477 Harbor Ridge Drive, FL477 Harbor Ridge Drive, FL477 Harbor Ridge Drive, FL
Stellar MLS
1 / 43

$393,000

477 Harbor Ridge Drive

Palm Harbor, FL 34683

Listing updated: June 24, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Key Premier Realty · Alexis Scott · MLS #TB8521947 · Active · 813-943-3501
3
Beds
3
Baths
1,700
Sq Ft
0.07
Acres
2013
Built
Water view$231/sqft
Townhouse

Property type

2013

Year built

3,036 sqft

Lot size

$231

Price / sq ft

$420/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 477 Harbor Ridge Dr! This charming and well-maintained home offers 3 spacious bedrooms, 2.5 bathrooms, and approximately 1,700 square feet of comfortable living space. Designed for both everyday living and entertaining, the home features a functional floor plan with generous living areas, a bright and inviting atmosphere, and plenty of room for family and guests. The primary suite provides a private retreat, while the additional bedrooms offer flexibility for a growing family, home office, or guest accommodations. Conveniently located across the street from conservation and in a desirable neighborhood, this property combines comfort, style, and practicality, making it a wonderful place to call home.

Local Insight

At $231/sqft for a 2013 townhouse with a water view in Harbor Ridge, you're getting solid value compared to single-family homes in Palm Harbor, plus you're in X flood zone which means no flood insurance requirement—a real financial advantage. The $420 monthly HOA is reasonable for a community with waterfront amenities, but on a narrow 0.07-acre lot, you'll want to clarify exactly what "water view" means and whether you have any direct water access or if it's just a sight line from a common area. With three full baths packed into 1,700 sqft, this is built efficiently for a rental investment or downsizer, but confirm the layout doesn't feel cramped before committing.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,987
Property taxes$287
Home insurance (est.)$180
HOA dues$420

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 23, 2026
  2. Listed$393,000
    Jun 23, 2026
  3. Price increased$393,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Subdivision
Harbor Ridge Of Palm Harbor
County
Pinellas
Year built
2013
Living area
1,700 sq ft
Price/sq ft
$231
Lot size
3,036 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0057H)
Garage
2 spaces
Annual taxes
$3,445 (2025)
Parcel #
23-27-15-36302-000-0270
Zoning
RPD-5
MLS #
TB8521947

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Hardwood
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$420 / Monthly
Monthly HOA
$420/mo
Total monthly fees
$420/mo
Total annual fees
$5,040
HOA name
Ameri-Tech Angela
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
please confirm all information with HOA. Buyer and buyer agent to do their own due diligence.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Concrete, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomSecond

Listing Details

Listing date
2026-06-19
On market date
2026-06-23
Original list price
$393,000
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-06-23
Tax legal description
HARBOR RIDGE OF PALM HARBOR LOT 27

Flood risk

Minimal riskFEMA Zone XPanel 12103C0057H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Continue onto E Tarpon Ave ? 0.4 mi Use the left 2 lanes to turn left onto US-19 S ? 1.6 mi Turn right onto E Klosterman Rd ? 1.3 mi Turn left onto Palm Harbor Blvd ? 0.4 mi ? Drive to Harbor Ridge Dr

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 24, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA