$499,990
1081 130th Terrace
Silver Springs, FL 34488
Listing updated: July 30, 2026 at 6:52 AM ET
Listing courtesy of Sandpeak Realty · Harold Hutchinson, Jr · MLS #W7887977 · Active · 727-232-2192Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Escape to your own private oasis in this stunning waterfront property. With breathtaking 180-degree views of the lake, a private deck, and plenty of outdoor space, you’ll feel like you’re on vacation every day. Nestled on .59 acres with an impressive 252 feet of pristine lake frontage, this exceptional waterfront home offers the perfect blend of privacy, comfort, and everyday serenity within a private, gated community. The open floor plan invites natural light to pour in while keeping the lake as the centerpiece from the living area, primary suite, and 3rd bedroom. New LVP flooring and an updated guest bathroom create a fresh, inviting feel throughout. Step outside onto the low-heat composite deck and let the worries of the day melt away. Sip your morning coffee and watch the sunrise as the lake comes to life with Whistling Ducks and their babies, or simply relax and enjoy the gentle breeze and mesmerizing water views. With 252 feet of shoreline, there's plenty of room to embrace the waterfront lifestyle you've always imagined. Community amenities include a park with a playground and pavilion, fishing dock, and kayak and canoe storage. Major updates include a new roof (2019), HVAC (2023), water heater (2025), whole-house water filtration system, hurricane shutters, and a Generac whole-house generator, providing comfort and peace of mind in every season. This is more than just a lakefront home, it's a place where lifelong memories are made, weekends feel like vacations, and every day ends with a front-row seat to one of nature's most beautiful views. Welcome home to Lake Waldena. Call today to schedule your private tour!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 29, 2026
- Listed$499,990Jul 29, 2026
- Price increased$499,990
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Trail East
- County
- Marion
- Year built
- 2004
- Living area
- 2,491 sq ft
- Price/sq ft
- $201
- Building area
- 3,004 sq ft (Public Records)
- Lot size
- 25,700 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12083C0560D)
- Garage
- 2 spaces
- Annual taxes
- $5,972 (2025)
- Parcel #
- 31982-001-20
- Zoning
- R2
- MLS #
- W7887977
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $160 / Monthly
- Monthly HOA
- $160/mo
- Total monthly fees
- $160/mo
- Total annual fees
- $1,920
- HOA name
- Wayne Royce, CAM
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer and Buyer’s Agent to verify any lease restrictions with HOA.
- Approval process
- Buyer and Buyer’s Agent to verify any approval process with HOA.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block, Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Private, Well
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 29.75x15.92 |
| Kitchen | First | 11.33x15.33 |
| Dining Room | First | 11.92x12.17 |
| Family Room | First | 18.17x15.42 |
| Primary Bedroom | First | 13.58x22.92 |
| Bedroom 2 | First | 13x11.83 |
| Basement | Basement | 7.58x17.75 |
| Balcony/Porch/Lanai | First | 16.92x13.5 |
Listing Details
- Listing date
- 2026-07-22
- On market date
- 2026-07-29
- Original list price
- $499,990
- Occupant type
- Owner
- MLS area
- 34488 - Silver Springs
- Listing AOR
- West Pasco
- Status changed
- 2026-07-29
- Tax legal description
- SEC 08 TWP 15 RGE 24 PLAT BOOK Z PAGE 037 TRAILS EAST BLK A LOTS 20.21
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Baseline Rd (SR-35) in Silver Springs, head east on E. Silver Springs Blvd (FL-40) for 7.6 miles. Turn right into the Lakeview Woods community. After passing through the gate, continue on NE 130th Ter for 0.4 miles; the property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 30, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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