20 Spring Street, FL20 Spring Street, FL20 Spring Street, FL
Stellar MLS
1 / 31

$599,900

20 Spring Street

Palm Coast, FL 32164

Listing updated: July 2, 2026 at 6:52 AM ET

Active
Stellar MLSListing courtesy of Kw Coastal Living Iii · Laura Rode · MLS #A4698475 · Active · 941-900-4151
3
Beds
3
Baths
1,851
Sq Ft
0.14
Acres
2022
Built
Water viewPrivate poolFireplace3-car garage$324/sqft360° tour
Single Family Residence

Property type

2022

Year built

6,251 sqft

Lot size

$324

Price / sq ft

$54/mo

HOA dues

1

Day on market

3

Garage spaces

X

Flood zone

About this home

Welcome to 20 Spring Street Palm Coast, FL 32164 - Coastal Gardens Community- Town Center Exclusive home in desirable Town Center Coastal Gardens Palm Coast - Premium preserve homesite Luxury Custom block courtyard home with a Custom Resort-Style private In-ground pool with Premium Upgrades. Why wait to build when this immaculate, fully upgraded custom built home is ready for you to enjoy today! Home is 3 years and 8 months young - Offering the Canterbury Model 3 bedrooms, 3 full bathrooms and a flex room with a sun tunnel. Total 2,692 total sq. ft. of beautifully designed living space, this exceptional residence combines luxury, comfort, and effortless Florida living. ***Many high-end furnishings are included making this home an exceptional turnkey opportunity.*** Step inside and immediately appreciate the soaring 10–13 ft. ceilings, elegant 8-ft. doors throughout, and refined finishes throughout, creating a light, open and sophisticated atmosphere and great for entertaining. The chef’s kitchen is the heart of the home, featuring a spectacular 12-foot center island, high-end appliances, and abundant space for cooking, gathering, and entertaining. Step outside to your private resort-style oasis. The expansive 40' x 14' screened lanai showcases a stunning saltwater in-ground pool with a travertine edge, waterfall feature, sun shelf with umbrella stand and evening lighting, creating the perfect setting for relaxing nights or lively gatherings. The fully equipped summer kitchen with a Blaze stainless steel gas grill and sink makes outdoor entertaining effortless while you enjoy Florida’s sunshine and breezes. Situated on a premium lot backing to a protected preserve and a view of the pond, The backyard offers full privacy with no neighbors behind you. Comparable homes in the same price range simply can’t offer all that this home has to offer. Truly a must see! This meticulously maintained home also includes: * CDD bond fully paid, saving thousands! Only pay the maintenance portion of $262.00 year which is included in the property taxes which is $6,164 yr. * Whole-house Brita Pro water filtration system for exceptional water quality throughout the home. * Exclusive Courtyard home with a 3-car garage with durable XANO521 coated flooring. * Rare “Florida Basement” attic tons of storage with pull-down stairs, flooring, and lighting * Professionally designed landscaping and lighting * Sealed brick paver driveway * Transferrable structural warranty * Bahama / Plantation shutters * Full Gutters * Fully fenced yard with 3 access gates * Low HOA dues $650.00 per year only $54.00 month. * Fast closing available Located just minutes from Flagler Beach, with nearby walking and biking trails, this home delivers the perfect blend of luxury living, privacy, and convenience.

Estimated monthly payment

Principal & interest$3,033
Property taxes$514
Home insurance (est.)$275
HOA dues$54

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 1, 2026
  2. Listed$599,900
    Jul 1, 2026
  3. Price increased$599,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Gables/Town Center
County
Flagler
Year built
2022
Living area
1,851 sq ft
Price/sq ft
$324
Building area
2,692 sq ft (Builder)
Lot size
6,251 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0230E)
Garage
3 spaces
Pool
Private pool
Annual taxes
$6,164 (2026)
Parcel #
05-12-31-2755-00000-1880
Zoning
SFR
MLS #
A4698475

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Ceramic Tile, Epoxy, Travertine
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Oversized

HOA & Financial

HOA fee
$650 / Annually
Monthly HOA
$54/mo
Total monthly fees
$54/mo
Total annual fees
$650
HOA name
Laura H. Simonette/CAM Manager
CDD
Yes
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Call HOA for further information

Exterior & Construction

Exterior features
Awning(s), Courtyard, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Shade Shutter(s), Sliding Doors
Construction materials
Block, Stone, Stucco
Roof
Shingle
Foundation
Block, Slab
Pool
Private pool
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
FoyerFirst
LaundryFirst7x7
Primary BedroomFirst14x17
Primary BathroomFirst
Bedroom 2First11x12
Bathroom 2First
Bedroom 3First12x11
Bathroom 3First
OfficeFirst6x9
Great RoomFirst18x27
Dining RoomFirst14x11
KitchenFirst9x14
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-07-01
On market date
2026-07-01
Original list price
$599,900
Occupant type
Owner
MLS area
32164 - Palm Coast
Listing AOR
Sarasota - Manatee
Status changed
2026-07-01
Tax legal description
THE GABLES AT TOWN CENTER MB 40 PG 20 LOT 188

Flood risk

Minimal riskFEMA Zone XPanel 12035C0230E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-95 to Exit 284 West on to SR100, Left on Town Center Blvd, Left onto Lake Avenue then Right onto Hawthorn Avenue and a right onto Spring Street #20 on the right side.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 2, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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