$675,000
512 Palm Avenue
Ellenton, FL 34222
Listing updated: June 26, 2026 at 1:02 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Affordable waterfront living is no longer out of reach. Welcome to your slice of Florida paradise on a saltwater canal with direct access to the Manatee River, where boating, waterfront dining, and sunset cruises become part of everyday life. Tucked away on a quiet dead-end street, this beautifully renovated home offers the perfect blend of comfort, convenience, and coastal living. Launch from your private dock with electric lift and cruise to your favorite waterfront restaurants, spend the afternoon at a nearby sandbar, or enjoy a day on the water with Anna Maria Island and Florida's Gulf beaches accessible in 30 minutes or less by boat. Designed for easy everyday living, the majority of the home's living space is situated on the main floor, including the living room, kitchen, primary suite, and two additional bedrooms. Upstairs, a flexible bonus space offers endless possibilities as a fourth bedroom, home office, media room, or guest retreat. An additional flex room off the garage entry provides even more versatility to fit your lifestyle. Extensively renovated with over $100,000 in upgrades, this home is truly move-in ready. The stunning renovation includes a completely remodeled kitchen featuring new cabinetry, sink, faucet, garbage disposal, refrigerator, range, microwave, dishwasher, and beautiful quartz countertops. Quartz surfaces continue throughout both bathrooms, complemented by new vanities, new tile flooring, and updated fixtures. Additional improvements include new interior doors throughout the living space and brand-new luxury vinyl plank flooring throughout the entire main level. Major updates provide exceptional peace of mind, including ALL NEW HURRICANE-IMPACT WINDOWS, a new metal roof (2024), hot water heater (2024), mini-split system for the upstairs flex space (2024), 250-amp electrical panel, garage door opener, blinds, and window treatments. The back porch was newly screened in 2025, creating the perfect place to relax and enjoy the waterfront setting. The fenced backyard offers privacy and space for pets, entertaining, or simply soaking in the Florida sunshine. Step outside and embrace the waterfront lifestyle. The private dock with electric lift makes getting on the water effortless, whether you're heading out for a morning fishing trip, meeting friends at a waterfront restaurant, or spending the day exploring the Manatee River and surrounding waterways. Ideally located near Ellenton Premium Outlets, local shopping, dining, and popular waterfront restaurants, with quick access to I-75, I-275, and the Sunshine Skyway Bridge for an easy commute to St. Petersburg, Tampa, Sarasota, and beyond. Whether you're searching for a primary residence, seasonal retreat, or waterfront escape, this exceptional property delivers something many buyers believe no longer exists - affordable waterfront living with direct boating access, major updates already completed, and the true Florida lifestyle right outside your back door.
Local Insight
At $429 per square foot for a 1963 waterfront home in an AE flood zone, you're paying a premium for water access on a tight 0.2-acre lot—so flood insurance costs and elevation concerns should be your first due diligence before falling in love with the location. The bones are dated (60+ years old) and you've got only two bathrooms for four bedrooms, which could feel tight for a family or resale appeal. The no-HOA structure is a plus, but with a mandatory flood zone and older systems, budget seriously for both insurance and potential improvements if you're looking at this as long-term value.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 25, 2026
- Listed$650,000Jun 25, 2026
- Price increased$675,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Alford & Vowells
- County
- Manatee
- Year built
- 1963
- Living area
- 1,572 sq ft
- Price/sq ft
- $429
- Building area
- 2,736 sq ft (Public Records)
- Lot size
- 8,799 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12081C0169F)
- Garage
- 1 spaces
- Annual taxes
- $3,100 (2025)
- Parcel #
- 934300005
- Zoning
- RSF6
- MLS #
- A4698126
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Window Treatments
- Laundry
- Laundry Room, Outside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Storage
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 21x18 |
| Kitchen | First | 13x9 |
| Primary Bedroom | First | 14x13 |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | Upper |
Listing Details
- Listing date
- 2026-06-25
- On market date
- 2026-06-25
- Original list price
- $650,000
- Occupant type
- Owner
- MLS area
- 34222 - Ellenton
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-25
- Tax legal description
- N 20 FT OF LOT 8, LOT 9 BLK C ALFORD & VOWELL SUB PI#9343.0000/5
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US HWY 301 to Palm Ave to home on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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