$599,900
20 Spring Street
Palm Coast, FL 32164
Listing updated: July 2, 2026 at 6:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to 20 Spring Street Palm Coast, FL 32164 - Coastal Gardens Community- Town Center Exclusive home in desirable Town Center Coastal Gardens Palm Coast - Premium preserve homesite Luxury Custom block courtyard home with a Custom Resort-Style private In-ground pool with Premium Upgrades. Why wait to build when this immaculate, fully upgraded custom built home is ready for you to enjoy today! Home is 3 years and 8 months young - Offering the Canterbury Model 3 bedrooms, 3 full bathrooms and a flex room with a sun tunnel. Total 2,692 total sq. ft. of beautifully designed living space, this exceptional residence combines luxury, comfort, and effortless Florida living. ***Many high-end furnishings are included making this home an exceptional turnkey opportunity.*** Step inside and immediately appreciate the soaring 10–13 ft. ceilings, elegant 8-ft. doors throughout, and refined finishes throughout, creating a light, open and sophisticated atmosphere and great for entertaining. The chef’s kitchen is the heart of the home, featuring a spectacular 12-foot center island, high-end appliances, and abundant space for cooking, gathering, and entertaining. Step outside to your private resort-style oasis. The expansive 40' x 14' screened lanai showcases a stunning saltwater in-ground pool with a travertine edge, waterfall feature, sun shelf with umbrella stand and evening lighting, creating the perfect setting for relaxing nights or lively gatherings. The fully equipped summer kitchen with a Blaze stainless steel gas grill and sink makes outdoor entertaining effortless while you enjoy Florida’s sunshine and breezes. Situated on a premium lot backing to a protected preserve and a view of the pond, The backyard offers full privacy with no neighbors behind you. Comparable homes in the same price range simply can’t offer all that this home has to offer. Truly a must see! This meticulously maintained home also includes: * CDD bond fully paid, saving thousands! Only pay the maintenance portion of $262.00 year which is included in the property taxes which is $6,164 yr. * Whole-house Brita Pro water filtration system for exceptional water quality throughout the home. * Exclusive Courtyard home with a 3-car garage with durable XANO521 coated flooring. * Rare “Florida Basement” attic tons of storage with pull-down stairs, flooring, and lighting * Professionally designed landscaping and lighting * Sealed brick paver driveway * Transferrable structural warranty * Bahama / Plantation shutters * Full Gutters * Fully fenced yard with 3 access gates * Low HOA dues $650.00 per year only $54.00 month. * Fast closing available Located just minutes from Flagler Beach, with nearby walking and biking trails, this home delivers the perfect blend of luxury living, privacy, and convenience.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 1, 2026
- Listed$599,900Jul 1, 2026
- Price increased$599,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Gables/Town Center
- County
- Flagler
- Year built
- 2022
- Living area
- 1,851 sq ft
- Price/sq ft
- $324
- Building area
- 2,692 sq ft (Builder)
- Lot size
- 6,251 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0230E)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $6,164 (2026)
- Parcel #
- 05-12-31-2755-00000-1880
- Zoning
- SFR
- MLS #
- A4698475
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Epoxy, Travertine
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $650 / Annually
- Monthly HOA
- $54/mo
- Total monthly fees
- $54/mo
- Total annual fees
- $650
- HOA name
- Laura H. Simonette/CAM Manager
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Call HOA for further information
Exterior & Construction
- Exterior features
- Awning(s), Courtyard, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Shade Shutter(s), Sliding Doors
- Construction materials
- Block, Stone, Stucco
- Roof
- Shingle
- Foundation
- Block, Slab
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | |
| Laundry | First | 7x7 |
| Primary Bedroom | First | 14x17 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 11x12 |
| Bathroom 2 | First | |
| Bedroom 3 | First | 12x11 |
| Bathroom 3 | First | |
| Office | First | 6x9 |
| Great Room | First | 18x27 |
| Dining Room | First | 14x11 |
| Kitchen | First | 9x14 |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-07-01
- On market date
- 2026-07-01
- Original list price
- $599,900
- Occupant type
- Owner
- MLS area
- 32164 - Palm Coast
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-07-01
- Tax legal description
- THE GABLES AT TOWN CENTER MB 40 PG 20 LOT 188
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-95 to Exit 284 West on to SR100, Left on Town Center Blvd, Left onto Lake Avenue then Right onto Hawthorn Avenue and a right onto Spring Street #20 on the right side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 2, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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