$430,000
123 Rachel Lin Lane
St Cloud, FL 34771
Listing updated: July 3, 2026 at 6:52 AM ET
Listing courtesy of Homevest Realty · Erica Diaz · MLS #O6421568 · Active · 407-897-5400Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Virtually Staged. Welcome to 123 Rachel Lin Lane, a beautifully maintained home nestled in the sought-after gated community of East Lake Reserve. This spacious 3-bedroom, 2-bath residence offers over 2,000 square feet of thoughtfully designed living space on a generous quarter-acre homesite. NEW A/C!! NEWER ROOF - Under 2 years old! Step inside to discover an inviting open floor plan filled with natural light, featuring a spacious living area perfect for both everyday living and entertaining. The well-appointed kitchen offers ample cabinetry, generous counter space, and a seamless flow into the dining and family rooms. The split-bedroom layout provides added privacy, with a spacious primary suite featuring two walk-in closets and an en-suite bath designed for relaxation. Enjoy Florida living year-round from the covered lanai overlooking the oversized backyard, offering endless possibilities for outdoor entertaining, gardening, or even adding a future pool. Additional features include a 2-car garage, indoor laundry room, and mature landscaping. Residents of East Lake Reserve enjoy gated access, sidewalks, a playground, basketball court, and a private community dock on East Lake Tohopekaliga, where breathtaking sunsets await. Conveniently located just minutes from Lake Nona, Medical City, Orlando International Airport, major highways including SR-417 and the Florida Turnpike, shopping, dining, and top-rated schools, this home offers the perfect combination of comfort, convenience, and Central Florida living.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 2, 2026
- Listed$430,000Jul 2, 2026
- Price increased$430,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- East Lake Reserve At Narcoossee Unit 3
- County
- Osceola
- Year built
- 2005
- Living area
- 2,021 sq ft
- Price/sq ft
- $213
- Building area
- 2,950 sq ft (Public Records)
- Lot size
- 11,064 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X500 (12097C0115G)
- Garage
- 2 spaces
- Annual taxes
- $2,964 (2025)
- Parcel #
- 19-25-31-3016-0001-1700
- Zoning
- PD
- MLS #
- O6421568
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $985 / Annually
- Monthly HOA
- $82/mo
- Total monthly fees
- $82/mo
- Total annual fees
- $985
- HOA name
- Mark Hill - Assoc. Solutions of Central Florida
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- CONFIRM WITH HOA
- Approval process
- CONFIRM WITH HOA
Exterior & Construction
- Exterior features
- Lighting, Private Entrance, Private Yard, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17x13.6 |
| Bedroom 2 | First | 12x11.4 |
| Bedroom 3 | First | 10.8x13 |
| Living Room | First | 18x15 |
| Dining Room | First | 11x10 |
| Family Room | First | 22.4x16.4 |
| Balcony/Porch/Lanai | First | 31.4x9.8 |
| Balcony/Porch/Lanai | First | 7x22.1 |
| Kitchen | First | 11x13 |
Listing Details
- Listing date
- 2026-07-02
- On market date
- 2026-07-02
- Original list price
- $430,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-02
- Tax legal description
- EAST LAKE RESERVE AT NARCOOSSEE UNIT 3 PB 16 PGS 82-84 LOT 170
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Narcoossee Road to East Lake Reserve
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 3, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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