$279,900
17676 102nd Circle
Summerfield, FL 34491
Listing updated: July 18, 2026 at 2:06 PM ET
Listing courtesy of Judy L. Trout Realty · Charles Campbell · MLS #OM727515 · Active · 352-208-2629Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Beautifully upgraded and truly one of a kind 3BR Dogwood model on an oversized 1/3 acre private lot in Spruce Creek South. Offering nearly 2,000 sq ft of living area under HVAC including a large 24 x 14 ft glass enclosed Florida Room - PLUS an additional 210 sq ft enclosed Lanai, this home delivers exceptional living space rarely found in the community. The 2.5 bath layout is a standout feature, providing comfort and convenience for owners and guests alike. The home sits on a quiet half circle road with minimal traffic and showcases lush landscaping, a fenced yard, and a private irrigation well for low water costs. Inside, enjoy newer laminate flooring, fresh interior paint, and an updated kitchen with newer cabinets featuring pull out shelves, solid surface counters, stainless appliances, and a tiled backsplash. Solar tubes brighten the kitchen, dining room, living room, master bath, and guest bath with natural light. Elegant plantation shutters frame the Living and FL Room windows. The master suite includes custom closet shelving and a new entry-level shower ideal for accessibility. Guest bedrooms also feature custom closet shelving and updated fixtures. Additional highlights include a 2021 roof, 2023 A/C, 2021 hot water heater, brick front elevation, privacy screen on the garage door, and an oversized garage extended 4 ft for extra storage or workspace. This exceptional property blends space, privacy, upgrades, and comfort—an outstanding opportunity in Spruce Creek South. (Note- washer and dryer are not included)
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history8 days on market
- Status: ActiveJul 10, 2026
- Listed$279,900Jul 10, 2026
- Price increased$279,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 8
- Subdivision
- Spruce Crk South
- County
- Marion
- Year built
- 1991
- Living area
- 1,988 sq ft
- Price/sq ft
- $141
- Building area
- 2,718 sq ft (Public Records)
- Lot size
- 15,246 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $4,350 (2025)
- Parcel #
- 6003-016-005
- Zoning
- R1
- MLS #
- OM727515
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Oversized
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Tracy Brown
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Senior community one partner must be 55 yrs of age and no children under 18 yrs. can stay more than 30 days.
- Approval process
- Must send to Spruce Creek South Operations, LLC for approval. One partner must be 55 yrs of age and no children under 18 yrs. can stay more than 30 days.
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Fire Hydrant, Public
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 27x15 |
| Dining Room | First | 12x11 |
| Primary Bedroom | First | 15x13 |
| Bedroom 2 | First | 15x12 |
| Bedroom 3 | First | 15x12 |
| Florida Room | First | 23x13 |
| Balcony/Porch/Lanai | First | 14x13 |
| Kitchen | First | 12x12 |
Listing Details
- Listing date
- 2026-07-06
- On market date
- 2026-07-10
- Original list price
- $279,900
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-07-10
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 144 SPRUCE CREEK SOUTH III BLK P LOT 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Spruce Creek South main entrance at 27/441 and 176th St. enter main gate and continue down main st. (176th St.) and take a left turn at 102nd Circle and continue to home.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 18, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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