3534 Cayugas Loop, FL
Stellar MLS

$465,000

3534 Cayugas Loop

St Cloud, FL 34772

Listing updated: June 12, 2026 at 5:35 PM ET

Active
5
Beds
3
Baths
2,518
Sq Ft
0.21
Acres
2015
Built
Water view$185/sqft
Single Family Residence

Property type

2015

Year built

9,148 sqft

Lot size

$185

Price / sq ft

$66/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

This stunning and well-maintained 5-bedroom, 2.5-bath residence is conveniently situated near shopping centers, restaurants, medical facilities, grocery stores, major roadways and more. Upon approaching the home, you will notice the low-maintenance landscaping and the immaculate lawn, both in pristine condition. Additionally, the exterior has recently undergone meticulous painting. As you enter through the front door, you will be greeted by a newly painted interior, in neutral tones which compliments the tile flooring throughout the house. The formal living and dining room combination offers an abundance of space and has lots of natural light from the large windows with designer Zebra Blinds. Continuing through the home, you will observe the three-way split layout. The front area features an office that can easily serve as a bedroom, along with ample storage closets and a convenient half bath. The primary bedroom is located at the rear of the house, ensuring privacy, as the other three bedrooms and a guest bath are situated on the opposite side. The primary suite includes its own bathroom, complete with a stand-up shower, a separate soaking tub, dual sinks, a private water closet, and a generously sized walk-in closet. As you explore further, you will appreciate the crown molding that adorns the home, adding an elegant touch and a water softener for improved quality of water. The kitchen is equipped with stainless steel appliances, 42-inch cabinets, an attractive backsplash, a large island with seating for stools, a deep pantry closet, and an additional storage area. There is also ample space in the kitchen for a sizable dining table and chairs. From the family room, you can access the yard through sliding glass doors, leading to an enclosed lanai that overlooks a magnificent pond. The fully fenced yard allows for unobstructed enjoyment of the breathtaking view. To enhance your outdoor experience, a large solid wood pergola is pre-wired for garden lights, a fan, and/or a TV, providing ample space for a barbecue grill and outdoor furniture. This home is perfect for entertaining, offering a seamless blend of indoor and outdoor living. This residence is a must-see because of its attractive appeal and prime location. In addition to being near entertainment options, it is approximately a 40-minute drive to Orlando International Airport and the VSA Medical City in Lake Nona. Moreover, let us not overlook Mickey Mouse, who is also just a short drive away :) Arrange your appointment today; this home will not disappointed!

Estimated monthly payment

Principal & interest$2,351
Property taxes$0
Home insurance (est.)$213
HOA dues$66

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 12, 2026
  2. Listed$465,000
    Jun 12, 2026
  3. Price increased$465,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Mallard Pond Ph 4b
County
Osceola
Year built
2015
Living area
2,518 sq ft
Price/sq ft
$185
Building area
3,115 sq ft (Public Records)
Lot size
9,148 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0260G)
Garage
2 spaces
Annual taxes
$4 (2025)
Parcel #
27-26-30-0180-0001-5090
Zoning
X
MLS #
S5151714

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Interior Details

Bedrooms
5
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$66 / Monthly
Monthly HOA
$66/mo
Total monthly fees
$66/mo
Total annual fees
$792
HOA name
Vista Community Association Management
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Lease restrictions need to be confirmed directly with the association.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bedroom 2First10x10
Bedroom 3First10x11
Bedroom 4First11x12
Bedroom 5First
KitchenFirst
Primary BedroomFirst
Family RoomFirst
Great RoomFirst

Listing Details

Listing date
2026-06-12
On market date
2026-06-12
Original list price
$465,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-06-12
Tax legal description
MALLARD POND PH 4B PB 23 PG 1-4 LOT 509

Flood risk

Minimal riskFEMA Zone XPanel 12097C0260G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the Florida Turnpike south keep right onto Exit Clay Whaley Rd, then turn Left onto Clay Whaley. Then turn right onto Florida Nat'l Scenic Trl. Turn right onto Mallard Pond Blvd, take the 2nd exit on the roundabout and follow Mallard Pond Blvd, and a left onto Cayugas Loop.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 5:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA