7569 Bent Tree Loop, FL7569 Bent Tree Loop, FL7569 Bent Tree Loop, FL
Stellar MLS
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$344,900

7569 Bent Tree LoopSt Cloud, FL 34773

Listing updated: November 1, 2026 at 4:06 PM ET

Active
Stellar MLSListing courtesy of Adams Homes Realty, Inc · Jannette Rodriguez · MLS #O6414061 · Active · 850-469-0977
3
Beds
2
Baths
1,415
Sq Ft
0.11
Acres
2026
Built
◆New construction◆$244/sqft◆360° tour
Single Family Residence

Property type

2026

Year built

4,792 sqft

Lot size

$244

Price / sq ft

$76/mo

HOA dues

147

Days on market

2

Garage spaces

X500

Flood zone

About this home

7569 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $344,900. 3 bedrooms, 2 full baths, 1,415 sq ft. 2-car garage, granite counters, stainless appliances. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $28,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,815.89/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $344,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

Estimated monthly payment

Principal & interest$1,744
Property taxes$69
Home insurance (est.)$158
HOA dues$76

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history147 days on market

  1. Status: Active
    Jun 7, 2026
  2. Listed$372,900
    Jun 7, 2026
  3. Price reduced$344,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
147
Subdivision
Harmony Central
County
Osceola
Year built
2026
Living area
1,415 sq ft
Price/sq ft
$244
Building area
1,795 sq ft (Builder)
Lot size
4,792 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12097C0295G)
Garage
2 spaces
Annual taxes
$831 (2025)
Parcel #
32-26-32-3666-000N-0150
Zoning
RES
MLS #
O6414061

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Interior features
In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Stone Counters
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Northeast
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$908 / Annually
Monthly HOA
$76/mo
Total monthly fees
$76/mo
Total annual fees
$908
HOA name
Artemis Lifestyles / Pedro Gutierrez
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Check directly with HOA management
Approval process
Check directly with HOA Management

Exterior & Construction

Exterior features
Private Yard, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary Bedroom11.11x13
Bathroom 211.11x10
Bedroom 311.11x10
Great Room15.3x16.7
Kitchen
Dining Room
Bathroom 1
Bathroom 2

Listing Details

Listing date
2026-06-04
On market date
2026-06-07
Original list price
$372,900
Occupant type
Vacant
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Orlando Regional
Status changed
2026-06-07
Tax legal description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 15

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0295G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Orlando International airport to Harmony Central: Take SR-528 and exit on S. Narcoosee Rd and continue for apprx 15 Miles then make a left turn on US-192 East for about 9 miles and look for Harmony Central Entrance signage. As soon as you enter The Model Home will be on your left hand side entrance.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 1, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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