$575,000
3149 Canal Drive
Palm Harbor, FL 34684
Listing updated: June 10, 2026 at 8:23 AM ET
Listing courtesy of Avenue Homes Llc · Reynol De La Fe Jimenez · MLS #TB8481430 · Active · 833-499-2980Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this beautiful property located at 3149 N Canal Dr in Palm Harbor, Florida—a beautifully maintained 4-bedroom, 2-bath waterfront home offering the ultimate Florida lifestyle, seller motivated to contribute buyer´s closing cost . Perfectly positioned on a peaceful canal with your own private dock, this property provides direct water access ideal for boating, kayaking, and enjoying serene sunset views right from your backyard. Inside, you’ll find a spacious and inviting layout with comfortable living areas, abundant natural light, and generously sized bedrooms designed for both relaxation and functionality. The open living and dining spaces flow seamlessly to the outdoor area, creating an ideal setting for entertaining or simply unwinding by the water. Whether you’re searching for a full-time residence or a vacation retreat, this canal-front gem delivers comfort, convenience, and true coastal charm in one of Palm Harbor’s most desirable locations.
Local Insight
At $317/sqft for a 1957 home on a quarter-acre lot, you're paying a premium largely for the water view and direct access rather than for square footage or modern updates, so the bones and systems of a 67-year-old house will matter heavily in your inspection. The AE flood zone is a serious consideration—this sits in an active flood risk area, which means mandatory flood insurance and potential future challenges with resale or renovation financing. Lake Tarpon Estates has no HOA, which is a plus for flexibility, but the narrow lot and older structure make this a play for waterfront lifestyle and location over home condition or space.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history101 days on market
- Status: ActiveMar 1, 2026
- Listed$689,900Mar 1, 2026
- Price reduced$575,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 101
- Subdivision
- Lake Tarpon Estates
- County
- Pinellas
- Year built
- 1957
- Living area
- 1,816 sq ft
- Price/sq ft
- $317
- Building area
- 2,812 sq ft (Public Records)
- Lot size
- 6,556 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0076H)
- Garage
- 2 spaces
- Annual taxes
- $2,036 (2025)
- Parcel #
- 32-27-16-48780-000-0290
- Zoning
- R-3
- MLS #
- TB8481430
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, PrimaryBedroom Upstairs, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Private Mailbox, Sliding Doors
- Construction materials
- Cement Siding, Stucco
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | Second |
Listing Details
- Listing date
- 2026-02-27
- On market date
- 2026-03-01
- Original list price
- $689,900
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-01
- Tax legal description
- LAKE TARPON ESTATES LOT 29
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-19 in Palm Harbor, head west on Tampa Road toward the coast, then turn right onto Alternate US-19 (Palm Harbor Blvd) and continue north. Turn left onto Nebraska Avenue, then make a right onto N Canal Drive. Follow N Canal Drive to 3149 N Canal Dr, which will be on your left along the canal. The home is conveniently located just minutes from local shopping, dining, parks, and beautiful Gulf Coast beaches, making it easy to access while still enjoying a quiet waterfront setting.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 10, 2026 at 8:23 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA