$199,999
800 Cove Cay Drive
Clearwater, FL 33760
Listing updated: April 22, 2026 at 5:48 PM ET
Listing courtesy of Homefront Realty · Mary DeBaggis · MLS #TB8434131 · Active · 727-641-4444Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to this Cove Cay condo featuring a large screened balcony overlooking the 9th hole of the Cove Cay Golf Course. This 2 Bedroom, 2 Bathroom Condo can be sold furnished or unfurnished. Enjoy a beautifully renovated kitchen and laundry in unit! Access to a private village pool, hot tub, fitness center and 2 restaurants all within a gated community. Close to beaches, shopping, and dining. Reach out to schedule your showing today!
Local Insight
At $199,999 for a waterfront unit in an AE flood zone, you're getting decent square footage and direct water access, but you'll need to factor in flood insurance costs upfront since that's a mandatory expense in this zone—it's worth running actual quotes before committing. The 1989 build date and condo-only setup means you should scrutinize the reserve study and recent special assessments, especially given the waterfront location where envelope maintenance (windows, seals, structural integrity) tends to be costlier. The lack of HOA is genuinely unusual for a waterfront condo complex, so dig into what that actually means for maintenance responsibility and whether there's a separate condo association funding repairs.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history192 days on market
- Status: ActiveMar 20, 2026
- Listed$230,000Oct 3, 2025
- Price reduced$199,999
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 192
- Cumulative DOM
- 318
- Subdivision
- Cove Cay Village Iii
- County
- Pinellas
- Year built
- 1989
- Living area
- 960 sq ft
- Price/sq ft
- $208
- Lot size
- 0 sq ft
- Flood zone
- AE
- Annual taxes
- $3,367 (2024)
- Parcel #
- 29-29-16-18708-001-0460
- MLS #
- TB8434131
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom
- Laundry
- In Kitchen
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- Total monthly fees
- $695/mo
- Total annual fees
- $8,340
- HOA name
- Quality Property Management
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Assumable, Cash, Conventional, FHA
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact Yuri in Cove Cay 3 office for all lease restrictions.
- Approval process
- Application, fee, background check, orientation
Exterior & Construction
- Exterior features
- Awning(s), Balcony, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Built-Up
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Available, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Bathroom 1 | First | |
| Bathroom 2 | First | |
| Primary Bedroom | First | |
| Bedroom 1 | First | |
| Living Room | First |
Listing Details
- Listing date
- 2025-10-03
- On market date
- 2025-10-03
- Original list price
- $230,000
- Occupant type
- Vacant
- MLS area
- 33760 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-20
- Tax legal description
- COVE CAY VILLAGE III CONDO PHASE ONE, UNIT 4-F
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US 19 just South of Belleair Rd on E. Side. When traveling South, exit at Whitney Rd and make a U turn. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Stop a guard gate for pass. Park in yellow curb visitor spaces only!
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 22, 2026 at 5:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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