3149 Canal Drive, FL

$599,900

3149 Canal Drive

Palm Harbor, FL 34684

Active
4
Beds
2
Baths
1,816
Sq Ft
0.15
Acres
1957
Built
Water viewWater accessFireplace$330/sqft360° tour
Single Family Residence

Property type

1957

Year built

6,556 sqft

Lot size

$330

Price / sq ft

No HOA

HOA dues

83

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to this beautiful property located at 3149 N Canal Dr in Palm Harbor, Florida—a beautifully maintained 4-bedroom, 2-bath waterfront home offering the ultimate Florida lifestyle. Perfectly positioned on a peaceful canal with your own private dock, this property provides direct water access ideal for boating, kayaking, and enjoying serene sunset views right from your backyard. Inside, you’ll find a spacious and inviting layout with comfortable living areas, abundant natural light, and generously sized bedrooms designed for both relaxation and functionality. The open living and dining spaces flow seamlessly to the outdoor area, creating an ideal setting for entertaining or simply unwinding by the water. Whether you’re searching for a full-time residence or a vacation retreat, this canal-front gem delivers comfort, convenience, and true coastal charm in one of Palm Harbor’s most desirable locations.

Estimated monthly payment

Principal & interest$3,033
Property taxes$170
Home insurance (est.)$275

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history83 days on market

  1. Status: Active
    Mar 1, 2026
  2. Listed$689,900
    Mar 1, 2026
  3. Price reduced$599,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
83
Subdivision
Lake Tarpon Estates
County
Pinellas
Year built
1957
Living area
1,816 sq ft
Price/sq ft
$330
Building area
2,812 sq ft (Public Records)
Lot size
6,556 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0076H)
Garage
2 spaces
Annual taxes
$2,036 (2025)
Parcel #
32-27-16-48780-000-0290
Zoning
R-3
MLS #
TB8481430

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, PrimaryBedroom Upstairs, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Private Mailbox, Sliding Doors
Construction materials
Cement Siding, Stucco
Roof
Shingle
Foundation
Concrete Perimeter
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomSecond

Listing Details

Listing date
2026-02-27
On market date
2026-03-01
Original list price
$689,900
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-03-01
Tax legal description
LAKE TARPON ESTATES LOT 29

Flood risk

High riskFEMA Zone AEPanel 12103C0076H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-19 in Palm Harbor, head west on Tampa Road toward the coast, then turn right onto Alternate US-19 (Palm Harbor Blvd) and continue north. Turn left onto Nebraska Avenue, then make a right onto N Canal Drive. Follow N Canal Drive to 3149 N Canal Dr, which will be on your left along the canal. The home is conveniently located just minutes from local shopping, dining, parks, and beautiful Gulf Coast beaches, making it easy to access while still enjoying a quiet waterfront setting.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 23, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA