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$299,000

1315 S Shore DriveSt Cloud, FL 34771

Listing updated: October 29, 2026 at 12:16 PM ET

Active

Listing courtesy of La Rosa Realty Llc · Angel Rivera · MLS #S5154234 · Active · 321-939-3748

Beds

Baths

1,208

Sq Ft

0.39

Acres

1962

Built

◆$248/sqft◆360° tour

Single Family Residence

Property type

1962

Year built

17,000 sqft

Lot size

$248

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

BACK ON MARKET FINANCING FELL THROUGH ONLY ACCEPTING CASH OR HARD MONEY LOAN, GREAT OPPORTUNITY – FIX & FLIP WITH EXTRA BUILDABLE PARCELS! LOTS 127-133 NO PERMITS HAVE BEEN PULLED THIS WILL BE BUYER RESPONSIBLITY TO PULL AND COMPLETE THE WORK. Come take a look at this 2-bedroom, 2-full-bath single-family home, conveniently located just minutes from the growing communities of St. Cloud and Harmony. This property is being sold together with an additional parcel, creating an exciting opportunity for investors or buyers looking to maximize the property's potential. The additional parcel may provide an opportunity to build a future dream home, subject to zoning, permitting, and applicable county requirements. This is an investment project requiring renovation and completion, making it an ideal opportunity for an experienced investor or someone looking for their next fix-and-flip project. Buyers should be prepared to take over the project and complete the remaining work from start to finish. The seller will be leaving valuable renovation materials, including Full kitchen cabinets, Granite kitchen countertop, Tile flooring, Roofing materials and much more. The property also features newly installed commercial-grade windows and a permanent front glass patio enclosure, giving the home a distinctive and updated appearance. This property offers multiple possibilities and plenty of potential need to see in person to appreciate the possibilities! Bring your vision, your contractor and explore everything this property has to offer. Don't miss this opportunity to create something special in an area surrounded by continued growth!

Estimated monthly payment

Principal & interest$1,512

Property taxes$15,631

Home insurance (est.)$137

Down payment

20%

$59,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history12 days on market

Status: Active
Oct 29, 2026
Listed$299,000
Aug 12, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 12
Subdivision: Replat New Eden Unit 15 Pb 1 Pg 343 Lots 127-133
County: Osceola
Year built: 1962
Living area: 1,208 sq ft
Price/sq ft: $248
Lot size: 17,000 sq ft
Lot category: 1/2 to less than 1
Flood zone: a
Annual taxes: $187,574 (2025)
Parcel #: 35-25-31-4400-0001-1310
Zoning: X
MLS #: S5154234

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Laminate
Appliances: Range, Refrigerator
Interior features: Thermostat
Laundry: Other
Stories / Levels: One
Direction faces: Southwest

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Other
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Yard
Construction materials: Block
Roof: Other
Foundation: Block
Road surface: Dirt

Utilities

Sewer: Septic Tank
Water source: Well

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗

MiddleAHarmony MiddleGreatSchools ↗

High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room		10x12
Kitchen		5x10
Primary Bedroom		10x12
Bedroom 2		10x10
Bedroom 3		10x10

Listing Details

Listing date: 2026-08-11
On market date: 2026-08-12
Original list price: $299,000
Occupant type: Vacant
MLS area: 34771 - St Cloud (Magnolia Square)
Listing AOR: Osceola
Status changed: 2026-10-29
Tax legal description: REPLAT NEW EDEN UNIT 15 PB 1 PG 343 LOTS 127-133

Flood risk

High riskFEMA Zone A

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Directions: Directions from Highway 192: Turn left onto Nova Rd., Drive 3.2 miles and turn right onto S. Shore Dr., Destination is on your left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 29, 2026 at 12:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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