$449,900
3141 Canal DrivePalm Harbor, FL 34684
Listing updated: November 3, 2026 at 12:06 PM ET
Listing courtesy of Lpt Realty Llc · Katherine Sakkis · MLS #TB8518778 · Active · 813-359-8990Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. WATERFRONT OPPORTUNITY ON LAKE TARPON – WITH TREMENDOUS EQUITY POTENTIAL! Situated on a canal with direct access to beautiful Lake Tarpon, this 3-bedroom, 3-bathroom home offers an exceptional opportunity to create your dream waterfront retreat, vacation getaway, or investment property. Similar-sized homes in the area have sold between $550,000 and $750,000, making this property an exciting opportunity to build instant equity! BIG-TICKET IMPROVEMENTS ALREADY COMPLETED! A NEW ROOF in 2024 and COMPLETE WHOLE-HOUSE RE-PIPING in 2025 provide valuable updates and a head start on your renovation plans. Additional highlights include DESIRABLE SCHOOL ZONES, LOW FLOOD INSURANCE, and NO HOA FEES OR RESTRICTIONS! The flexibility of no HOA makes this property especially attractive for buyers considering a seasonal retreat, second home, or potential vacation rental, subject to applicable local regulations. Bring your imagination and personal touches to transform this home into something truly special. Enjoy Florida waterfront living with your own private boat dock, screened lap pool and spa, and direct access to Lake Tarpon for boating, fishing, and year-round recreation. Whether you're looking to create your own waterfront paradise or capitalize on a value-add investment, THIS IS AN OPPORTUNITY YOU DON'T WANT TO MISS! Vacant, clean, and easy to show. Schedule your private showing today and discover the possibilities!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history97 days on market
- Status: ActiveAug 23, 2026
- Listed$525,000Jul 22, 2026
- Price reduced$449,900
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 97
- Subdivision
- Lake Tarpon Estates
- County
- Pinellas
- Year built
- 1984
- Living area
- 1,729 sq ft
- Price/sq ft
- $260
- Building area
- 2,912 sq ft (Public Records)
- Lot size
- 6,560 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12103C0076H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $8,448 (2025)
- Parcel #
- 32-27-16-48780-000-0270
- Zoning
- R-3
- MLS #
- TB8518778
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Range, Refrigerator
- Interior features
- High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify with Palm Harbor and Pinellas County government for restrictions, rules and regualtions.
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | 14x20 |
| Dining Room | Second | 14x8 |
| Kitchen | Second | 10x15 |
| Primary Bedroom | Second | 14x15 |
Listing Details
- Listing date
- 2026-07-07
- On market date
- 2026-07-22
- Original list price
- $525,000
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-23
- Tax legal description
- LAKE TARPON ESTATES LOT 27
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US 19 to Lake Tarpon Dr. Left on North Canal Drive.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 3, 2026 at 12:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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