$675,000
3295 Safe Harbor Lane
Lake Mary, FL 32746
Listing updated: July 11, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to this spacious, one-owner home located in the highly desirable gated community of The Cove in Lake Mary. Lovingly maintained and smoke-free, this impressive two-story residence offers 5 bedrooms, 4 full bathrooms, and the perfect blend of luxury, comfort, and everyday convenience. Situated on a generously sized lot with no rear-facing neighbors, the expansive backyard provides plenty of space for children to play, outdoor entertaining, or future backyard enhancements. The thoughtfully designed floor plan welcomes you with a grand foyer that opens to elegant formal living and dining areas, a spacious family room, and a versatile bonus room ideal for a home office or study. The first-floor primary suite offers privacy and convenience, while a full guest bathroom and dedicated laundry room complete the main level. Upstairs, you'll find a second primary suite with its own private bath, generously sized secondary bedrooms, and a spacious activity room perfect for a media room, playroom, or additional living space. Recent updates provide peace of mind, including a new HVAC system installed in 2025 and a new roof installed in 2021. A spacious three-car garage offers abundant parking and storage. Ideally located near top-rated Seminole County schools, this home is just minutes from SR 417, providing easy access to Orlando Sanford International Airport and the greater Orlando area. Enjoy the convenience of being within walking distance to SunRail, shopping, dining, and everyday amenities. This exceptional home combines space, location, and value in one outstanding package. Don't miss this opportunity—call or text today to schedule your private showing before it's gone!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 10, 2026
- Listed$675,000Jul 10, 2026
- Price increased$675,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 106
- Subdivision
- The Cove
- County
- Seminole
- Year built
- 2002
- Living area
- 3,540 sq ft
- Price/sq ft
- $191
- Building area
- 4,365 sq ft (Appraiser)
- Lot size
- 12,056 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12117C0070F)
- Garage
- 3 spaces
- Annual taxes
- $8,148 (2025)
- Parcel #
- 03-20-30-5PJ-0000-0040
- Zoning
- R-1AA
- MLS #
- O6422539
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $300 / Quarterly
- Monthly HOA
- $100/mo
- Total monthly fees
- $100/mo
- Total annual fees
- $1,200
- HOA name
- Joe Paladino
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bedroom | Second | |
| Kitchen | First | |
| Living Room | First | |
| Dining Room | First | |
| Bedroom 3 | Second | |
| Bedroom 4 | Second |
Listing Details
- Listing date
- 2026-07-06
- On market date
- 2026-07-10
- Original list price
- $675,000
- Occupant type
- Owner
- MLS area
- 32746 - Lake Mary / Heathrow
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-10
- Tax legal description
- LOT 4 THE COVE PB 56 PGS 40-43
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Lake Mary Blvd, north to Palmetto St. Right onto Old lake Mary Rd. to left onto Reagan Trail then right onto Safe Harbor
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 11, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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