485 Harbor Ridge Drive, FL485 Harbor Ridge Drive, FL485 Harbor Ridge Drive, FL
Stellar MLS
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$373,999

485 Harbor Ridge DrivePalm Harbor, FL 34683

Listing updated: October 31, 2026 at 1:35 PM ET

Active
Stellar MLSListing courtesy of Palm Paradise Realty Group · Sherman Gilbert · MLS #TB8516650 · Active · 239-955-7256
3
Beds
3
Baths
1,700
Sq Ft
0.07
Acres
2014
Built
◆$220/sqft◆360° tour
Townhouse

Property type

2014

Year built

2,901 sqft

Lot size

$220

Price / sq ft

$425/mo

HOA dues

143

Days on market

2

Garage spaces

X

Flood zone

About this home

Fall in love with this bright and inviting waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor! Offering 3 bedrooms, 2.5 baths, and a spacious 2-car garage, this two-story home blends comfortable everyday living with a peaceful pond setting and plenty of room to entertain. Imagine starting your morning with a fresh cup of coffee on the screened lanai, soaking in the tranquil water views before the day begins. Inside, soaring ceilings, abundant natural light, and an open-concept layout create a welcoming atmosphere perfect for gathering with friends, hosting family, or simply relaxing at home. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring granite countertops, wood cabinetry, stainless steel appliances, a breakfast bar, and a walk-in pantry—making entertaining and everyday meals a breeze. All three bedrooms are located upstairs, providing a natural separation between the main living areas and private spaces. The upstairs primary suite offers beautiful pond views, a large walk-in closet, and an ensuite bath. Two additional bedrooms and the conveniently located laundry area are also upstairs, making laundry day a little easier. Tile flooring enhances the main level, while laminate flooring extends throughout the second floor. Thoughtful updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). The attached two-car garage provides ample space to park two vehicles, with added convenience for everyday arrivals and departures. As an end unit sharing only one common wall, this home also offers an added sense of privacy. Enjoy the community lifestyle at Harbor Ridge, where residents have access to a refreshing community pool and cabana. Low HOA fees include exterior maintenance, grounds maintenance, cable, water, sewer, trash, and roof coverage—helping simplify homeownership. Love the Florida lifestyle? You're just minutes from Gulf beaches and approximately 15 minutes from Honeymoon Island State Park. Enjoy easy access to the local trolley route, Pinellas Trail, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs. Nearby US-19 puts shopping, dining, healthcare facilities, and Tampa International Airport within convenient reach. **Whether you're entertaining in the open living space, enjoying a quiet morning by the water, or heading out to explore everything Tampa Bay has to offer, this Harbor Ridge townhome is ready to welcome you home. Schedule your private showing today!**

Estimated monthly payment

Principal & interest$1,891
Property taxes$549
Home insurance (est.)$171
HOA dues$425

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history143 days on market

  1. Status: Active
    Jun 10, 2026
  2. Listed$389,000
    Jun 10, 2026
  3. Price reduced$373,999

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
143
Subdivision
Harbor Ridge Of Palm Harbor
County
Pinellas
Year built
2014
Living area
1,700 sq ft
Price/sq ft
$220
Lot size
2,901 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0057H)
Garage
2 spaces
Annual taxes
$6,587 (2025)
Parcel #
23-27-15-36302-000-0290
Zoning
RPD-10
MLS #
TB8516650

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$425 / Monthly
Monthly HOA
$425/mo
Total monthly fees
$425/mo
Total annual fees
$5,100
HOA name
Ameritech-Angela Johnson
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer or buyer's agent to verify all HOA rules, fees, restrictions, approval requirements, and other requirements directly with HOA/management company.
Approval process
HOA approval. Leasing also requires HOA approval and additional rental restrictions apply

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Kitchen12x15
Living Room15x16
Primary Bedroom14x16

Listing Details

Listing date
2026-06-07
On market date
2026-06-10
Original list price
$389,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-06-10
Tax legal description
HARBOR RIDGE OF PALM HARBOR LOT 29

Flood risk

Minimal riskFEMA Zone XPanel 12103C0057H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Highway 19 N: Head west on Tampa Road. Turn right onto Alt 19 / S Pinellas Avenue. Turn left onto Harbor Ridge Drive. Continue to 485 Harbor Ridge Drive. Property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 31, 2026 at 1:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA