$195,000
3231 Bear Creek Lane
Lakeland, FL 33810
Listing updated: August 28, 2026 at 11:29 AM ET
Listing courtesy of Keller Williams Realty · Ashley Bearden · MLS #L4964076 · Active · 863-577-1234Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Life at Highland Fairways, a 55+ golf community, runs on the golf course, the pool, and a clubhouse calendar that stays full. This home is the low-maintenance way to live it, with less time on upkeep and more on the things you came for. A bonus room adds flex space beyond the main living area, ready as an office, hobby room, or your morning-coffee spot. The HOA covers lawn care, cable, and high-speed internet, so the outside stays handled. Gated and golf-cart-friendly, the community centers on an 18-hole executive golf course, with a heated pool and spa, tennis and pickleball, a fitness center, and year-round events from dances and dinners to bocce, shuffleboard, and cards. Minutes to shopping off US-98 and quick to I-4, about midway between Tampa and Orlando. Roof- About 2 years old | HVAC- 2018| Water Heater- 2006. Come walk it in person!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history7 days on market
- Status: ActiveAug 21, 2026
- Listed$199,900Aug 21, 2026
- Price reduced$195,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 7
- Subdivision
- Highland Fairways Ph 01
- County
- Polk
- Year built
- 1988
- Living area
- 1,400 sq ft
- Price/sq ft
- $139
- Building area
- 1,700 sq ft (Public Records)
- Lot size
- 5,271 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0303G)
- Annual taxes
- $340 (2025)
- Parcel #
- 23-28-03-021511-001330
- MLS #
- L4964076
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Carpet, Laminate, Linoleum, Tile
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Driveway, Off Street
- Carport
- Yes
HOA & Financial
- HOA fee
- $240 / Monthly
- Monthly HOA
- $240/mo
- Total monthly fees
- $240/mo
- Total annual fees
- $2,874
- HOA name
- Shannon Berry
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with HOA
- Approval process
- Check with HOA
Exterior & Construction
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x21.5 |
| Bonus Room | First | 11.8x9.9 |
| Kitchen | First | 11.5x17.5 |
| Primary Bedroom | First | 11.11x17.4 |
| Bedroom 1 | First | 11x11 |
| Bathroom 1 | First | 5x8 |
| Utility Room | First | 11.8x16 |
| Balcony/Porch/Lanai | First | 11x11.8 |
Listing Details
- Listing date
- 2026-08-06
- On market date
- 2026-08-21
- Original list price
- $199,900
- Occupant type
- Vacant
- MLS area
- 33810 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-08-21
- Tax legal description
- HIGHLAND FAIRWAYS PHASE ONE PB 83 PGS 21 & 22 LYING IN A PORTION OF SECTIONS 34-T27-R23 & 2 & 3-T28-R23 LOT 133 & INT IN LOT B REC AREA, DRNG BUFFER & STS
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-98 N, turn onto Griffin Rd. Turn right onto Highland Fairways Blvd. Turn left onto Pebble Bend Dr. Turn right onto Golden Horseshoe Cir. Turn left onto Bear Creek Ln.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 28, 2026 at 11:29 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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