512 Palm Avenue, FL512 Palm Avenue, FL512 Palm Avenue, FL
Stellar MLS
1 / 41

$675,000

512 Palm Avenue

Ellenton, FL 34222

Listing updated: June 26, 2026 at 1:02 AM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Jeremy Hartmark · MLS #A4698126 · Active · 877-366-2213
4
Beds
2
Baths
1,572
Sq Ft
0.2
Acres
1963
Built
WaterfrontWater access$429/sqft
Single Family Residence

Property type

1963

Year built

8,799 sqft

Lot size

$429

Price / sq ft

No HOA

HOA dues

0

Days on market

1

Garage space

AE

Flood zone

About this home

Affordable waterfront living is no longer out of reach. Welcome to your slice of Florida paradise on a saltwater canal with direct access to the Manatee River, where boating, waterfront dining, and sunset cruises become part of everyday life. Tucked away on a quiet dead-end street, this beautifully renovated home offers the perfect blend of comfort, convenience, and coastal living. Launch from your private dock with electric lift and cruise to your favorite waterfront restaurants, spend the afternoon at a nearby sandbar, or enjoy a day on the water with Anna Maria Island and Florida's Gulf beaches accessible in 30 minutes or less by boat. Designed for easy everyday living, the majority of the home's living space is situated on the main floor, including the living room, kitchen, primary suite, and two additional bedrooms. Upstairs, a flexible bonus space offers endless possibilities as a fourth bedroom, home office, media room, or guest retreat. An additional flex room off the garage entry provides even more versatility to fit your lifestyle. Extensively renovated with over $100,000 in upgrades, this home is truly move-in ready. The stunning renovation includes a completely remodeled kitchen featuring new cabinetry, sink, faucet, garbage disposal, refrigerator, range, microwave, dishwasher, and beautiful quartz countertops. Quartz surfaces continue throughout both bathrooms, complemented by new vanities, new tile flooring, and updated fixtures. Additional improvements include new interior doors throughout the living space and brand-new luxury vinyl plank flooring throughout the entire main level. Major updates provide exceptional peace of mind, including ALL NEW HURRICANE-IMPACT WINDOWS, a new metal roof (2024), hot water heater (2024), mini-split system for the upstairs flex space (2024), 250-amp electrical panel, garage door opener, blinds, and window treatments. The back porch was newly screened in 2025, creating the perfect place to relax and enjoy the waterfront setting. The fenced backyard offers privacy and space for pets, entertaining, or simply soaking in the Florida sunshine. Step outside and embrace the waterfront lifestyle. The private dock with electric lift makes getting on the water effortless, whether you're heading out for a morning fishing trip, meeting friends at a waterfront restaurant, or spending the day exploring the Manatee River and surrounding waterways. Ideally located near Ellenton Premium Outlets, local shopping, dining, and popular waterfront restaurants, with quick access to I-75, I-275, and the Sunshine Skyway Bridge for an easy commute to St. Petersburg, Tampa, Sarasota, and beyond. Whether you're searching for a primary residence, seasonal retreat, or waterfront escape, this exceptional property delivers something many buyers believe no longer exists - affordable waterfront living with direct boating access, major updates already completed, and the true Florida lifestyle right outside your back door.

Local Insight

At $429 per square foot for a 1963 waterfront home in an AE flood zone, you're paying a premium for water access on a tight 0.2-acre lot—so flood insurance costs and elevation concerns should be your first due diligence before falling in love with the location. The bones are dated (60+ years old) and you've got only two bathrooms for four bedrooms, which could feel tight for a family or resale appeal. The no-HOA structure is a plus, but with a mandatory flood zone and older systems, budget seriously for both insurance and potential improvements if you're looking at this as long-term value.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,413
Property taxes$258
Home insurance (est.)$309

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 25, 2026
  2. Listed$650,000
    Jun 25, 2026
  3. Price increased$675,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Alford & Vowells
County
Manatee
Year built
1963
Living area
1,572 sq ft
Price/sq ft
$429
Building area
2,736 sq ft (Public Records)
Lot size
8,799 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12081C0169F)
Garage
1 spaces
Annual taxes
$3,100 (2025)
Parcel #
934300005
Zoning
RSF6
MLS #
A4698126

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Window Treatments
Laundry
Laundry Room, Outside
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Storage
Construction materials
Block
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected

Community

Pets allowed
Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst21x18
KitchenFirst13x9
Primary BedroomFirst14x13
Bedroom 2First
Bedroom 3First
Bedroom 4Upper

Listing Details

Listing date
2026-06-25
On market date
2026-06-25
Original list price
$650,000
Occupant type
Owner
MLS area
34222 - Ellenton
Listing AOR
Orlando Regional
Status changed
2026-06-25
Tax legal description
N 20 FT OF LOT 8, LOT 9 BLK C ALFORD & VOWELL SUB PI#9343.0000/5

Flood risk

High riskFEMA Zone AEPanel 12081C0169F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US HWY 301 to Palm Ave to home on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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