$699,000
3181 Whisper Wind Drive
St Cloud, FL 34771
Listing updated: June 16, 2026 at 4:13 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this one-of-a-kind custom pool home filled with warmth, character, and architectural charm! Nestled beneath mature oak trees on a spacious lot, this unique property offers soaring vaulted ceilings, exposed wood beams, rich flooring, and a stunning floor-to-ceiling stone fireplace that creates an unforgettable focal point in the main living area. Designed for both entertaining and everyday living, the open-concept layout flows seamlessly into the spacious kitchen featuring modern countertops, stainless steel appliances, abundant cabinetry, center island, and generous dining space. Large windows and sliding glass doors bring in natural light while creating a seamless indoor-outdoor connection. This versatile floor plan offers oversized bedrooms, loft areas, and multiple flex spaces perfect for a home office, media room, playroom, gym, or additional living area. The spacious primary suite provides a private retreat with ample room to relax and unwind. Step outside into your own private Florida oasis featuring a large screened-in pool enclosure, covered lanai, expansive patio space, and mature landscaping surrounded by beautiful oak trees and peaceful outdoor views. Whether hosting family and friends or enjoying a quiet evening poolside, this backyard was designed for making memories. Additional features include solar panels for energy efficiency, updated flooring throughout, rustic-modern finishes, balcony access overlooking the outdoor living space, oversized driveway, and exceptional curb appeal. If you are searching for a home with personality, flexibility, and timeless character, this is not your typical cookie-cutter property. This home offers a rare combination of space, charm, and resort-style outdoor living all in one unique package.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 16, 2026
- Listed$699,000Jun 16, 2026
- Price increased$699,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Cumulative DOM
- 28
- Subdivision
- Lake Ajay Village
- County
- Osceola
- Year built
- 1980
- Living area
- 2,754 sq ft
- Price/sq ft
- $254
- Building area
- 3,742 sq ft (Public Records)
- Lot size
- 22,433 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- A (12097C0105G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,713 (2025)
- Parcel #
- 04-25-31-2512-0001-0380
- Zoning
- OPUD
- MLS #
- O6415271
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Hardwood, Vinyl, Wood
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Heat Pump, Zoned
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Garage Faces Side, Oversized
HOA & Financial
- HOA fee
- $68 / Monthly
- Monthly HOA
- $68/mo
- Total monthly fees
- $68/mo
- Total annual fees
- $816
- HOA name
- Lake Ajay Village
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, Other, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify with HOA any restrictions
Exterior & Construction
- Exterior features
- Balcony, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- HardiPlank Type, Stone, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Underground Utilities, Water Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 19x13 |
| Living Room | First | 20x19 |
| Dining Room | First | 10x13 |
| Primary Bedroom | First | 31x13 |
| Bedroom 2 | Second | 23x13 |
| Bedroom 3 | Second | 11x15 |
| Bedroom 4 | Second | 13x13 |
| Laundry | First | 7x10 |
Listing Details
- Listing date
- 2026-06-16
- On market date
- 2026-06-16
- Original list price
- $699,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-06-16
- Tax legal description
- LAKE AJAY VILLAGE PB 2 PGS 201-204 LOT 38
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
417 South on SR15 approximately 8 miles, lake Ajay will be found on your left, once through the gate go straight on Whisper Wind Dr and the home will be on your right after about 1/2 a mile.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 16, 2026 at 4:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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