485 Harbor Ridge Drive, FL485 Harbor Ridge Drive, FL485 Harbor Ridge Drive, FL
Stellar MLS
1 / 45

$388,000

485 Harbor Ridge Drive

Palm Harbor, FL 34683

Listing updated: July 25, 2026 at 2:05 PM ET

Active
Stellar MLSListing courtesy of Palm Paradise Realty Group · Sherman Gilbert · MLS #TB8516650 · Active · 239-955-7256
3
Beds
3
Baths
1,700
Sq Ft
0.07
Acres
2014
Built
$228/sqft360° tour
Townhouse

Property type

2014

Year built

2,901 sqft

Lot size

$228

Price / sq ft

$425/mo

HOA dues

45

Days on market

2

Garage spaces

X500

Flood zone

About this home

*One or more Photos Virtually Staged** CHECK OUT THIS BEAUTY! Welcome to this beautiful waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor. This well-maintained 3-bedroom, 2.5-bath home features a 2-car garage, serene pond views, soaring ceilings, abundant natural light, and tile on main floor and laminate flooring throughout second level. The open-concept floor plan includes a spacious living area, screened lanai, and an updated kitchen with granite countertops, wood cabinetry, stainless steel appliances, breakfast bar, and walk-in pantry. Upstairs, the primary suite overlooks the water and offers a large walk-in closet and ensuite bath. Updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). This quiet community unit is only connected on one side. Harbor Ridge residents enjoy a community POOL, cabana, and low HOA fees covering exterior maintenance, grounds, cable, water, sewer, trash and roof. Conveniently located just minutes from the Gulf beaches and only 15 minutes from Honeymoon Island State Park, this home offers easy access to the Pinellas Trail, downtown Palm Harbor, Dunedin, and Tarpon Springs. With nearby access to US-19, you'll enjoy an abundance of shopping, dining, healthcare facilities, and a convenient drive to Tampa International Airport. Come check it out today!

Estimated monthly payment

Principal & interest$1,962
Property taxes$549
Home insurance (est.)$178
HOA dues$425

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history45 days on market

  1. Status: Active
    Jun 10, 2026
  2. Listed$389,000
    Jun 10, 2026
  3. Price reduced$388,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
45
Subdivision
Harbor Ridge Of Palm Harbor
County
Pinellas
Year built
2014
Living area
1,700 sq ft
Price/sq ft
$228
Lot size
2,901 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12103C0057H)
Garage
2 spaces
Annual taxes
$6,587 (2025)
Parcel #
23-27-15-36302-000-0290
Zoning
RPD-10
MLS #
TB8516650

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$425 / Monthly
Monthly HOA
$425/mo
Total monthly fees
$425/mo
Total annual fees
$5,100
HOA name
Ameritech-Angela Johnson
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer or buyer's agent to verify all HOA rules, fees, restrictions, approval requirements, and other requirements directly with HOA/management company.
Approval process
HOA approval. Leasing also requires HOA approval and additional rental restrictions apply

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst12x15
Living RoomFirst15x16
Primary BedroomSecond14x16

Listing Details

Listing date
2026-06-07
On market date
2026-06-10
Original list price
$389,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-06-10
Tax legal description
HARBOR RIDGE OF PALM HARBOR LOT 29

Flood risk

Moderate riskFEMA Zone X500Panel 12103C0057H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Highway 19 N: Head west on Tampa Road. Turn right onto Alt 19 / S Pinellas Avenue. Turn left onto Harbor Ridge Drive. Continue to 485 Harbor Ridge Drive. Property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 25, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA