, providing several feet of water at low tide. It’s a short ride south to Largo Intracoastal Marina to fuel your boat, and a quick trip back north to the Clearwater Pass Bridge (72-foot clearance) and out into the Gulf. Join up with other boaters on Three Rookers Island and spend the day! This well-built home, slightly elevated above garage level, features a traditional Florida ranch-style home with a thoughtfully designed floor plan that provides separation and functionality. Office/4th bedroom is on one wing next to owner’s suite. Two bedrooms and bath provide privacy for guests/family on the other wing. Sliders open from the rear family room with a view through the covered lanai to the canal and dock. There have been some recent improvements. LVP flooring in living areas and bedrooms, and fresh interior paint. Both baths feature new tile floors, commodes, and shower tile. The kitchen was updated with new stainless steel GE appliances, quartz countertops and tile backsplash. The remainder of the home is waiting for your personal stamp. This property is in an AE flood zone, and lender may require flood insurance. Home sustained minimal damage from Hurricane Helene. Additional features include an oversized two-car garage, a low annual homeowners association fee and a golf cart-friendly neighborhood. An amazing opportunity for a primary home, vacation getaway or investment property, this residence is priced for value and future potential. Minutes from dining, shopping, Belleair Causeway Boat Ramp and sparkling beaches. Less than 30 minutes from Tampa Int'l Airport and 20 minutes from Clearwater/St Pete (PIE) Airport! Don't miss this opportunity to own a waterfront home in a desired community!

Estimated monthly payment

Principal & interest$4,141
Property taxes$1,007
Home insurance (est.)$375
HOA dues$8

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history83 days on market

  1. Status: Active
    Mar 2, 2026
  2. Listed$875,000
    Mar 2, 2026
  3. Price reduced$819,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
83
Subdivision
Harbor Hills 3rd Add
County
Pinellas
Year built
1973
Living area
2,232 sq ft
Price/sq ft
$367
Building area
3,144 sq ft (Public Records)
Lot size
13,961 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0114H)
Garage
2 spaces
Annual taxes
$12,090 (2025)
Parcel #
06-30-15-36054-010-1230
Zoning
R-3
MLS #
TB8481601

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl, Slate, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Garage Door Opener, Oversized

HOA & Financial

HOA fee
$100 / Annually
Monthly HOA
$8/mo
Total monthly fees
$8/mo
Total annual fees
$100
HOA name
Joyce O'Brien- Harbor Hills Treasurer
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to confirm that subdivision/county allows for short-term rentals and any restrictioins surrounding those. There are current AirBnBs in the community.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryAnona Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst17x12
FoyerFirst12x7
Dining RoomFirst12x11
Living RoomFirst18x14
Family RoomFirst19x13
KitchenFirst13x11
OfficeFirst11x10
Bedroom 2First13x11
Bedroom 3First15x11
Primary BathroomFirst9x8
Bathroom 2First10x5

Listing Details

Listing date
2026-02-19
On market date
2026-03-02
Original list price
$875,000
Occupant type
Vacant
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-03-02
Tax legal description
HARBOR HILLS 3RD ADD BLK J, LOT 123

Flood risk

High riskFEMA Zone AEPanel 12103C0114H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From West Bay Drive, turn left (south) onto Indian Rocks Road to entrance of Harbor Hills Subdivison at Avocado Road. Turn right and follow to stop sign, Turn left onto Harbor Hills Drive. Proceed through 3-way stop until you reach CLearwater Harbor Drive on the left. Turn left. Home is 3rd home on right #4415 (light green home on corner).

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 24, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA