5309 St Lucia Drive, FL5309 St Lucia Drive, FL5309 St Lucia Drive, FL
Stellar MLS
1 / 97

$449,900

5309 St Lucia Drive

Lakeland, FL 33812

Listing updated: July 21, 2026 at 12:17 PM ET

Active
Stellar MLSListing courtesy of Dalton Wade Inc · Vivian Resnick · MLS #TB8526032 · Active · 888-668-8283
4
Beds
3
Baths
2,950
Sq Ft
0.24
Acres
1989
Built
Fireplace$153/sqft
Single Family Residence

Property type

1989

Year built

10,306 sqft

Lot size

$153

Price / sq ft

$18/mo

HOA dues

14

Days on market

2

Garage spaces

x

Flood zone

About this home

Virtually Staged. Nearly 3,000 square feet of comfortable living space, two primary suites, and an impressive list of updates make this Island Walk home one you won't want to miss! This spacious 4-bedroom, 3-bathroom, two-story block home offers a versatile triple-split floor plan designed to accommodate a variety of lifestyles.Step inside to discover formal living and dining rooms, an expansive family room, and a bright, open kitchen with a generous breakfast dining area featuring a charming wood-burning fireplace—the perfect spot to enjoy morning coffee or gather with family and friends. The thoughtful layout creates inviting spaces for both everyday living and entertaining.One of the home's standout features is its two primary bedroom suites. The first-floor primary suite offers convenience along with an updated en-suite shower (2025). Upstairs, the second oversized primary suite provides a private retreat complete with a large walk-in closet, spacious bathroom, and access to a private balcony featuring low-maintenance composite decking.The spacious family room opens directly to the screened patio, creating a seamless transition between indoor and outdoor living. The backyard offers convenient rear access from Tillery Road—ideal for additional parking, recreational equipment, or easy backyard access. With plenty of room to add a pool, the possibilities continue outdoors.Major updates provide peace of mind, including three new HVAC systems (2023), new vinyl siding (2026), new septic leach field (2023), new garage door (2023), updated composite balcony decking (2022), interior and exterior paint (2019), 200-amp electrical service, a metal roof approximately 11–12 years old, and a 2020 refrigerator.Located in Flood Zone X and just moments from Banana Lake Park, the location adds even more appeal. Residents enjoy quick access to boating, fishing, walking trails, playgrounds, picnic areas, and open green spaces. Lakeland's shopping, dining, and daily conveniences are only minutes away, making everyday living both easy and enjoyable. This bright and charming property offers comfort, flexibility, and a relaxed Florida lifestyle all in one. Schedule your private showing and see why this Lakeland gem stands out.

Estimated monthly payment

Principal & interest$2,275
Property taxes$67
Home insurance (est.)$206
HOA dues$18

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history14 days on market

  1. Status: Active
    Jul 7, 2026
  2. Listed$464,900
    Jul 7, 2026
  3. Price reduced$449,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
14
Subdivision
Island Walk
County
Polk
Year built
1989
Living area
2,950 sq ft
Price/sq ft
$153
Building area
3,764 sq ft (Public Records)
Lot size
10,306 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$802 (2025)
Parcel #
24-29-10-280551-031380
Zoning
PD
MLS #
TB8526032

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$217 / Annually
Monthly HOA
$18/mo
Total monthly fees
$18/mo
Total annual fees
$217
HOA name
Shelby McSwain
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please check with Polk County & HOA.
Approval process
Please check with Polk County & HOA.

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Block
Roof
Metal
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Public, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryHighland Grove ElemGreatSchools ↗
MiddleLakeland Highlands MiddlGreatSchools ↗
High SchoolGeorge Jenkins HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst6.1x5.5
Living RoomFirst20.11x13
Dining RoomFirst14.8x13.4
Primary BedroomFirst18.5x11
Primary BathroomFirst13.2x11.1
KitchenFirst17x8.5
DinetteFirst15.8x12.7
Family RoomFirst25.6x21.5
LaundryFirst8.3x8.2
Primary BedroomSecond17.2x14.5
Primary BathroomSecond9x7.5
Bedroom 3Second13.3x10.6
Bathroom 4Second10.1x10.9

Listing Details

Listing date
2026-06-30
On market date
2026-07-07
Original list price
$464,900
Occupant type
Vacant
MLS area
33812 - Lakeland
Listing AOR
Suncoast Tampa
Status changed
2026-07-07
Tax legal description
ISLAND WALK PB 87 PG 1 BLK C LOT 138

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Traveling on HWY 98, turn West on Clubhouse Rd, turn North Andros Blvd, turn Left on ST. Lucia Dr, the home is on the Left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 21, 2026 at 12:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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