$599,000
470 Santa Fe Drive
Fort White, FL 32038
Listing updated: July 12, 2026 at 3:56 PM ET
Listing courtesy of Garrett Realty · Katie Garrett · MLS #GC541395 · Active · 386-931-4557Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Remarkable rare opportunity to own approx 2 acres on the Santa Fe River in the highly sought-after Three Rivers Estates community on a double lot. This cabin-style river home is perfectly positioned on a scenic bend in the river, offering views both upstream and downstream. Designed to enjoy the waterfront setting, the home features wraparound porches, a massive rear deck overlooking the river, and a private boardwalk that winds through impressive cypress trees to a covered riverside deck. Inside are 2 bedrooms, 1 full bathroom, a sunroom with river views, and a wood-burning stove. The lower level offers a partially finished game room with a half bath and additional storage space. Outside, you'll also find a full walk-in outdoor shower and a garage/storage area perfect for a golf cart, lawn mower, or all of your river toys. A new roof was installed in 2025. Three Rivers Estates property owners enjoy exclusive access to multiple private parks with boat ramps on both the Santa Fe and Ichetucknee Rivers, providing endless opportunities for boating, kayaking, tubing, paddleboarding, and fishing. The property is just minutes from Ichetucknee Springs, Ginnie Springs, Poe Springs, Blue Springs, Rum Island, and several other North Florida springs. Whether you're looking for a private river retreat, a full-time residence, or an income-producing short-term rental, this is a rare opportunity to own one of the Santa Fe River's most desirable waterfront locations.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history12 days on market
- Status: ActiveJul 12, 2026
- Listed$599,000Jun 24, 2026
- Price increased$599,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 12
- Subdivision
- Three Rivers Estates
- County
- Columbia
- Year built
- 1981
- Living area
- 1,269 sq ft
- Price/sq ft
- $472
- Building area
- 3,976 sq ft (Public Records)
- Lot size
- 87,120 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- AE
- Annual taxes
- $487 (2026)
- Parcel #
- 00-00-00-00586-006
- Zoning
- ESA2
- MLS #
- GC541395
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Wood
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Other
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Circular Driveway, Driveway
HOA & Financial
- HOA fee
- $175 / Annually
- Monthly HOA
- $15/mo
- Total monthly fees
- $15/mo
- Total annual fees
- $175
- HOA name
- Three Rivers Property Owners
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Outdoor Shower
- Construction materials
- Cedar
- Roof
- Metal
- Foundation
- Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Dirt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-06-22
- On market date
- 2026-06-24
- Original list price
- $599,000
- Occupant type
- Vacant
- MLS area
- 32038 - Fort White
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-07-12
- Tax legal description
- LOTS 42& 43 UNIT 2 THREE RIVERS ESTATES. 454-163, 739-931, 794-777, 806-768, 879-1110, 906-125, 906-127, 956-382, WD 1009-182, QC 1125-2459, WD 1314-2410
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Located on Santa Fe Dr in Three Rivers
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 12, 2026 at 3:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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