$394,000
19406 Sunset Bay DriveLand O Lakes, FL 34638
Listing updated: October 6, 2026 at 7:42 PM ET
Listing courtesy of Brainard Realty · Robert Zoller, Jr · MLS #TB8523863 · Active · 813-922-2891Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
**BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!*** Yes, it may be possible! **19406 Sunset Bay Drive is USDA eligible**, giving qualified buyers the opportunity for **100% FINANCING WITH NO DOWN PAYMENT**. Combine that with available **SELLER CREDITS toward allowable closing costs**, and qualified buyers may be able to purchase this home with **little to potentially $0 out of pocket at closing!** Now let's talk about the home! Welcome to this beautifully maintained **3-bedroom, 2-bath home in the gated Lakeshore Ranch community**, where major updates, comfortable living, and resort-style amenities come together. One of the biggest expenses has already been taken care of with a **BRAND NEW ROOF IN 2024!** The home was also **FRESHLY PAINTED IN 2024** and features an **A/C replaced in 2018 and water heater in 2020**, giving buyers even more reasons to take a closer look.Already Low HOA cover internet and cable. Step inside and you'll immediately notice the bright, open feel created by the impressive **12-FT VAULTED CEILINGS**. Luxury vinyl plank flooring flows throughout the home, while the spacious living area and versatile flex room provide plenty of options for a home office, formal dining room, playroom, or additional living space. The kitchen features stainless steel appliances, a **GAS RANGE**, ample cabinetry, and an open connection to the main living area—perfect for everyday living and entertaining. Step outside to the **COVERED LANAI and FULLY FENCED BACKYARD**, creating a great outdoor space for entertaining, relaxing, gardening, or simply enjoying the Florida weather. Then there's the **LAKESHORE RANCH LIFESTYLE**. This gated, master-planned community offers an impressive collection of amenities including resort-style pools, clubhouse, fitness center, **PICKLEBALL**, tennis and basketball courts, playgrounds, dog parks, scenic walking trails, conservation areas, and more. Pickleball enthusiasts will especially appreciate the opportunity to enjoy the game right within the community. Conveniently located in Land O' Lakes near shopping, dining, medical facilities, recreation, and major commuter routes, this home offers much more than just a place to live—it's an opportunity to enjoy the Florida lifestyle while potentially purchasing with **NO DOWN PAYMENT**. **3 BEDROOMS • 2 BATHS • NEW ROOF 2024 • 12-FT VAULTED CEILINGS • FENCED YARD • GAS RANGE • LAKESHORE RANCH • USDA 100% FINANCING** Don't assume you need thousands of dollars saved to become a homeowner. **You may be able to BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!** Ask us how and schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history97 days on market
- Status: ActiveJul 1, 2026
- Listed$399,900Jul 1, 2026
- Price reduced$394,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 97
- Subdivision
- Lakeshore Ranch Ph I
- County
- Pasco
- Year built
- 2007
- Living area
- 1,735 sq ft
- Price/sq ft
- $227
- Building area
- 2,245 sq ft (Owner)
- Lot size
- 6,874 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0240F)
- Garage
- 2 spaces
- Annual taxes
- $7,850 (2025)
- Parcel #
- 18-25-27-002.0-000.00-165.0
- Zoning
- MPUD
- MLS #
- TB8523863
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator
- Interior features
- High Ceilings, Pest Guard System
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $300 / Quarterly
- Monthly HOA
- $100/mo
- Total monthly fees
- $100/mo
- Total annual fees
- $1,200
- HOA name
- Dawn Archambault
- CDD
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify all HOA Lease restrictions with the HOA.
- Approval process
- Please verify the approval process with the HOA
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 14x12 |
| Primary Bedroom | First | 15x15 |
| Bedroom 2 | First | 13x12 |
| Bedroom 3 | First | 12x12 |
| Living Room | First | 25x19 |
Listing Details
- Listing date
- 2026-06-26
- On market date
- 2026-07-01
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 34638 - Land O Lakes
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-01
- Tax legal description
- LAKESHORE RANCH PHASE I PB 62 PG 001 LOT 165
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving Directions from I-75 to 19406 Sunset Bay Dr, Land O' Lakes, FL 34638 Take I-75 to Exit 275 for SR 56 / State Road 56 toward Land O' Lakes / Wesley Chapel. Head west on SR 56 approximately 6.5 miles. Turn right onto US-41 (Land O' Lakes Blvd) and continue north for about 1.8 miles. Turn left onto School Road. Continue on School Road for approximately 2.5 miles. Turn right onto Lake Thomas Road. Continue straight to the Lakeshore Ranch main entrance. Proceed through the guard gate (guest access required). Continue on Lakeshore Ranch Drive. Turn left onto Sunset Bay Drive. Continue to 19406 Sunset Bay Dr, which will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 6, 2026 at 7:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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