$1,295,000
20040 Gulf Boulevard
Indian Shores, FL 33785
Listing updated: May 28, 2026 at 6:05 PM ET
Listing courtesy of Century 21 Re Champions · Al Shields · MLS #TB8488878 · Active · 727-398-2774Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Turnkey Gulf-front investment opportunity in the highly desirable Indian Shores area! This remodeled 3-bedroom, 2-bath condo is located in a popular short-term rental complex allowing 7-day minimum rentals, making it an ideal income-producing property. The unit features a kitchen with granite countertops, and full-size appliances, along with an open floor plan designed to maximize guest comfort. Additional upgrades include hurricane shutters and an in-unit washer and dryer. The primary suite offers direct balcony access, a king bed, and a private ensuite bath. Guests will appreciate the spacious additional bedrooms and multiple sleeping arrangements. Amenities include: Heated beachfront pool & hot tub, Direct beach access, Assigned parking, BBQ grilling area. With strong rental appeal, prime beachfront location, and proximity to local dining and attractions, this is a rare opportunity to own a high-performing vacation rental on Florida’s Gulf Coast. Seller financing could be an option.
Local Insight
This waterfront condo is priced at $1,049/sqft in an AE flood zone—you'll want to carefully review flood insurance costs and elevation details before committing, as they can significantly impact your true cost of ownership on the Gulf. The 1981 construction and modest 1,235 sqft footprint mean you're paying premium waterfront dollars for an older, smaller unit, so the real value here hinges on whether direct water access and that location justify the price compared to larger homes further inland. No HOA is a genuine plus for a waterfront property, but given the building's age and beachfront exposure, get a solid inspection focused on structural integrity, roof condition, and any history of storm or water damage.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history66 days on market
- Status: ActiveMar 23, 2026
- Listed$1,295,000Mar 23, 2026
- Price increased$1,295,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 66
- Cumulative DOM
- 481
- Subdivision
- Sand Castle Condo
- County
- Pinellas
- Year built
- 1981
- Living area
- 1,235 sq ft
- Price/sq ft
- $1,049
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- AE (12103C0176H)
- Annual taxes
- $13,727 (2025)
- Parcel #
- 13-30-14-78625-000-3020
- Zoning
- CONDO
- MLS #
- TB8488878
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Elevator, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Basement
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $1,620/mo
- Total annual fees
- $19,444
- CDD
- No
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional, Private Financing Available
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with Condo Assoc.
- Approval process
- Check with Condo Assoc.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Sliding Doors
- Construction materials
- Concrete
- Roof
- Other
- Foundation
- Concrete Perimeter
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x13 |
| Dining Room | First | 13x11 |
| Kitchen | First | 12x10 |
| Primary Bedroom | First | 12x15 |
| Bedroom 2 | First | 13x12 |
| Bedroom 3 | First | 9x11 |
Listing Details
- Listing date
- 2026-03-23
- On market date
- 2026-03-23
- Original list price
- $1,295,000
- Occupant type
- Tenant
- MLS area
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-23
- Tax legal description
- SAND CASTLE III CONDO UNIT 302 TOGETHER WITH THE USE OF PARKING SPACE 302
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the end of Park Blvd turn right North on Gulf Blvd Sandcastle III on left in Indian Shores No Sign.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 6:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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