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$111,000

940 Virginia Street

Dunedin, FL 34698

Listing updated: May 2, 2026 at 3:05 PM ET

Active

Listing courtesy of Keller Williams Realty Portfolio Collection · Terri Anneken · MLS #TB8373368 · Active · 727-489-0800

Bed

Bath

760

Sq Ft

1.17

Acres

1974

Built

◆Water view◆55+ community◆1.17 acres◆$146/sqft◆360° tour

Condominium

Property type

1974

Year built

51,164 sqft

Lot size

$146

Price / sq ft

No HOA

HOA dues

385

Days on market

Flood zone

About this home

Sweet and charming condo new to the market! Updated bathroom! Gorgeous views of the water out back. Enjoy a cup of coffee in the morning while watching the sunshine glisten on the water. Light and bright and ready for you to make your own. Location is also perfect! Condo is close to Downtown Dunedin, trails, restaurants, grocery stores, famous Honeymoon Island and so much more. Did you know Dunedin is also the spring training homes of the Toronto Blue Jays and Philadelphia Philllies? Don't miss this opportunity! Call today for a showing!

Local Insight

At $146/sqft for a 1974 one-bedroom in a 55+ community, you're getting below-market pricing, but the real question is whether that reflects the age of the unit or genuine value—check the roof, HVAC, and plumbing closely since major systems in units this old can become expensive fast. The 1.17-acre lot and water view are genuine pluses for Dunedin, and being in flood zone X (lowest risk) removes that insurance headache, but the lack of an HOA means you're responsible for your own maintenance and any common area upkeep, which can catch buyers off guard.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$561

Property taxes$171

Home insurance (est.)$51

Down payment

20%

$22,200 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history385 days on market

Status: Active
Apr 12, 2025
Listed$137,000
Apr 12, 2025
Price reduced$111,000

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 385
Subdivision: Heather Lake Apts Condo
County: Pinellas
Year built: 1974
Living area: 760 sq ft
Price/sq ft: $146
Lot size: 51,164 sq ft
Flood zone: X
Annual taxes: $2,050 (2024)
Parcel #: 26-28-15-38019-007-3040
MLS #: TB8373368

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Interior Details

Bedrooms: 1
Full bathrooms: 1
Flooring: Luxury Vinyl
Appliances: Range, Range Hood, Refrigerator
Interior features: Ceiling Fans(s), Living Room/Dining Room Combo, Thermostat, Window Treatments
Laundry: Common Area
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Parking features: Assigned, Covered, Guest
Carport: Yes

HOA & Financial

Total monthly fees: $686/mo
Total annual fees: $8,232
HOA name: Mary Hadnott
CDD: No
Min lease term: 4 Months
Listing terms: Cash, Conventional
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Please see manager for more details.
Approval process: Please see manager for more details.

Exterior & Construction

Exterior features: Balcony, Rain Gutters, Sidewalk
Construction materials: Block, Stucco
Roof: Concrete, Other
Foundation: Slab
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Water Available, Water Connected

Community

Pets allowed: No
Senior community: Yes

Room Details

Room	Level	Dimensions
Great Room	First	12x22
Primary Bedroom	First	14x12
Kitchen	First	10x6

Listing Details

Listing date: 2025-04-07
On market date: 2025-04-12
Original list price: $137,000
Occupant type: Vacant
MLS area: 34698 - Dunedin
Listing AOR: Suncoast Tampa
Status changed: 2025-04-12
Tax legal description: HEATHER LAKE APTS NO. 4 CONDO BLDG G, APT 304 TOGETHER WITH THE USE OF CARPORT 12

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR 580, head west. Turn left to head south on Keene. Turn right on Virginia St. Condo complex will be on the right just before Patricia Ave. Condo building faces south, east of the pool and clubhouse.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 2, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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