828 Cumberland Street, FL
Stellar MLS
1 / 1

$525,000

828 Cumberland Street

Lakeland, FL 33801

Listing updated: July 22, 2026 at 6:22 PM ET

Active
Stellar MLSListing courtesy of Premier Realty Network, Inc · Abigail Hunt Tidwell LLC · MLS #L4963499 · Active · 863-646-6688
2
Beds
3
Baths
1,449
Sq Ft
0.16
Acres
1925
Built
In-law suiteFireplace$362/sqft
Single Family Residence

Property type

1925

Year built

6,900 sqft

Lot size

$362

Price / sq ft

No HOA

HOA dues

5

Days on market

2

Garage spaces

none

Flood zone

About this home

MORE PHOTOS COMING SOON! Welcome to this beautifully restored home nestled in the heart of the historic district—where classic charm meets peace of mind. This property has been thoughtfully and extensively upgraded (by Hunt Construction of Central Florida Inc, CGC061690), offering the character you love with the systems and features you need. Step inside and enjoy a home that has been completely updated from top to bottom, including: All-NEW ELECTRIC wiring 2025 Brand-NEW PLUMBING throughout 2025 NEW NATURAL GAS LINES servicing the stove and tankless water heater 2025 NEW A/C SYSTEM for year-round comfort 2026 2024 NEW ROOF NEW INSULATION lowering electric bill 2026 HURRICANE STRAPS for wind mitigation inspection making insurance rates comparable to new construction Fully rehabilitated original windows, preserving historic charm while improving efficiency The kitchen is equipped with all NEW APPLIANCES, including: Refrigerator Natural Gas Stove Microwave Dishwasher All-in-one washer/dryer combo Natural Gas Tankless hot water heater for on-demand efficiency Outside, the property offers even more potential. The detached garage already has electric in place and is ready for plumbing hookup, making it an ideal candidate for conversion into an Accessory Dwelling Unit (ADU)—perfect for rental income, guest space, or a private office. This is a rare opportunity to own a fully modernized historic home with income-producing potential and major system upgrades already completed. Buyer and Buyer's Broker is responsible for all confirmation and due diligence. This Home is in a Historical Preservation area and requires additional approval for exterior work to maintain the historical charm of Downtown Lakeland.

Estimated monthly payment

Principal & interest$2,655
Property taxes$435
Home insurance (est.)$241

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    Jul 17, 2026
  2. Listed$525,000
    Jul 17, 2026
  3. Price increased$525,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
5
Subdivision
Parkhill Add
County
Polk
Year built
1925
Living area
1,449 sq ft
Price/sq ft
$362
Building area
1,684 sq ft (Public Records)
Lot size
6,900 sq ft
Lot category
0 to less than 1/4
Flood zone
none
Garage
2 spaces
Annual taxes
$5,215 (2025)
Parcel #
24-28-19-228000-006030
Zoning
RA-4
MLS #
L4963499

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Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Tile, Wood
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
South
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard, Sidewalk, Storage
Construction materials
Frame, Wood Siding
Roof
Shingle
Foundation
Crawlspace
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Schools

ElementaryPhilip O’Brien ElementaryGreatSchools ↗
MiddleCrystal Lake Middle/JunGreatSchools ↗
High SchoolLakeland Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Bedroom 2First
Bonus RoomFirst
Dining RoomFirst
Bonus RoomFirst

Listing Details

Listing date
2026-07-16
On market date
2026-07-17
Original list price
$525,000
Occupant type
Owner
MLS area
33801 - Lakeland
Listing AOR
Lakeland
Status changed
2026-07-17
Tax legal description
PARK HILL PB 1 PG 103 BLK F LOT 3 & S 5 FT OF 10 FT ALLEY LYING N OF E 38.75 FT OF LOT 3 AS DESC IN OR 9406 PG 1873

Flood risk

Zone NONEFEMA Zone NONE

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Polk Parkway to Exit 7 – South Florida Avenue. Turn north onto South Florida Avenue toward downtown Lakeland. Continue approximately 3 miles. Turn right onto Lime Street. Turn left onto South Missouri Avenue. Turn right onto Cumberland Street. Continue to 828 Cumberland Street, which will be on your right.

Property sale history

Public records

828 CUMBERLAND ST, LAKELAND 33801

  • Mar 2024$200,000

1,449 sq ft · Built 1925 · 0.1584 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 22, 2026 at 6:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA