$1,299,000
20040 Gulf Boulevard
Indian Rocks Beach, FL 33785
Listing updated: June 26, 2026 at 6:53 AM ET
Listing courtesy of Dalton Wade Inc · Leroy Hunton · MLS #TB8521359 · Active · 888-668-8283Property type
Year built
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Step into coastal elegance in this beautifully updated 2-bedroom condo on Gulf Boulevard. Bright, open living spaces flow seamlessly toward beach views and a private balcony where you can relax with morning coffee or unwind after a day at the beach. The open layout and furniture give the space a fresh and modern feel. The kitchen and bathrooms are stylishly finished, complemented by spacious bedrooms. Enjoy resort style amenities, secure building, and unbeatable walkability to dining, shopping, and the shoreline. This unit with tasteful updates, a prime location, and a turnkey interior, delivers strong value in one of the most sought-after coastal corridors. Perfect as a full-time residence, seasonal getaway, or income-producing rental in a prime location. New A/C installed in 2025, ensuring year-round comfort.
Local Insight
At $1,052/sqft for a 1981 condo in AE flood zone, you're paying a premium for Gulf-front location in one of Florida's most access-friendly beach towns, but you'll want to carefully review flood insurance costs and any recent or planned building assessments—older oceanfront buildings in high-risk zones often face significant capital improvement bills. The Sand Castle sits in a genuinely small, walkable beach community with exceptional public beach access, but that also means limited amenities, no private gated community feel, and exposure to seasonal rental activity that can affect the residential character of the building.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 25, 2026
- Listed$1,299,000Jun 25, 2026
- Price increased$1,299,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 1
- Subdivision
- Sand Castle Condo
- County
- Pinellas
- Year built
- 1981
- Living area
- 1,235 sq ft
- Price/sq ft
- $1,052
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- AE (12103C0176H)
- Annual taxes
- $14,266 (2025)
- Parcel #
- 13-30-14-78625-000-4020
- MLS #
- TB8521359
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Electric Water Heater, Range
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo
- Laundry
- Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Guest
HOA & Financial
- Total monthly fees
- $1,620/mo
- Total annual fees
- $19,444
- HOA name
- Larry O"Brien
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please check with association.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Outdoor Grill, Sidewalk
- Construction materials
- Concrete
- Roof
- Built-Up
- Foundation
- Concrete Perimeter
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x13 |
| Dining Room | First | 13x11 |
| Kitchen | First | 12x10 |
| Primary Bedroom | First | 15x12 |
| Primary Bathroom | First | 6x5 |
| Bedroom 2 | First | 13x13 |
| Bedroom 3 | First | 12x9 |
Listing Details
- Listing date
- 2026-06-25
- On market date
- 2026-06-25
- Original list price
- $1,299,000
- Occupant type
- Tenant
- MLS area
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-25
- Tax legal description
- SAND CASTLE III CONDO UNIT 402 TOGETHER WITH THE USE OF PARKING SPACE 402
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Coming from Tampa International Airport, you’ll head out of the terminal and follow the signs for I-275 South toward St. Petersburg, then cross the Howard Frankland Bridge and take Exit 31 for FL-688/Ulmerton Road. Stay on Ulmerton as it turns into Walsingham Road and continue west all the way to the beach, crossing the Walsingham Bridge into Indian Rocks Beach. At the end of the bridge, turn left onto Gulf Boulevard and drive about a mile and a half south through Indian Rocks Beach into Indian Shores, where 20040 Gulf Blvd will be on your right.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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