81 Fairway Circle, FL
Stellar MLS
1 / 1

$374,900

81 Fairway Circle

Umatilla, FL 32784

Listing updated: September 1, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Vanguard Edge · Lori Reisman, P.A · MLS #G5115306 · Active · 800-948-0938
2
Beds
2
Baths
1,538
Sq Ft
0.31
Acres
2006
Built
Water access55+ communityFireplace$244/sqft
Single Family Residence

Property type

2006

Year built

13,381 sqft

Lot size

$244

Price / sq ft

$50/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck—perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails—perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for.

Estimated monthly payment

Principal & interest$1,896
Property taxes$222
Home insurance (est.)$172
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 1, 2026
  2. Listed$374,900
    Aug 31, 2026
  3. Price increased$374,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Twin Lakes Estates
County
Lake
Year built
2006
Living area
1,538 sq ft
Price/sq ft
$244
Building area
2,422 sq ft (Public Records)
Lot size
13,381 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12069C0210E)
Garage
2 spaces
Annual taxes
$2,666 (2025)
Parcel #
01-18-26-2002-000-10300
Zoning
PUD
MLS #
G5115306

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$50 / Monthly
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Gail Schmidt
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please see CCR's for information
Approval process
Please see CCR's for information

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
FoyerFirst5.1x10.4
KitchenFirst17.7x10.4
Dining RoomFirst7.9x14.2
Living RoomFirst13.8x14.2
Primary BedroomFirst13.4x15.3
Primary BathroomFirst11.7x9.1
Bedroom 2First11.1x11.5
Bathroom 2First7.1x8.7
OfficeFirst7.1x8.4
LaundryFirst7.1x7.5
Balcony/Porch/LanaiFirst9.1x35

Listing Details

Listing date
2026-08-25
On market date
2026-08-31
Original list price
$374,900
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Lake and Sumter
Status changed
2026-09-01
Tax legal description
TWIN LAKES ESTATES PHASE III PB 58 PG 26-27 LOT 103 ORB 5926 PG 1778

Flood risk

Minimal riskFEMA Zone XPanel 12069C0210E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Umatilla on 19 N turn left into Twin Lakes Community home on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 1, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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