970 Virginia Street, FL
Stellar MLS
1 / 1

$89,900

970 Virginia Street

Dunedin, FL 34698

Listing updated: August 12, 2026 at 11:56 AM ET

Active
Stellar MLSListing courtesy of Better Choice Real Estate · Kelly Snow · MLS #TB8533933 · Active · 410-963-6631
1
Bed
1
Bath
795
Sq Ft
0
Acres
1978
Built
55+ community$113/sqft360° tour
Condominium

Property type

1978

Year built

795 sqft

Lot size

$113

Price / sq ft

$494/mo

HOA dues

14

Days on market

X

Flood zone

About this home

Welcome to easy Florida living in the highly desirable Heather Lake Condo community in Dunedin, FL! Another wonderful opportunity to purchase this value priced 1 bedroom, 1 bath in the most sought-after, most vibrant, most walkable, waterfront and golfcart community in Pinellas County. This charming 1-bedroom, 1-bath FIRST-FLOOR unit offers comfort and convenience in a vibrant 55+ community within complete walking distance, a short bike ride or quick cart ride to Dunedin’s Downtown area which is known for its artsy, laid-backed, key west atmosphere with a strong community spirit. Also known for its Scottish heritage and golf cart culture. With its renowned walkability you have quick access to a plethora of restaurants, shops, breweries, seafood, live music, marinas, waterfront parks and the Toronto Blue Jay's Stadium. The pickleball courts are just next door at Eagles Park, and the famous sunsets are just a few blocks away. Enjoy peaceful mornings in your private screened-in patio. Inside, the condo offers a functional layout and complete with furnishings, making it truly move-in ready or ideal for a seasonal retreat. Heather Lake residents enjoy a wealth of amenities, including a large, heated pool and an active clubhouse filled with social events and activities. The monthly HOA fee provides exceptional value, covering water, sewer, trash, exterior building and grounds maintenance, readily available onsite management, and both cable AND internet. Leaving you with only an electric bill to pay. Located in a non-evacuation zone and high and dry in Flood Zone X, this property offers added peace of mind. Blocks from the 38-mile Pinellas trail, 5 miles to Clearwater Beach and just 4 miles from the pristine shores of the famous Honeymoon Island with quick access to Caladesi Island. Only 25 to 30 minutes to Tampa International Airport. Won't last long at this value!! Don't Delay! See Today! Roof replaced in 2024 HVAC replaced Iin 2024 and hot water heater in 2019.

Estimated monthly payment

Principal & interest$455
Property taxes$46
Home insurance (est.)$41
HOA dues$494

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history14 days on market

  1. Status: Active
    Jul 29, 2026
  2. Listed$90,000
    Jul 29, 2026
  3. Price reduced$89,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
14
Subdivision
Heather Lake Apts Condo
County
Pinellas
Year built
1978
Living area
795 sq ft
Price/sq ft
$113
Lot size
795 sq ft
Flood zone
X
Annual taxes
$549 (2025)
Parcel #
26-28-15-38029-000-1030
MLS #
TB8533933

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Common Area
Stories / Levels
Three Or More
Direction faces
West

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Parking features
Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$494 / Monthly
Monthly HOA
$494/mo
Total monthly fees
$570/mo
Total annual fees
$6,840
HOA name
Mary Hodnott
CDD
No
Homestead exemption
Yes
Min lease term
4 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+
Approval process
application fee $150.00

Exterior & Construction

Exterior features
Courtyard
Construction materials
Concrete
Roof
Membrane
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Public

Community

Pets allowed
No
Senior community
Yes

Schools

ElementaryDunedin Elementary-PNGreatSchools ↗
MiddleDunedin Highland Middle-PNGreatSchools ↗
High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst20x13
Primary BedroomFirst12x13
KitchenFirst

Listing Details

Listing date
2026-07-29
On market date
2026-07-29
Original list price
$90,000
Occupant type
Owner
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2026-07-29
Tax legal description
HEATHER LAKE APTS NO. 9 CONDO APT 103 TOGETHER WITH THE USE OF CARPORT 7

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Keene RD/CR-1 south to right on Virginia to right into Heather Lakes complex. 1st building on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 12, 2026 at 11:56 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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