900 Cove Cay Drive, FL
Stellar MLS

$170,000

900 Cove Cay Drive

Clearwater, FL 33760

Listing updated: June 8, 2026 at 3:35 PM ET

Active
2
Beds
2
Baths
960
Sq Ft
1990
Built
Water viewWater access$177/sqft
Condominium

Property type

1990

Year built

$177

Price / sq ft

$695/mo

HOA dues

0

Days on market

AE

Flood zone

About this home

Experience the Florida Lifestyle You've Been Dreaming About! Welcome to Cove Cay, one of Tampa Bay's most desirable gated waterfront golf communities, where every day feels like a vacation. Perfect as a primary residence, winter retreat, or second home, this beautifully maintained first-floor condo offers the ideal combination of waterfront serenity, resort-style amenities, and low-maintenance living. This spacious 2-bedroom, 2-bath residence overlooks a tranquil canal and mangrove-lined inlet connected to Tampa Bay, creating a peaceful natural backdrop right outside your screened lanai. Enjoy morning coffee while watching native birds and coastal wildlife, or unwind in the evenings with gentle waterfront breezes. Inside, you'll find a bright and inviting floor plan filled with natural light. The updated kitchen features stone countertops, newer appliances, and a convenient in-unit washer and dryer. The generously sized primary suite includes two closets and an en-suite bath with a private water closet and walk-in shower. Tile flooring throughout the main living areas offers easy maintenance, while the bedrooms provide comfort and warmth. Beyond your front door awaits an unmatched Florida lifestyle. Cove Cay is a secure, 24-hour gated community nestled along Tampa Bay and centered around a scenic 18-hole championship golf course. Residents enjoy access to an on-site restaurant and pub, beautifully landscaped grounds, community pools, and the nearby marina offering affordable boat slips, storage, rentals, and easy access to Tampa Bay's waterways. Whether your passion is golf, boating, fishing, or simply enjoying Florida's sunshine, Cove Cay offers it all in one convenient location. You're just minutes from world-famous Gulf beaches, vibrant downtowns, major airports, shopping, dining, and professional sports venues. The monthly maintenance fee makes ownership easy by covering cable, internet, building insurance, water, sewer, trash, lawn care, and pool maintenance—allowing you to spend less time on upkeep and more time enjoying the Florida lifestyle. If you've been searching for an affordable waterfront golf community with exceptional amenities and a true resort atmosphere, this is your opportunity to own a piece of paradise in Tampa Bay.

Estimated monthly payment

Principal & interest$860
Property taxes$50
Home insurance (est.)$78
HOA dues$695

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 8, 2026
  2. Listed$170,000
    Jun 8, 2026
  3. Price increased$170,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
Cove Cay Village Iii
County
Pinellas
Year built
1990
Living area
960 sq ft
Price/sq ft
$177
Building area
1,045 sq ft (Estimated)
Flood zone
AE
Annual taxes
$600 (2025)
Parcel #
29-29-16-18708-003-0160
MLS #
TB8516894

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Common Area
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$695 / Monthly
Monthly HOA
$695/mo
Total monthly fees
$695/mo
Total annual fees
$8,340
HOA name
Madi Nazario
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify with association
Approval process
Application and interview

Exterior & Construction

Exterior features
Tennis Court(s)
Construction materials
Block
Roof
Other
Foundation
Block
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK

Room Details

RoomLevelDimensions
Dining RoomFirst12x12
Primary BedroomFirst13x14
Bedroom 2First12x12
Living RoomFirst12x15
KitchenFirst10x10

Listing Details

Listing date
2026-06-08
On market date
2026-06-08
Original list price
$170,000
Occupant type
Tenant
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-06-08
Tax legal description
COVE CAY VILLAGE III CONDO PHASE THREE, UNIT 1-F

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-19, take the frontage road to the guardhouse. Follow the road around and building is on left. Guest parking is futher from buildings.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 8, 2026 at 3:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA