


$394,500
20870 90th Loop
Dunnellon, FL 34431
Listing updated: August 14, 2026 at 3:11 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome home to this 3-bedroom home in Rainbow Springs, where 2,047 heated square feet, a dedicated office, and 1.47 acres create an inviting place to settle in and enjoy the Dunnellon lifestyle. Major improvements include a new roof and A/C completed in 2022, giving you valuable updates alongside a comfortable split-bedroom floor plan. Inside, high ceilings and bright living spaces create an open, welcoming feel, while the kitchen and family room combination provides an easy setting for everyday living and gathering. The main-floor primary bedroom features a walk-in closet, and the dedicated office offers useful additional space for work, hobbies, or organization. Outside, nearly 1.5 acres provide plenty of room to relax and enjoy the peaceful surroundings, while the attached 2-car garage adds everyday convenience. Rainbow Springs residents also enjoy access to the private Rainbow River Park with a swimming area, canoe and kayak launch, walking trails, and shaded pavilions. Rainbow Springs State Park, the crystal-clear Rainbow River, and downtown Dunnellon are just minutes away, making it easy to enjoy recreation and local destinations. With an annual HOA fee of $246, Flood Zone X designation, well and septic, and block and stucco construction, the property offers plenty of practical details to appreciate. If your search includes a 3-bedroom home in Rainbow Springs with acreage, a dedicated office, major updates, and convenient access to the Rainbow River lifestyle, come see 20870 SW 90th Loop.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history58 days on market
- Status: ActiveJun 17, 2026
- Listed$400,000Jun 17, 2026
- Price reduced$394,500
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 58
- Subdivision
- Rainbow Spgs 01 Rep
- County
- Marion
- Year built
- 2001
- Living area
- 2,047 sq ft
- Price/sq ft
- $193
- Building area
- 2,950 sq ft (Public Records)
- Lot size
- 64,033 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X (12083C0655D)
- Garage
- 2 spaces
- Annual taxes
- $4,978 (2025)
- Parcel #
- 3292-065-012
- Zoning
- A1
- MLS #
- OM726845
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $246 / Annually
- Monthly HOA
- $21/mo
- Total monthly fees
- $21/mo
- Total annual fees
- $246
- HOA name
- Kimberly Kreig
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-06-17
- On market date
- 2026-06-17
- Original list price
- $400,000
- Occupant type
- Owner
- MLS area
- 34431 - Dunnellon
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-17
- Tax legal description
- SEC 14 TWP 16 RGE 18 PLAT BOOK R PAGE 041 RAINBOW SPRINGS 1ST REPLAT BLK 65 LOT 12
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM US 41 AND SW 88TH PLACE ROAD, TURN ONTO SW 88TH PLACE ROAD, T/L ONTO SW 206th Ct Rd, T/R ONTO SW 90TH LOOP, PROPERTY ON RIGHT.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 14, 2026 at 3:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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