320 Island Way, FL320 Island Way, FL320 Island Way, FL
Stellar MLS
1 / 45

$479,000

320 Island Way

Clearwater Beach, FL 33767

Listing updated: July 20, 2026 at 11:01 AM ET

Active
Stellar MLSListing courtesy of Coastal Properties Group International · Lindsay Irwin · MLS #TB8529655 · Active · 727-493-1555
3
Beds
3
Baths
1,700
Sq Ft
0
Acres
1994
Built
Water view$282/sqft360° tour
Townhouse

Property type

1994

Year built

$282

Price / sq ft

$946/mo

HOA dues

1

Day on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to your paradise in Cutter Cove, a serene and highly sought-after townhome community on Island Estates—just minutes from the world-famous Clearwater Beach. With a motivated seller and aggressive pricing, this is a rare opportunity to secure exceptional value in one of the area’s most desirable waterfront communities. Rare investment opportunity on this possible income-producing rental property allowing 30-day minimum rentals with no ownership waiting period before you can begin leasing. This property offers some of the lowest HOA fees on Island Estates. This beautifully updated, three-level residence offers resort-style living with timeless coastal elegance. The spacious, expanded kitchen—approximately 20% larger than standard units—provides enhanced functionality and flow, perfect for both everyday living and entertaining. The primary suite is a private retreat featuring dual closets, a spa-inspired bath with a jetted tub, and a striking wooden spiral staircase leading to a versatile loft—ideal for a home office, media room, or play space. A huge balcony with sliding glass doors welcomes in the island breeze, seamlessly extending your living space outdoors. A second upstairs bedroom offers its own full bath and walk-in closet, while the main-level bedroom is thoughtfully configured as an office with built-in desk and shelving (which convey) and an adjacent full bath. Elegant polished marble flooring enhances the living area, flowing effortlessly to a private patio perfect for enjoying the coastal air. Additional highlights include updated bathrooms, crown molding, wood stairs with wrought iron railings, and abundant glass doors for a light, open feel. Major upgrades include a brand-new Trane A/C system, hurricane shutters, and a king-size Rheem water heater. The oversized tandem two-car garage features built-in storage cabinets and extra closet space. French doors with screen sliders open from the ground level to a private patio—ideal for relaxing or entertaining. Cutter Cove residents enjoy resort-style amenities including a sparkling pool and hot tub spa surrounded by tiki huts. With convenient access to shopping, dining, and the beach, this home delivers the very best of the Island Estates lifestyle—now attractively priced for a timely sale.

Estimated monthly payment

Principal & interest$2,422
Property taxes$307
Home insurance (est.)$220
HOA dues$946

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 19, 2026
  2. Listed$479,000
    Jul 19, 2026
  3. Price increased$479,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Subdivision
Cutter Cove Condo
County
Pinellas
Year built
1994
Living area
1,700 sq ft
Price/sq ft
$282
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE (12103C0102H)
Garage
2 spaces
Annual taxes
$3,680 (2024)
Parcel #
08-29-15-20194-002-0605
MLS #
TB8529655

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Tile, Vinyl
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Washer, Wine Refrigerator
Interior features
Living Room/Dining Room Combo
Laundry
Laundry Room
Stories / Levels
Three Or More
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$946 / Monthly
Monthly HOA
$946/mo
Total monthly fees
$946/mo
Total annual fees
$11,352
HOA name
Resource Property Management
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm with HOA.
Approval process
Confirm with HOA.

Exterior & Construction

Exterior features
Balcony, French Doors, Hurricane Shutters, Sliding Doors
Construction materials
Frame
Roof
Shingle
Foundation
Block, Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Water Available

Community

Pets allowed
Size Limit

Room Details

RoomLevelDimensions
KitchenSecond9x11
Living RoomSecond15x15
Primary BedroomThird12x15

Listing Details

Listing date
2026-07-19
On market date
2026-07-19
Original list price
$479,000
Occupant type
Vacant
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-07-19
Tax legal description
CUTTER COVE CONDO ( PHASE 2 ) BLDG 6, UNIT 605

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive West on Memorial Causeway, right on Island way, left to 320 Island way.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 20, 2026 at 11:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA